As a mortgage brokerage, we have more flexibility to find the right mortgage program based on your unique situation. We'll match you with the lender that can process and close your loan the fastest… all while saving you money. Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole. We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
Details
Requires appointmentAvailable
Online appointmentsAvailable
Location
Certified by Carolina Mortgage Firm • Jul 05, 2026
Certified by Carolina Mortgage Firm • Jul 05, 2026
Monday8:00 AM - 8:00 PM
Tuesday8:00 AM - 8:00 PM
Wednesday8:00 AM - 8:00 PM
Thursday8:00 AM - 8:00 PM
Friday8:00 AM - 8:00 PM
Saturday8:00 AM - 8:00 PM
Sunday12:00 PM - 8:00 PM
Products & Services
1 list · 6 items
Explore offerings from Carolina Mortgage Firm on 122A Main Street in Fort Mill, with popular services available at this location.
services
6 items
services
Fixed Rates
Adjustable Rate Mortgage (ARM)
Conforming Loans
Jumbo & Super Jumbo Loans
FHA, VA, & USDA Loans
Terms from 5 to 30 Years
Reviews
4.9
88 reviews
5 stars
85
4 stars0
3 stars0
2 stars0
1 star
3
VS
Vic Sayegh
May 27, 2026
5.0
Some mortgage brokers simply shop the lowest rates for you. I chose Mike Pennington and Carolina Mortgage Firm because Mike not only shops the best rate for you, but he has a deep understanding of economic conditions and the political environment and how it has the potential to impact rates. He practically has it down to a science. Excellent communication throughout the process. Highly recommended!
BK
Ben Knapton
Jan 19, 2026
5.0
I was a first time home buyer who had a million questions and Mike Pennington and his team were able to answer them all for me. Mike, David and Katie were so helpful through the process which occurred over the holidays under a tight time frame and they still were there day and night to answer all my questions. Not only did they make me feel comfortable during the process but they also found me the best rate. Mike is very knowledgeable and explained everything to me in depth. Thank you to Mike, David and Katie I look forward to working with you throughout the coming years. If anyone is looking for a company and team who are caring and passionate, I highly recommend taking a look at Carolina Mortgage Firm as they seem to be one of the best in the business!
CK
Cassia Keis
Jan 13, 2026
5.0
Mike Pennington is AMAZING!! My husband and I have had the opportunity & pleasure of working with him multiple times - he always goes above & beyond for us. Super grateful to know him / have someone we trust for anything mortgage related! Thanks Mike & team (especially another thanks to Allen & Katie there as well, for their help in the office during our document signing appointment)
MH
Marilyn Wilds Hoyle
Apr 18, 2025
5.0
What a wonderful experience dealing with Colin and Genesis. They were always available to answer questions and helped my husband and I through the entire process. I would differently refer them to friends and family.
Frequently Asked Questions About Carolina Mortgage Firm
What services does Carolina Mortgage Firm offer?
Carolina Mortgage Firm is a mortgage brokerage that offers flexible home loan programs, mortgage refinancing, debt consolidation, and home loan financing solutions.
Where is Carolina Mortgage Firm located?
Carolina Mortgage Firm is located at 1565 Ebenezer Rd Ste 137, Rock Hill, SC 29732, US.
What are the business hours of Carolina Mortgage Firm?
Carolina Mortgage Firm is open Monday through Saturday from 8:00 AM to 8:00 PM and Sunday from 12:00 PM to 8:00 PM, Eastern Time.
How can I contact Carolina Mortgage Firm?
You can contact Carolina Mortgage Firm by phone at +1 704-800-6551 or +1 803-558-5424, or email michael@carolinamortgagefirm.com.
Does Carolina Mortgage Firm offer online appointments?
The website for Carolina Mortgage Firm is http://www.carolinamortgagefirm.com.
Can I get a free pre-approval letter from Carolina Mortgage Firm?
Yes, Carolina Mortgage Firm offers a free pre-approval letter request to help start the home loan process.
What nearby places can I visit before or after my appointment at Carolina Mortgage Firm?
Nearby you can visit Hopelight Chiropractic, Embody Her Massage, and Elite Beauty Bar for wellness and beauty services.
Are there other mortgage brokers near Carolina Mortgage Firm?
Yes, there are other mortgage brokers nearby such as Nile Mortgage and Carolina Best Mortgage, offering additional options for mortgage services.
Is there a good place nearby where I can get a massage or spa treatment?
Yes, nearby options for massage and spa treatments include Mended by Hand Massage and Wellness, Balance Bodywork LLC, and Muscle Recovery Clinic.
Brand Certified Facts from Carolina Mortgage Firm
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Certified July 05, 2026Yext Knowledge Graph
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