Brand Certified
Liberty Home Mortgage
4.9(147 reviews)
Certified by Liberty Home Mortgage • Mar 01, 2026
Business Details
4400 State Highway 121, Lewisville, TX
75056, United States
Certified by Liberty Home Mortgage • Mar 01, 2026
(713) 955-4685
Certified by Liberty Home Mortgage • Mar 01, 2026
https://www.libertyhomemortgage.com
Certified by Liberty Home Mortgage • Mar 01, 2026
About
Certified by Liberty Home Mortgage • Mar 01, 2026
Mortgage LenderMortgage BrokerHome Loan ProviderMortgage RefinanceFHA LoansVeterans MortgagesMortgage ConsultantsCommercial Mortgage LenderEquity Loans
Liberty Home Mortgage is a mortgage broker serving Lewisville and Denton County, TX. We help homebuyers and homeowners compare loan options including Conventional, FHA, VA, Jumbo, Refinance, and Portfolio (Non-QM) solutions. We guide clients through pre-approval, documentation, and underwriting with clear steps and responsive communication. Equal Housing Lender • Company NMLS: 321164 • Aslam NMLS: 184238.
Details
- Requires appointmentAvailable
- Online appointmentsNot available
- Onsite servicesNot available
- Free parking lotAvailable
Location
Certified by Liberty Home Mortgage • Mar 01, 2026
Hours
Certified by Liberty Home Mortgage • Mar 01, 2026
Reviews
4.9
147 reviews
5 stars
138
4 stars
5
3 stars1
2 stars0
1 star
3
- RSRoshan SimanggaidaNov 24, 20255.0I want to express my sincere gratitude for all your hard work and guidance throughout the home buying process. We are so excited to start this new chapter in our new home and we couldn't have done it without your help. I certainly recommend your service to any friends or family members in need of a mortgage lender in the future. Thank you again for everything.
- VAVivek AjbaniSep 13, 20205.0I am very pleased to work with Aslambhai at LHM. He has been very helpful to find a better rate and closing cost for the initial home mortgage and refinancing my home. He always responds back in a timely manner to address open items. I highly recommend him for home mortgage needs.
- AKAli KhoyeeDec 4, 20185.0Liberty Home Mortgage - Aslam Mansoor is the best. He goes an extra mile to ensure everything is taken care for you and while along the process he keep you informed share his wealth of knowledge. I really don’t have much words however, I will give 5 Stars to him and thank him for his patience, guidance and hardwork in getting our home.
- ZSzakiuddin syedMay 25, 20185.0"Thank you so very much Mr. Aslam Mansoor, for all of your help in accomplishing the task of our new home construction loan in Richardson TX. You were very professional, as well as kind which made us put our trust in you through our entire loan process. Thank you for your patience and we really appreciate your advice and inputs that made our dreams come true . You stand above the rest, Mr. Aslam Mansoor!!! Our hats off to you!!" Zaki, Fatima & family :)--- Richardson TX
Frequently Asked Questions About Liberty Home Mortgage
What is a home purchase mortgage?
A home purchase mortgage is a loan used to buy a residential property, with the home serving as security for the loan.
What is a refinance mortgage?
A refinance mortgage replaces an existing home loan with a new one, often to change loan terms or monthly payment structure.
What is a mortgage broker?
A mortgage broker is a licensed professional who helps borrowers compare loan options from multiple lenders based on their financial situation.
What information is reviewed for mortgage approval?
Mortgage approval typically involves reviewing income, assets, credit history, debts, and property details.
What is a conforming loan?
A conforming loan follows guidelines set by Fannie Mae and Freddie Mac, including loan size limits and underwriting standards.
What is a non-conforming loan?
A non-conforming loan does not meet standard agency guidelines and may follow different qualification criteria.
What is loan-to-value ratio?
Loan-to-value ratio compares the loan amount to the property’s appraised value and helps lenders assess risk.
What is mortgage underwriting?
Mortgage underwriting is the process of verifying financial information and property details to determine loan approval.
What is earnest money?
Earnest money is a deposit made by a buyer to show commitment when entering a home purchase contract.
What is a home appraisal?
A home appraisal is an independent evaluation of a property’s value used to confirm it supports the loan amount.
What is title insurance?
Title insurance protects buyers and lenders from financial loss related to ownership disputes or title defects.
