Infinity Mortgage Group

Refinancing is the process of paying off your existing mortgage with a new mortgage. This type of refinance allows homeowners to take cash out from their home's equity.

Refinancing is the process of paying off your existing mortgage with a new mortgage. Homeowners can refinance their mortgage to reduce their interest rate and monthly payment or change the length (or term) of their mortgage.

Explore a variety of home financing options for a new primary home, second home, or investment home purchase.

The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change.

This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.

An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically. The initial interest rate of an ARM is lower than that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit.

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA).

A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac.

A reverse mortgage is a loan for seniors age 62 and older. HECM reverse mortgage loans are insured by the Federal Housing Administration (FHA) and allow homeowners to convert their home equity into cash with no monthly mortgage payments.

A home equity line of credit (HELOC) is a type of mortgage that allows homeowners to borrow money against their equity as a revolving line of credit. These HELOC funds can be used for a variety of purposes, including home improvements, debt consolidation, big purchases, tuition, and more!