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About
Women's Clothing StoreShoe StoreClothing StorePlus Size Clothing StoreFashion Accessories Store
Shop Cato Fashions for the latest holiday trends in women's clothing in sizes 2 to 28, shoes, jewelry and accessories. On-trend holiday fashion at everyday low prices.
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- Credit cardAvailable
- DebitAvailable
- Accepts checksAvailable
Location
Hours
Frequently Asked Questions About Cato Fashions
What is Cato Fashions holiday return policy?
Purchases made between November 10, 2025 and December 24, 2025 may be returned through January 25, 2026. Our normal 30-day return policy will apply to all purchases made beginning December 26, 2025.
Can I ship my online order to a Cato Fashions store near me?
Yes! Order can be shipped to your local Cato store for free. During checkout, select "Free Ship to Store" as your shipping option. Free Ship to Store orders are shipped with our weekly store shipments, so please allow up to 15 business days. You will receive a confirmation email from us once your order has arrived in store.
Does Cato Fashions have a loyalty program?
Cato Fashions offers Cato Style Rewards for Cato credit card holders. If you have a Cato credit card, you are automatically enrolled. To apply for the Cato credit card, visit your local Cato store or apply online here.
What sizes does Cato Fashions carry?
Cato offers clothing sizes from 2 to 28. Petite sizes are available in select stores and online. You can find shoes in sizes 6 to 12 in regular and wide widths. Half sizes are available online only.
Where can I find Cato Fashions coupons?
Cato Fashions offers the same low prices every day of the week, so you don't have to wait for sales or coupons.
Does Cato Fashions offer a layaway plan?
Cato stores offer a 30-day layaway plan. Layaway is not available for online purchases.
Will my online order arrive by Christmas?
Standard shipping and ship to store orders should be placed by December 15, 2025 in order to arrive by Christmas. Expedited orders should be placed by December 22, 2025 in order to arrive by Christmas.
What types of products does Cato Fashions offer?
Cato Fashions offers women’s clothing in sizes 2 to 28, shoes, jewelry, accessories, and seasonal fashion items.
What are the store hours for Cato Fashions at Bay City?
Cato Fashions is open Monday through Saturday from 10:00 AM to 7:00 PM and Sunday from 1:00 PM to 6:00 PM.
Where is Cato Fashions located?
Cato Fashions is located at 3900 State Street Road, Bay City, MI 48706.
Does Cato Fashions accept credit card and other payment options?
Yes, Cato Fashions accepts major credit cards including American Express, Discover, Mastercard, and Visa, as well as Apple Pay, PayPal, Samsung Pay, cash, check, and travelers checks.
What is Cato Fashions’ return policy?
Items with receipt and original tags in new condition can be returned within 30 days of purchase for a refund; after 30 days or without receipt, exchanges or store credit at selling price are offered.
Can I ship my online order to the Cato Fashions store?
Yes, you can select 'Free Ship to Store' during checkout and your order will be shipped to the local store at no extra cost, typically arriving within 15 business days.
Does Cato Fashions offer a loyalty program?
Yes, Cato Style Rewards is available for Cato credit card holders who are automatically enrolled upon obtaining the card.
What nearby places can I visit before or after shopping at Cato Fashions?
You can visit Yogurt Yeti for frozen yogurt, Sally Beauty for hair and beauty supplies, or Supercuts for haircuts, all nearby the Cato Fashions store.
Are there other shopping options near Cato Fashions at The Shops At Bay City Mall?
Yes, The Shops At Bay City Mall offers a variety of stores including Walmart, Dollar Tree, and Metro by T-Mobile for additional shopping needs.
How can nearby services like America's Best Contacts & Eyeglasses and Miracle-Ear benefit customers visiting Cato Fashions?
These nearby vision and hearing aid providers offer convenient access to optical and hearing services, making it easy to combine health needs with shopping at Cato Fashions.