NEXA | Joseph Spellman

Reviews

• JE

  john Emdin

  Apr 23, 2026
  5.0
  Joe helped what seemed like a difficult process go very smoothly. His guidance, knowledge and patience was very much appreciated!
• JE

  john emdin

  Apr 23, 2026
  5.0
  Joe guide me through the process of purchasing my house with knowledge and patience!
• MP

  Michael Ulloa, p.a.

  Apr 7, 2026
  5.0
  Joe Spellman is the man, got our buyer approved for $20k more than the last lender, transaction was pleasant, and customer is happy :D
• DL

  Denver Lane

  Apr 3, 2026
  5.0
  Highly recommend! Working with Joe Spellman and the team at Family First Mortgage was hands down one of the best decisions we made during our home buying process. From day one, Joe proved he’s not just knowledgeable—he’s on another level. Every question we had (and we had a lot), he answered clearly, quickly, and with total confidence. There was never a moment where we felt unsure or left in the dark. He genuinely knows this business inside and out, and it shows in every interaction. What really blew us away was the outcome. He was able to get us approved for a loan we honestly didn’t think was possible. On top of that, our closing costs came in far lower than we expected, and the interest rate he secured for us made my friends jealous. I’ll be the first to admit—I can be a bit of a hot head, and the home buying process can be frustrating and confusing, but Joe never missed a beat. He was patient, professional, and always took the time to break things down for us. He didn’t just do his job—he made sure we felt comfortable moving forward. The entire team at Family First Mortgage was professional, responsive, and genuinely cared about getting us into the best possible situation—not just closing a deal. If you’re thinking about buying a home, do yourself a favor and talk to Joe and his team. —We couldn’t be happier!
• AR

  Anthony Rodriguez

  Mar 20, 2026
  5.0
  My wife and I bought our first home back last July and it felt like an impossible mountain to climb until Joe stepped in to guide us. He took the time to break down the complex financial part of it , ensuring we felt confident and informed at every step of it. From locking in a good interest rate to navigating the mountain of paperwork with incredible patience, Joe was the steady hand we needed during a stressful process for us with our crazy night shift schedules. Joe had Great communication and genuine dedication that made us feel like partners rather than just another file, and we truly wouldn’t be holding these keys today without his expertise.10/10 experience 👍🏽