Certified by Harmer Home Team brokered by eXp Realty - West Chester • May 17, 2026
Real Estate Agents & Brokers
About Us: The Harmer Home Team
Welcome! We’re Deborah and Ken Harmer, the passionate duo at the helm of the Harmer Home Team. Our journey into real estate is woven deeply into our personal and professional lives, rooted in a shared dedication to transforming houses into beloved homes.
Our Foundation
Our path in real estate traces back to long before we united our lives in marriage and our passions in business. Deborah was introduced to the world of real estate early on, her stepfather, a respected real estate attorney, ensuring she knew the industry inside and out. This upbringing instilled in her a profound respect for the intricacies of the real estate market.
Ken, with an equal enthusiasm for breathing new life into old spaces, was the piece that completed the puzzle. Together, our mutual love for home restoration flourished into a thriving business, driven by a desire to help others find not just a house, but a home.
Understanding Family
As parents, we're intimately familiar with the rhythms of family life—the joys, the challenges, and everything in between. This personal experience shapes our understanding that a home is more than just a place to live; it's the foundation where memories are created, and futures are built. This insight is at the core of our mission: to find you a home that fits not just your needs, but your life.
Our Mission
At the Harmer Home Team, our commitment is clear: to safeguard your interests in the quest for the perfect home. We strive to streamline the buying and selling process, making it as effortless and enjoyable as possible. Consider us your personal real estate advisors, dedicated to understanding your desires, providing sound advice, and ensuring you navigate this journey with confidence.
Our Credentials
Our expertise is backed by a solid academic foundation, including studies at Hondros College of Real Estate and the Sibcy Cline Steps to Success Training Program. Our knowledge spans real estate law, appraisal, finance, and the principles and practices of the industry. Our professional affiliations reflect our dedication and include the National Association of Realtors, Ohio Association of Realtors, Cincinnati Area Board of Realtors, and Cincinnati Multiple Listing Service.
As licensed real estate professionals and NAEA Certified Home Selling Experts, we are proud of our achievements and recognitions:
Professional Business Development (PBD) by Sibcy Cline Realtors®.
Top 3 in Agent Sales in 2020 by Agora.
ICON Agent by eXp Realty, a distinction placing us in the top 3% of 89,000 agents.
We bring this wealth of experience and dedication to every interaction, ensuring that with the Harmer Home Team, you’re not just finding a property, but a place to call home.
Location
Certified by Harmer Home Team brokered by eXp Realty - West Chester • May 17, 2026
Harmer Home Team brokered by eXp Realty - West Chester
Certified by Harmer Home Team brokered by eXp Realty - West Chester • May 17, 2026
MondayOpen 24 hours
TuesdayOpen 24 hours
WednesdayOpen 24 hours
ThursdayOpen 24 hours
FridayOpen 24 hours
SaturdayOpen 24 hours
SundayOpen 24 hours
Reviews
5.0
102 reviews
5 stars
102
4 stars0
3 stars0
2 stars0
1 star0
BS
Bailey Short
Mar 23, 2026
5.0
Debby made our home buying experience seemless and easy! Everything was communicated on time, professionally, and she helped us find our perfect home! The most reliable, professional, and committed realtor we've had the pleasure of working with. If I ever sell or buy property she will be the first call I make.
JK
Jessica Konnagan
Feb 5, 2026
5.0
Harmer Home Team was amazing to work with!
So friendly and honest. We sold our house and bought a condo in LEBANON with their help. They made the process for both buying and selling so EASY and painless for us.
Best buying/selling experience I’ve ever had!
I will definitely be using them in the future if we ever move again. Can’t say enough good things about them!
SS
SK
Mar 21, 2023
5.0
We just can’t express how responsive and patient Deborah was throughout our process until closing. She not only helped us in finding our dream home but also tried hard to refer us to the list of contractors and vendors. She took extra measures to help keep the buyer safe and healthy during this pandemic. I can definitely write a lot of positive things that she did during our process of finding the home. Nevertheless, as we the first time buyer had wonderful experience. Super negotiation skills.
MZ
Matthew Zapp
Dec 17, 2021
5.0
Debbie was excellent to work with. Her professionalism and attention to detail were evident from start to finish in the sale of our house. She is an excellent communicator, keeping us well-informed throughout the process. We highly recommend the Harmer Group if you are interested in buying or selling your home.
Frequently Asked Questions About Harmer Home Team brokered by eXp Realty - West Chester
What should I know about selling my home in Warren County (West Chester Township, Mason, or Lebanon)?
Selling a home involves more than just putting a sign in the yard. Pricing it correctly, preparing it with staging or updates, and marketing it to the right audience are key. With our many years of experience in real estate combined with a background in construction and house flipping we know how to spot which improvements truly add value and how to present your home to stand out in today’s market.
We guide you through every step helping you set the right price, highlight your home’s best features, and attract qualified buyers. Our goal is to make the process as smooth as possible while getting you the best return on your investment.
What is the first step of the home-buying process in Warren County?
The first step is getting pre-approved for a mortgage. This gives you a clear idea of your budget and shows sellers you’re a serious buyer. We work with trusted local lenders and can connect you with our preferred partners who make the process smooth and stress-free. Once you’re pre-approved, we’ll help you narrow your search to homes that fit both your needs and your price point.
What does “pre-approval” vs. “pre-qualification” mean, and why does it matter before I start house-hunting?
Pre-qualification is a quick estimate of what you might afford, based on basic information you provide. Pre-approval is more official: a lender reviews your credit, income, and assets to give you a written approval letter. In competitive markets like Mason and West Chester, pre-approval can make the difference between winning or losing a home.
How much down payment will I need, and are there assistance programs available in Ohio or Warren County?
Many buyers think they need 20% down, but that’s not always true. Conventional loans may allow as little as 3–5% down, and FHA loans require 3.5%. In addition, Ohio offers programs that can help with down payment or closing costs, especially for first-time buyers. We can connect you with lenders who know the options best suited to you.
How is the real estate market in West Chester Township, Mason, and Lebanon right now?
The Warren County area continues to be a sought-after location because of strong schools, convenient highways, and vibrant communities. Market conditions vary depending on the neighborhood and price point, but overall demand remains steady. Homes that are priced well and presented nicely still sell quickly.
Are there advantages to using a realtor when buying new construction in Mason, Lebanon, or West Chester?
Yes! Builders have their own sales representatives, but those reps work for the builder not for you. We make sure your interests are protected, help you understand contracts and timelines, and can even negotiate upgrades or incentives. Because we know the local market, we’ll guide you in deciding whether building new or buying an existing home is the better investment.
How do realtors get paid, and how has that changed with recent industry settlements?
There has been a recent push for more transparency in how real estate agents are compensated. Today, clients can clearly see and understand how their realtor is paid before moving forward, so there are no surprises. This shift helps buyers and sellers make informed decisions with confidence.
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