Austin Capital Mortgage

Reviews

• MB

  Michal Banaszczyk

  Aug 3, 2026
  5.0
  the best place to find your mortgage
• TC

  The Conk

  Jun 3, 2026
  5.0
  We were researching options for buying a house instead of renting near our son's college campus when we discovered the FHA kiddie condo loan (we used to purchase a house not a condo) for college students — and it changed everything. As parents co-borrowing on an FHA loan for a first-time homebuyer, we had a lot of questions, and Charlie Cooper at Austin Capital Mortgage answered every single one before we even thought to ask. He laid out the entire process from day one so there were zero surprises — we always knew exactly where we stood, what was coming next, and what we needed to do. Charlie made what could have been an overwhelming experience feel really easy. If you're a parent considering using an FHA loan to buy a house for your child in college, call Austin Capital Mortgage. You'll be in the best hands.
• OC

  Owen Conkey

  Jun 2, 2026
  5.0
  I had no credit history as a college student and honestly didn't think buying a home was even possible for me. Charlie Cooper at Austin Capital Mortgage walked me through exactly how to establish a credit score to qualify for a mortgage, set up a clear timeline, and made sure my family and I understood every step of the first-time homebuyer FHA loan process with my parents as co-borrowers. There were no surprises, no confusion — just a smooth, easy process from start to finish. If you're a college student wondering how to buy a house instead of paying rent, and you don't know where to start with credit or financing, Charlie is who you call. He made it happen for me and I couldn't recommend him more.
• AJ

  Alberto Silveira Junior

  May 31, 2026
  5.0
  True professionals who know how to deliver: After a horrific, stressful experience trying to work with a rigid big-box bank (Wells Fargo), switching to Austin Capital Mortgage was like night and day. This team is the absolute opposite of the corporate bureaucracy I faced elsewhere. Austin Capital Mortgage actually takes the time to understand your financial situation on a case-by-case basis. They deeply understand the guidelines, the laws, and the complex financials, and they know exactly how to make things happen. They stayed on top of every single detail of my loan. Every person I interacted with was a highly qualified professional who understood the importance of clear communication and met critical deadlines with strict accountability. They turned a nightmare scenario into a success. I highly recommend Austin Capital Mortgage to anyone looking for a seamless, professional home-buying experience.
• AS

  Ashley Simmons

  May 10, 2026
  5.0
  We had an amazing experience working with our mortgage lender (Tom Oltmann) from start to finish. The entire process was smooth, professional, and stress-free thanks to his guidance, communication, and dedication. He took the time to explain every step, answered all of our questions quickly, and truly made us feel supported throughout the home-buying process. His knowledge, patience, and commitment to helping us secure the best option for our family did not go unnoticed. We are incredibly grateful for all of Tom’s & teams hard work and highly recommend them to anyone looking for a trustworthy and dependable mortgage lender. Thank you again for making this experience such a positive one!

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