Brand Certified
Tracy's Fine Jewelry
4.5(80 reviews)
Certified by Tracy's Fine Jewelry • Apr 12, 2026
Business Details
2621 E 15th Street, Panama City, FL
32405, United States
Certified by Tracy's Fine Jewelry • Apr 12, 2026
(850) 747-8811
Certified by Tracy's Fine Jewelry • Apr 12, 2026
http://tracysfinejewelry.com
Certified by Tracy's Fine Jewelry • Apr 12, 2026
About
Certified by Tracy's Fine Jewelry • Apr 12, 2026
Jeweler
Located on the beautiful Emerald Coast of Florida since 1971, our business has grown to make us one of the largest and most respected rare coin and precious metals dealers in America. In addition, we have a fabulous showroom filled with fine jewelry, rare Colombian emeralds and a selection of certified diamonds, beyond belief.
Details
- DebitAvailable
- Accepts checksAvailable
Location
Certified by Tracy's Fine Jewelry • Apr 12, 2026
Hours
Certified by Tracy's Fine Jewelry • Apr 12, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 5:00 PM
Sunday1:00 AM - 5:00 PM
Reviews
4.5
80 reviews
5 stars
51
4 stars
4
3 stars0
2 stars
2
1 star
7
- RRRachel RiceDec 25, 20255.0who ever helped my dad with my graduation gift did a wonderful job. I love it and its creativity. I love that it opens and the engraving on the back! Most thoughtful gift from my dad and it will be with me forever. And yes for those confused… I am a funeral director :)
- TFTAMMY FOERMANDec 22, 20255.0I went to purchase silver and I was treated upfront and honest the gentleman was very friendly and professional I would not hesitate to do business with them in the future 🙂
- DNdakota nyeOct 21, 20255.0Maharaj wanted me too spend 2,000 dollars to fix my wife’s ring! Saying “it’s not fixable” and I brought it to Tracy’s and it was fixed to perfection in less than a week for $260.00. Can’t thank them enough, great employees and amazing work. 10/10 experience.
- JWjered willmanSep 3, 20245.0Went in to sell a ring. It was a bit small and not something they had interest in, but they were very friendly. Despite not doing business with me, they cleaned the ring up and gave me a spare box they had so that it would look even better in the photos I would take to sell it on my own. To me that’s rare. They could’ve said not interested and rushed me out the door. But they were just friendly and helped me. I wish more businesses had that sort of mindset.
Frequently Asked Questions About Tracy's Fine Jewelry
Do we have a jeweler?
Yes! We do have a jeweler on the premises and your jewelry never leaves the store.
Do we have a layaway program?
Yes we do! Most layaways are for 3 months except when we start our Christmas in July sale and you can layaway until Christmas. We require 20% of the total down and a payment once a month.
Do we custom design jewelry?
Yes we do! We have two designers that will help you design the jewelry of your dreams. We work with a CAD
designer that has over 20 years of design experience. We also design in 3D to offer the most details out of your jewelry.
Do we offer watch repair?
We don't offer watch repair but we do offer battery replacement and link removal. Most can be done while you wait.
Do we buy gold and silver jewelry?
Yes we do and we buy diamonds and fine quality gemstones. We pay top dollar. We are not a pawn shop we are a second hand dealer. Second hand dealers can only purchase jewelry we can not offer you a pawn.
Do we offer appraisals?
This question can be confusing. We will gladly evaluate your jewelry to tell you what we would pay. This is not an appraisal. Appraisals are usually for insurance purposes and there is a charge for those. We give a detailed description of the item and can take a full day to do research and describe the piece to the best of our ability. Appraisals start off at $100 and up depending on the piece of jewelry.
Does Tracy's Fine Jewelry have an on-site jeweler?
Yes, there is a jeweler on the premises and your jewelry never leaves the store.
Is there a layaway program available at Tracy's Fine Jewelry?
Yes, layaway is available usually for 3 months, with extended options during the Christmas in July sale. A 20% down payment and monthly payments are required.
Can I custom design jewelry at Tracy's Fine Jewelry?
Yes, Tracy's Fine Jewelry offers custom design services with experienced designers using CAD and 3D modeling.
Does Tracy's Fine Jewelry offer watch repair services?
They do not offer watch repair but provide battery replacement and link removal services, many while you wait.
Does Tracy's Fine Jewelry buy gold, silver, and gemstones?
Yes, they buy gold, silver, diamonds, and fine quality gemstones and pay top dollar as a second hand dealer (not a pawn shop).
Are appraisals available at Tracy's Fine Jewelry?
They evaluate jewelry to provide purchase offers, but formal appraisals for insurance purposes are available for a fee starting at $100.
What are the regular business hours of Tracy's Fine Jewelry?
The store is open Monday to Friday from 9 AM to 5 PM, and Saturdays from 9 AM to 3 PM. It is closed on Sundays and certain holidays like Thanksgiving and Christmas.
What payment methods does Tracy's Fine Jewelry accept?
They accept American Express, Cash, Check, Discover, Mastercard, and Visa.
What nearby places can I visit when shopping at Tracy's Fine Jewelry?
You can visit Coin & Bullion Reserves next door for gifts and accessories, or stop by Lucky's Bingo for entertainment after your visit.
How can nearby automotive dealers benefit Tracy's Fine Jewelry customers?
Nearby car dealers like John Lee Pre Owned Center and Mazda USA offer convenient options if you need vehicle services before or after visiting Tracy's Fine Jewelry.
Are there any convenient transportation services near Tracy's Fine Jewelry?
Lifeguard Transportation Services nearby provides ambulance, EMS, and towing services which can be helpful in emergencies or transport needs.
Brand Certified Facts from Tracy's Fine Jewelry
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Certified April 12, 2026Yext Knowledge Graph
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