Question 1

How do I get pre-approved for a mortgage?

Accepted Answer

Pre-approval requires submitting your financial documentation, including income verification, employment history, credit details, and asset information. Sonia will evaluate your qualifications and provide a pre-approval letter that outlines your estimated loan amount and terms, which strengthens your position when making an offer on a home.

Question 2

Do I need to be a US citizen to buy a home?

Accepted Answer

US citizenship is not always required. Loan eligibility is determined by your residency status, available documentation, income verification, and the particular loan program you are pursuing.

Question 3

Do you work with first-time home buyers?

Accepted Answer

Yes, we guide first-time home buyers through every step, from initial pre-qualification through to closing.

Question 4

Do you offer mortgage services in Spanish?

Accepted Answer

Yes, we offer full bilingual support in both English and Spanish to ensure the home buying process is clear and accessible for all clients.

Question 5

Can I get preapproved before I buy a house?

Accepted Answer

Yes, obtaining preapproval before house hunting is highly recommended as it demonstrates financial readiness and strengthens your purchase offer.

Sonia Zin Mortgage Lender NMLS186953

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