Home Loan ProviderEquity LoansFHA LoansMortgage RefinanceMobile Home FinanceMortgage LenderVeterans MortgagesMortgage ConsultantsMobile Home RefinanceHomes For Sale
The Clarity Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage originators can help make your dreams come true. At Clarity Home Loans, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Although we are located in Bakersfield, California, we offer unparalleled mortgage and refinance service to clients throughout the entire State of California. Call Us Today!
Location
Certified by Clarity Home Loans • Jul 05, 2026
Clarity Home Loans
5060 California Ave, Suite 1090-F, Bakersfield, CA
FHA Loans are insured by The Federal Housing Administration (FHA). Clarity Home Loans offers this type of financing which requires a minimum 3.5% down payment which can come from your own funds, a gift, a loan from your employer, down payment assistance programs just to name a few. If you have questions about FHA Loans, please call or visit our online application.
VA Loans
VA Loans are guaranteed by the Department of Veterans Affairs (VA). Clarity Home Loans offers this type of financing which requires no down payment when used for a home purchased within the guidelines. If you have questions about VA Loans, please call or visit our online application.
Reviews
4.9
89 reviews
5 stars
72
4 stars0
3 stars1
2 stars0
1 star1
SJ
SAVAGE JUAN
Jul 1, 2026
5.0
Excellent Experience with Clarity - Highly Recommend
From the moment we started the process of purchasing our new home, Chasity and JD were extremely attentive to our needs and guided us every step of the way. While we did encounter some challenges on my end, Chasity’s knowledge and dedication helped us navigate the process smoothly, always ensuring our questions were answered and our goals were kept in focus. The loans team was clear and communicative, which made what can be a stressful process much more manageable.
If you’re a home buyer looking for a seamless experience, I’d suggest Clarity. You’ll be in good hands with Chasity, JD, and the Clarity loans team.
William k Pilkinton ❤️
CS
Carol Sanchez
Jun 30, 2026
5.0
We applied for an equity loan and worked with Janelle Sanchez of Clarity Home Loans. She was professional and answered our questions along the way. At times the paperwork requested was a little frustrating as seeming more than we thought necessary. But Janelle was patient and now the process is complete. Glad we had her assistance and would recommend Clarity Home Loans if asked.
SL
Shelly Lozano
Jun 29, 2026
5.0
She worked very hard to get a difficult situation resolved .
JS
Joe Sullivan
Jun 23, 2026
5.0
Chasity, & Janel have been the most helpful people you could ask for during the home buying process. I had 2 other lenders that told me I was good to go then said no at the last minute after appraisals and pest inspections had been paid for. My first phone call with Chasity was approx. 2 hours as she dived into my finances and asked all the right questions. It made for a smooth and quick process. I would recommend them and Clarity Home Loans to anyone looking to buy a home.
KN
Kayla Norris
Jun 22, 2026
5.0
Working with our mortgage broker was such a great experience. They were always available to answer questions, kept us informed every step of the way, and truly went above and beyond to help us get to the finish line. We couldn't be happier with the service we received and would absolutely recommend them to anyone looking to buy a home.
Frequently Asked Questions About Clarity Home Loans
What types of home loans does Clarity Home Loans offer?
Clarity Home Loans offers VA Home Loans, Conventional Home Loans, USDA Home Loans, Freddie Mac Home Loans, Fannie Mae Home Loans, Bank Statement Loans, Self Employed Home Loans, and Reverse Mortgages.
Where is Clarity Home Loans located?
Clarity Home Loans is located at 5060 California Ave, Suite 1090-F, Bakersfield, CA 93309, USA.
What are the regular business hours for Clarity Home Loans?
Their regular business hours are Monday to Friday, from 8:00 AM to 5:00 PM. They are closed on weekends.
Is Clarity Home Loans available during evenings or weekends?
Yes, they are available by appointment during weekends and evenings.
Which areas does Clarity Home Loans serve?
Clarity Home Loans serves Kern County, Santa Barbara County, San Luis Obispo County, and various cities including Bakersfield, Santa Barbara, San Luis Obispo, Paso Robles, and others throughout California.
What payment options does Clarity Home Loans accept?
They accept American Express, Cash, Check, Discover, Financing, Invoice, Mastercard, and Visa.
How can I contact Clarity Home Loans?
You can call them at +1 661-322-5626 or email info@clarityhomeloans.com.
Are there any nearby real estate agents that could assist with home purchasing?
Yes, nearby real estate agents include Eric Sanchez Real Estate Agent, RE/MAX Select, Century 21 Jordan-Link & Co. Bakersfield, Vanessa B. Carrillo - The Red Lipped Realtor, Graham & Associates Real Estate Group, Laura Diaz Realtor, Josh Macias, Hummel Real Estate, and Sam Salazar from Century 21 Jordan-Link & Co.
Are there any nearby coffee shops where clients can meet before or after appointments?
Yes, nearby coffee shops include Covenant Coffee at Stockdale Tower, Coffee Cafe, Cloud Nine Coffee, and CBIZ which also features a coffee shop.
What financial institutions are near Clarity Home Loans to assist with additional banking needs?
Nearby financial institutions include Spectrum Credit Union - Bakersfield Branch, Bank Of The Sierra, Barnes Wealth Management Group, and LendUS mortgage broker.
Brand Certified Facts from Clarity Home Loans
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