What is a home inspection?
A home inspection evaluates the physical condition of a property and helps identify potential issues before closing.
What is cash to close?
Cash to close is the total amount a buyer must bring to closing, including down payment and closing-related costs.
What happens on closing day?
On closing day, final documents are signed, funds are distributed, and ownership of the property is transferred.
What is a mortgage servicer?
A mortgage servicer manages loan payments, escrow accounts, and customer service after the loan closes.
Can I make extra payments on my mortgage?
Many mortgages allow additional payments toward principal, which may reduce the loan balance faster depending on loan terms.
What is a property lien?
A property lien is a legal claim against a home for unpaid debts that must typically be resolved before sale or refinance.
What is a final walkthrough?
A final walkthrough allows the buyer to confirm the condition of the property before closing.
What is a mortgage payoff?
A mortgage payoff is the total amount required to fully satisfy an existing home loan.
Add Lewisville local FAQs”
Yes, mortgage services are provided to clients in Lewisville, Denton County, and surrounding North Texas communities.
Can I work with a local mortgage broker in Lewisville?
Working with a local mortgage broker allows borrowers to receive guidance from someone familiar with Lewisville neighborhoods, home values, and local market conditions.
Does the mortgage process differ in Lewisville compared to other cities?
The mortgage process follows the same general guidelines, though property taxes, insurance costs, and local market factors may vary by location.
Are property taxes higher in Denton County?
Property taxes in Denton County vary by property type and location and are factored into monthly mortgage payments through escrow when required.
Can I buy a primary residence and an investment property in Lewisville?
Some borrowers qualify to purchase a primary home and investment property, depending on income, assets, and loan program guidelines.
What is considered an investment property?
An investment property is real estate purchased primarily to generate rental income or long-term appreciation rather than serve as a primary residence.
Do investment properties require a higher down payment?
Investment properties often require higher down payments than primary residences, depending on loan program and borrower qualifications.
Can rental income be used to qualify for a mortgage?
Rental income may be used to qualify for a mortgage when properly documented and allowed by loan guidelines.
What types of loans are available for real estate investors?
Loan options for real estate investors may include conventional investment property loans, portfolio (Non-QM) programs, and DSCR-style options depending on the property, documentation, and guidelines. Eligibility and documentation vary by program.
What documents do I need for a mortgage pre-approval?
Most lenders ask for a photo ID, recent paystubs, W-2s (or 1099s), and two months of bank statements. If you’re self-employed, a Profit & Loss (P&L) statement and business bank statements may also be requested.
What is a Verification of Employment (VOE) in underwriting?
A VOE is when the lender confirms your job and income, usually with your employer or through a verification service. It helps confirm your employment is active and matches the income used to qualify.
Do I need tax returns for a mortgage?
Sometimes. Many borrowers do not need full tax returns for a standard W-2 job, but self-employed borrowers and some loan types may require personal and/or business tax returns to document income.
What is a Profit & Loss (P&L) statement and why do lenders ask for it?
A P&L shows your business income and expenses over a period of time. Lenders may use it to understand your current business cash flow, especially if you’re self-employed or your income varies.
How many months of bank statements do I need for a mortgage?
A common request is the most recent two months of bank statements. Some situations and certain loan programs may require more, especially when documenting assets, large deposits, or self-employed income.
What counts as a “large deposit” on bank statements?
A deposit that stands out from your normal pattern may need an explanation and documentation. The goal is to confirm the funds are acceptable and not a new debt or undisclosed loan.
What is “underwriting” in a mortgage?
Underwriting is the lender’s review of your income, assets, credit, and the property details to confirm the loan meets guidelines. The underwriter may request extra documents before issuing final approval.
Can I qualify for a mortgage if I’m self-employed?
Yes. Self-employed borrowers often qualify, but documentation can be different. Lenders may review tax returns, business bank statements, a P&L, and other items to confirm stable income.
What is a “conditional approval” for a mortgage?
It means you’re approved as long as you provide specific remaining documents or meet certain requirements. Once conditions are cleared, the loan can move toward “clear to close.”
Should I open a new credit card before closing on a home?
Usually, it’s best to avoid new accounts until after closing. New credit can change your debt-to-income ratio and trigger extra underwriting review.
What should I avoid doing during the mortgage process?
