I offer Mortgage Loans for buyers wanting to purchase a home. I have Conventional Loans with as little as 3% down payment. FHA Loans, VA Loans, USDA Rural Development Loans, 1st Time Homebuyers Down Payment Assistance Loans. Credit scores as low as 580.
Mortgages made easy!
Location
Certified by Tami Barber Southerland • May 17, 2026
Certified by Tami Barber Southerland • May 17, 2026
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 5:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Reviews
5.0
29 reviews
5 stars
29
4 stars0
3 stars0
2 stars0
1 star0
DP
D'Lee Pollock
Mar 1, 2025
5.0
Thank you, Tyler and Tami, for helping me through all the hoops! Due to your support, we closed early, and I am now very happy in my new home. ❤️ This was the easiest mortgage loan process I have been through.
BM
bill muhlhahn
Oct 12, 2023
5.0
Top notch service and great communication from beginning to end. Tami is quick to respond and works hard to get the deal to the finish line. She is very knowledgeable and personable to work with.
AS
Ashlee Shirey
Oct 11, 2023
5.0
Tami is a great lender! She works hard for her clients and puts her heart into every transaction. She is a professional and a good communicator.
MY
Marty Yonce
Oct 11, 2023
5.0
Tami Southerland was so helpful and available when she worked on my loan. She made everything easy and low stress. She was happy to help with any questions or concerns I had. I would definitely use her for any mortgage loans if I have them moving forward.
Frequently Asked Questions About Tami Barber Southerland
What types of mortgage loans does Tami Barber Southerland offer?
Tami Barber Southerland offers Conventional Loans with as little as 3% down payment, FHA Loans, VA Loans, USDA Rural Development Loans, and 1st Time Homebuyers Down Payment Assistance Loans.
What credit score is required to qualify for a mortgage with Tami Barber Southerland?
Tami Barber Southerland accepts credit scores as low as 580 for mortgage loans.
What are the business hours for Tami Barber Southerland?
The business is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Where is Tami Barber Southerland located?
The office is located at 206 Wesley Street, Johnson City, Tennessee, 37601.
How can I contact Tami Barber Southerland for mortgage services?
You can contact Tami Barber Southerland by phone at +1 423-943-9269 or visit the website http://www.tamibarbersoutherland-encorelending.com.
Which areas does Tami Barber Southerland serve?
She serves clients in Johnson City, Greenville, Kingsport, Elizabethton, Bristol, and Erwin, all in Tennessee.
Are there other mortgage consultants nearby Tami Barber Southerland?
Yes, nearby mortgage consultants include Nolan Jenkins - Mortgage Consultant NMLS#2041081, Encore Lending Group, and Mortgage Man Joe G.
What nearby landmarks can help me find Tami Barber Southerland's office?
Nearby notable places include Washington County-Johnson City Emergency Medical Services and Jack Miller Body Shop, which can help orient you to the location on Wesley Street.
Are there any health or wellness centers near Tami Barber Southerland?
Yes, health-related facilities nearby include Wellmont Cancer Institute, SubZero Cryo & Wellness JC, and Quality of Life Hematology and Oncology Infusion Center.
Can I visit local attractions or services around Tami Barber Southerland's location?
Certainly, nearby you can visit Rouge: A Boutique. Salon and Gallery for beauty services or stop by Wesley Memorial United Methodist Church for community activities.
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