Tim Lyons is a Sarasota-based mortgage broker serving homebuyers, homeowners, real estate investors, and relocation buyers throughout Sarasota, Bradenton, Lakewood Ranch, Tampa Bay, and across Florida. Tim specializes in conventional, FHA, VA, jumbo, condo, DSCR, non-QM, and first-time homebuyer financing, with a strong focus on strategic mortgage planning and problem-solving for self-employed borrowers and unique loan scenarios.
Known for clear communication and education-first guidance, Tim helps borrowers understand the full picture of homeownership — including Florida-specific factors like insurance, taxes, HOA fees, condos, and investment property financing — so they can make confident financial decisions throughout the mortgage process.
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Certified by Tim Lyons, Florida Mortgage Broker NMLS# 2182927 - PMF, Inc. • May 17, 2026
Tim Lyons, Florida Mortgage Broker NMLS# 2182927 - PMF, Inc.
Certified by Tim Lyons, Florida Mortgage Broker NMLS# 2182927 - PMF, Inc. • May 17, 2026
MondayOpen 24 hours
TuesdayOpen 24 hours
WednesdayOpen 24 hours
ThursdayOpen 24 hours
FridayOpen 24 hours
SaturdayOpen 24 hours
SundayOpen 24 hours
Reviews
5.0
32 reviews
5 stars
32
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mike Wilson
May 11, 2026
5.0
Tim , words like Outstanding, Caring, Responsiveness, communication skills. Tim is all that with extra touch of personal care, you will not be disappointed with his service. I rate him five stars as the highest caliper professional in the broker business.
RY
Raquel Yon
May 6, 2026
5.0
Tim Lyons made what could have been one of the most overwhelming parts of buying my first home feel smooth, manageable, and truly supported. As a first-time homebuyer, I honestly don’t have enough words to express how grateful I am for everything he did for me throughout this process.
From the very beginning, Tim was attentive, responsive, and always willing to take the time to explain things in a way that made sense. He consistently checked in, answered every question I had, and made sure I understood each step along the way. No matter how busy things got, he made me feel like a priority.
What stood out the most was how he handled a very stressful situation. I was literally preparing to close on a home when everything suddenly fell through due to title issues with the seller. I was devastated and unsure of what to do next, but Tim immediately stepped in and got to work behind the scenes. In less than two weeks, he helped move everything forward so I could get into another home, making what could have been a heartbreaking setback so much easier to handle.
His professionalism, patience, and dedication truly made all the difference during such an important milestone in my life. The loan process can be intimidating, but Tim made it feel seamless and far less stressful than I ever expected.
Buying my first home is something I’ll never forget, and I’m so thankful Tim was a part of that journey. If I could give him 10 stars, I absolutely would. Thank you so much, Tim, for your hard work, guidance, and for helping make this dream a reality.
AS
Andrew Sullivan
Apr 29, 2026
5.0
I had a great experience working with Tim and his team. Tim and his processor were quick to get answers for their clients and efficient at getting the documents needed for our file to close quickly and successfully. This was a tricky file to close, and Tim would go the extra mile to help his clients get what they needed. If you are looking for a knowledgeable and dedicated broker to help you secure your next home or investment, I would highly recommend Tim and his team.
CB
coleen bradley
Mar 18, 2026
5.0
Great group to work with. Really knows how to get the best deals and just really nice as well. Professional but keeps the process understandable!! Thanks Tim and Nola!!!
AT
Ashley Taylor
Jan 18, 2026
5.0
Nola reached out immediately after I expressed interest in purchasing a home. She took the time to understand my situation and was able to secure my pre-approval quickly. She also connected me with a realtor right away, which made the entire process seamless. Nola and her team are efficient, responsive, and a pleasure to work with. I am definitely looking forward to working with them again on my next purchase.
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