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1st Florida Mortgage Lending

5.0
(187 reviews)

Business Details

10689 N. Kendall Drive, Suite 319, Miami, FL
33176, United States
(305) 779-8430
https://1stFML.com

About

Mortgage Broker
Full-service mortgage broker serving all Florida residents, with specialized expertise in DSCR, Non-QM, and Non-Conforming loans. 1st Florida Mortgage Lending was founded by industry veterans with over 20 years of mortgage experience. From our Miami-Dade office, we've helped countless Florida residents secure their dream homes and investment properties. While much of our business comes from working with Realtors and their clients in areas like Miami, Kendall, Coral Gables, South Miami, and Pinecrest, we proudly serve borrowers throughout the entire state of Florida. As a boutique mortgage broker, we specialize in finding creative solutions for borrowers who may not fit conventional lending criteria. Whether you need a DSCR loan for your investment property, bank statement programs for your business income, or Foreign National loans, our experienced team will work diligently to find the right mortgage solution. We also offer conventional, FHA, VA, and other traditional loan products. Our commitment to personalized service means we work closely with each client to overcome any roadblocks that may arise during the loan process. This client-first approach, combined with competitive rates and deep market knowledge, has made us a trusted mortgage partner for Florida homebuyers and investors alike.

Location

1st Florida Mortgage Lending
10689 N. Kendall Drive, Suite 319, Miami, FL
33176, United States

Hours

Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed

Reviews

5.0
187 reviews
5 stars
187
4 stars
0
3 stars
0
2 stars
0
1 star
0
  • OA
    Orlando Alverio
    Jun 26, 2026
    5.0
    "Outstanding experience with 1st Florida Mortgage Lending! The entire team was professional, responsive, and made the mortgage process smooth and stress-free. They answered all my questions, kept me informed every step of the way, and worked hard to get me the best possible loan. I highly recommend them to anyone looking for excellent service and a hassle-free home financing experience. Thank you!"
  • SG
    Sophia Guzzo
    Jun 3, 2026
    5.0
    1st Florida Mortgage Lending is fantastic! Daneza & Eli went above and beyond to get us the best loan possible, as quick as possible. They were on top of everything and took the time to explain all the steps to us. Highly recommend!
  • NB
    Natalie Balaez
    May 27, 2026
    5.0
    Buying our first new home was such a special and emotional milestone for us, and we honestly could not have dreamed of a better experience than the one we had with Daneza and Eli by our side. From the very beginning, they were incredibly patient, kind, and reassuring. They guided us through every step with so much care and attention, always taking the time to explain things clearly and make sure we felt comfortable and confident. No question ever felt too small, and no moment ever felt rushed — they truly made us feel supported the entire way through. What meant the most to us was how much they genuinely cared. It never felt like just a transaction; it felt like we had a team who truly wanted the best for us and celebrated every step of this journey right alongside us. We feel so grateful to have had them during such an important chapter in our lives. We couldn’t have chosen a better team, and we would recommend Daneza and Eli to absolutely anyone looking to buy a home — they are truly the kind of people you hope to find in a process like this.
  • AO
    Alejandro Orrico
    Apr 28, 2026
    5.0
    Impecable todo el proceso de principio a fin. Daneza y Eli fueron muy profesionales, atentas y claras. 100% recomendable si estás en la búsqueda de financiar tu nueva propiedad.
  • HR
    Henry Rupert
    Apr 23, 2026
    5.0
    Eli and Daneza were outstanding from start to finish. The entire process was smooth, communication was clear, and they stayed on top of every detail to make sure everything closed exactly as planned. What really stood out was their responsiveness and professionalism. Any time I had a question, they handled it quickly and confidently, which made a big difference. If you’re looking for a team that knows what they’re doing and actually delivers, I highly recommend working with them. Looking forward to doing more deals together. H. Rupert, Jr

Frequently Asked Questions About 1st Florida Mortgage Lending

What types of mortgage loans does 1st Florida Mortgage Lending specialize in?

1st Florida Mortgage Lending specializes in DSCR loans, Non-QM loans, Non-Conforming loans, residential mortgages including conventional, FHA, VA, jumbo loans, and loans for first-time homebuyers and investment properties.

Where is 1st Florida Mortgage Lending located?

The office is located at 10689 N. Kendall Drive, Suite 319, Miami, FL 33176, USA.

Brand Certified Facts from 1st Florida Mortgage Lending

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