Tom Spaniel Loan Officer

Reviews

• BS

  Basel Shaded

  Jul 6, 2026
  5.0
  The best experience you can have with a loan officer and will give you best deal you can get. Spoke with four different loans officers and landed on Tom. He is looking for the best for you! Thanks a million Tom!
• AB

  Andy Barrios

  Jul 1, 2026
  5.0
  Tom Spaniel was great to work with throughout the entire loan process. He was knowledgeable, responsive, and always took the time to explain my options and answer my questions. He made a stressful situation much easier to navigate. Thanks to Tom’s help, I was able to save my childhood home, and I’m truly grateful for everything he did to make that happen. He was honest, professional, and stayed on top of things from start to finish. If you’re looking for a loan officer who genuinely cares and will work hard for you, I would definitely recommend Tom Spaniel.
• WC

  Wence Castellanos

  Jun 29, 2026
  5.0
  ⭐️⭐️⭐️⭐️⭐️ If you’re looking for a mortgage broker/loan officer who isn’t tied to one bank and can find the best loan for your situation, Tom Spaniel is the one to call As business owners, qualifying for a mortgage was challenging because we pay ourselves through our businesses, but Tom was able to secure us a non-QM bank statement loan with an interest rate that was comparable to an FHA loan. The entire process was incredibly smooth. The application was simple, communication was excellent, and closing was quick and stress-free. On top of that, Tom negotiated lender credits and gave us an outstanding deal on our origination fees, saving us even more money. If you need any type of mortgage financing, I highly recommend reaching out to Tom Spaniel. He is knowledgeable, honest, efficient, and truly works to get the best possible outcome for his clients.
• CM

  C Morris

  Jun 15, 2026
  5.0
  Tom took me through the process step by step, calming my concerns and was always available to answer my questions. He truly went the extra mile and I cannot recommend him enough.
• BY

  Brandon Young

  Jun 2, 2026
  5.0
  I recently worked with Tom Spaniel on refinancing one of my properties, and I couldn't be happier with the experience. From the very beginning, Tom was responsive, professional, and easy to work with. He took the time to explain my options, answered every question I had, and kept me informed throughout the entire process. What stood out most was his dedication to helping me secure a better rate and ensuring everything stayed on track through closing. There were several moving pieces involved, and Tom was always available when I needed an update or clarification. He made a process that can be stressful feel smooth and straightforward. It's rare to find someone who combines industry knowledge, great communication, and genuine customer service the way Tom does. I never felt pressured, and I always felt confident that he was looking out for my best interests. If you're considering a mortgage or refinance, I highly recommend Tom Spaniel. Thank you, Tom, for all your hard work and for making this refinance such a positive experience!

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