Rate Capital Mortgage is a full-service mortgage brokerage offering Conventional, FHA, VA, Jumbo, Non-QM, and private loan solutions. We help first-time buyers, homeowners, and real estate investors navigate financing with clarity, transparency, and personalized guidance. Serving California and select nationwide markets.
All loans subject to approval. Equal Housing Lender.
Location
Certified by Nick Iniguez - Rate Capital Mortgage • Jun 28, 2026
Certified by Nick Iniguez - Rate Capital Mortgage • Jun 28, 2026
Monday8:00 AM - 6:00 PM
Tuesday8:00 AM - 6:00 PM
Wednesday8:00 AM - 6:00 PM
Thursday8:00 AM - 6:00 PM
Friday8:00 AM - 6:00 PM
Saturday10:00 AM - 6:00 PM
Sunday12:00 PM - 6:00 PM
Reviews
5.0
47 reviews
5 stars
47
4 stars0
3 stars0
2 stars0
1 star0
SS
sarely31
Jun 22, 2026
5.0
Nick was great with our loan. He was very patient and knowledgeable. I highly recommend him. Thank you for all your help.
DM
Daniel M
Jun 20, 2026
5.0
Nick was really helpful and patient. Always available for any questions and went out of his way to get us the best deal. I highly recommend him. We were able to purchase our home thanks to him.
JJ
Jorge
May 18, 2026
5.0
Absolutely a great experience with Nick and his team. From beginning to the end he was professional, knowledgeable, and helpful. Provided several options and solutions to reach our goal. Nick always had a positive attitude which gave us a peace of mind during the whole journey. We can’t thank him enough for his great effort and commitment. I would definitely recommend Nick Iniguez Rate Capital Mortgage for your dream home purchase!!!
MP
Maria Pena
Apr 16, 2026
5.0
Excellent service always available and happy to help us. Would recommend your service.
JN
Javier Navarro
Apr 3, 2026
5.0
Nick was a tremendous help in getting our mortgage funded. He got us a great rate and even beat our already tight closing timeline. The customized videos explaining loan estimates and closing costs made each phase of the process easy to follow. I really appreciated the responsiveness and I highly recommend his services to friends, family and anyone out there looking for someone you can trust.
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