Tim Lyons, Florida Mortgage Broker NMLS# 2182927 - PMF, Inc.

Tim Lyons is a Sarasota-based mortgage broker serving homebuyers, homeowners, real estate investors, and relocation buyers throughout Sarasota, Bradenton, Lakewood Ranch, Tampa Bay, and across Florida. Tim specializes in conventional, FHA, VA, jumbo, condo, DSCR, non-QM, and first-time homebuyer financing, with a strong focus on strategic mortgage planning and problem-solving for self-employed borrowers and unique loan scenarios. Known for clear communication and education-first guidance, Tim helps borrowers understand the full picture of homeownership — including Florida-specific factors like insurance, taxes, HOA fees, condos, and investment property financing — so they can make confident financial decisions throughout the mortgage process.