Try to avoid changing jobs, making large unexplained deposits, opening new credit, or buying big-ticket items on credit. These can create delays or require additional documentation in underwriting.
Do you offer mortgage services in Lewisville, TX?
Yes. Liberty Home Mortgage provides mortgage services to clients in Lewisville (75056), Denton County, and surrounding North Texas communities.
Do you serve Lewisville, TX 75056?
Yes. Liberty Home Mortgage serves Lewisville (75056), Denton County, and surrounding North Texas communities.
What is escrow in a mortgage?
Escrow is an account used to collect money each month for property taxes and homeowners insurance. The servicer uses it to pay those bills when they come due, so you don’t have to pay them all at once.
What is private mortgage insurance (PMI)?
PMI is insurance that may be required on some conventional loans when the down payment is smaller. It protects the lender, and the cost is usually added to the monthly payment.
What is debt-to-income ratio (DTI)?
DTI compares your monthly debt payments to your gross monthly income. Lenders use it to see if the monthly mortgage payment fits your overall budget along with other debts.
What is an escrow shortage?
An escrow shortage happens when there isn’t enough money in the escrow account to cover taxes or insurance. Your payment may increase so the account can catch up, or you may have an option to pay the shortage in a lump sum.
What is a homeowners insurance binder?
A binder is proof of homeowners insurance coverage before the full policy is issued. Lenders may request it before closing to confirm the home will be insured.
What is an HOA and how does it affect my mortgage payment?
An HOA is a homeowners association that may charge monthly or yearly dues for community maintenance and rules. HOA dues are usually separate from the mortgage payment and are considered when reviewing your budget.
What is “points” in a mortgage?
Points are fees you can pay at closing to reduce the interest rate on some loans. Whether points make sense depends on how long you plan to keep the mortgage and the total cost versus the monthly savings.
What is a mortgage credit report and what does it include?
A mortgage credit report pulls credit data from major bureaus and summarizes accounts, payment history, and public records. Lenders use it to review credit risk and confirm your monthly debt obligations.
What is a “gift letter” for a down payment?
A gift letter is a signed statement that funds are a gift and not a loan that must be repaid. Lenders may also require documentation showing the transfer and receipt of the gift funds.
What is a home warranty and is it required for a mortgage?
A home warranty is an optional service contract that may help cover repairs for certain home systems or appliances. It is typically not required for a mortgage, but some buyers choose it for peace of mind.
What types of loans does Liberty Home Mortgage provide?
Liberty Home Mortgage offers construction loans, Jumbo loans for visa holders, conventional, FHA, VA, USDA loans, no income verification loans for primary and investment properties, F1 visa holder loans, and commercial loans such as SBA, conventional hotel, motel, daycare, and senior living loans.
What are the business hours for Liberty Home Mortgage?
Liberty Home Mortgage is open Monday through Friday from 10:00 AM to 6:00 PM, Saturday from 1:00 PM to 3:00 PM, and closed on Sundays.
Is the staff at Liberty Home Mortgage fully vaccinated for COVID-19?
Yes, the staff at Liberty Home Mortgage is fully vaccinated.
Does Liberty Home Mortgage require proof of vaccination for customers?
No, proof of vaccination is not required to visit Liberty Home Mortgage.
Are there free parking facilities available at Liberty Home Mortgage?
Yes, there is a free parking lot available for customers at Liberty Home Mortgage.
Is Liberty Home Mortgage accessible for wheelchair users?
Yes, the business has wheelchair accessible restrooms and facilities.
How can I get in touch with Liberty Home Mortgage?
You can contact Liberty Home Mortgage via their main phone number +1 713-955-4685 or email at info@libertyhomemortgage.com.
What nearby restaurants can I visit before or after my meeting at Liberty Home Mortgage?
You can visit Cocinero, a nearby restaurant and bar, which is great for dining or grabbing a drink before or after your appointment.
Are there any nearby mortgage brokers to Liberty Home Mortgage for comparison shopping?
Yes, AXS Mortgage is a nearby mortgage broker, which you may consider visiting to compare loan options.
What nearby venues are available for hosting events if I need a space close to Liberty Home Mortgage?
Venture X Lewisville - The Realm at Castle Hills and Venture X Lewisville provide venue and event space as well as shared office spaces nearby.
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