We provide construction loan, Jumbo loans for visa holder, conventional,FHA,VA, USDA, Self Employed No Tax Returns loan, No Income verification for Primary and Investment property, F1 Visa holder, We also provide commercial loans such as SBA ,convention Hotel, Motel, Day care, Senior living.
We are extremely grateful to Liberty Home Mortgage for their exceptional service and support in ensuring a smooth and timely closure of our home. Their innovative approach, attention to detail, and constant focus on putting our interests first truly set them apart. The team went above and beyond to make the entire process seamless and stress-free. Highly recommended!
RM
Raafia Muhammad
Aug 4, 2025
5.0
Mr. Aslam Mansoor has done it again—he truly never disappoints! We returned to him for our refinancing needs, and once again, he delivered exactly what we were hoping for. His expertise, professionalism, and commitment to getting us the best outcome made the entire process smooth and stress-free. We’re so grateful for his support and can’t recommend him highly enough. Thank you, as always!
MM
Mathew Mathew
Jul 1, 2025
5.0
Thank you for the loan
GA
Gias azim
Aug 29, 2018
4.0
I am so pleased working with Liberty Home Mortgage, Mr. Aslam Mansoor was very helpful. I will recommend my friends and family to Librarty Home Mortgage to work with in the future!
AR
Abdullah Rahim
Oct 27, 2017
5.0
This was super easy and they took me thru step by step very quickly. Any questions that I had were answered fast with easy instructions. Great experience. Great job Aslam
Frequently Asked Questions About Liberty Home Mortgage
What is a mortgage?
A mortgage is a loan you take from a lender to buy a home. The home itself serves as collateral, meaning if you don’t repay, the lender can take the property back through foreclosure.
How much do I need for a down payment?
FHA loans: as low as 3.5%
Conventional loans: 3–20% depending on credit and lender requirements
VA and USDA loans: 0% down payment if you qualify
What is APR, and how is it different from interest rate?
Interest Rate – The cost of borrowing money, expressed as a percentage of the loan.
APR (Annual Percentage Rate) – Includes the interest rate plus other costs (fees, points, insurance). It’s a fuller picture of what you’ll pay.
What credit score do I need to buy a house?
FHA: as low as 580 (sometimes lower with larger down payment)
Conventional: typically 620 or higher
VA and USDA: flexible, but 620+ is recommended
How does pre-approval work?
Pre-approval is when a lender reviews your income, credit, and debts to give you a conditional approval for a loan amount. It helps you shop for homes confidently and shows sellers you’re a serious buyer.
What is debt-to-income ratio (DTI), and why does it matter?
Your DTI ratio is the percentage of your income that goes toward paying monthly debts. Most lenders prefer a DTI below 43%, though FHA and VA can allow higher ratios. A lower DTI makes approval easier.
Can I buy a house if I’m self-employed?
Yes. Self-employed borrowers often qualify using:
Tax returns
Profit & Loss (P&L) statements
Bank statement loans (using deposits to show income)
Should I choose a fixed-rate or adjustable-rate mortgage (ARM)?
Fixed-Rate Mortgage – Your rate and payment stay the same for the life of the loan.
ARM – Lower initial rate, but can adjust up or down over time. Best for buyers planning to move or refinance within a few years.
What are closing costs?
Closing costs are fees you pay at the end of the mortgage process. They usually range from 2%–5% of the loan amount and may include appraisal, title insurance, recording fees, and lender charges.
Why choose Broker
Every borrower’s situation is unique. Working with a licensed mortgage broker (like Liberty Home Mortgage in Lewisville, TX) ensures you explore the right options for your budget and goals.
What types of loans does Liberty Home Mortgage provide?
Liberty Home Mortgage offers construction loans, Jumbo loans for visa holders, conventional, FHA, VA, USDA loans, no income verification loans for primary and investment properties, F1 visa holder loans, and commercial loans such as SBA, conventional hotel, motel, daycare, and senior living loans.
What are the business hours for Liberty Home Mortgage?
Liberty Home Mortgage is open Monday through Friday from 10:00 AM to 6:00 PM, Saturday from 1:00 PM to 3:00 PM, and closed on Sundays.
Is the staff at Liberty Home Mortgage fully vaccinated for COVID-19?
Yes, the staff at Liberty Home Mortgage is fully vaccinated.
Does Liberty Home Mortgage require proof of vaccination for customers?
No, proof of vaccination is not required to visit Liberty Home Mortgage.
Are there free parking facilities available at Liberty Home Mortgage?
Yes, there is a free parking lot available for customers at Liberty Home Mortgage.
Is Liberty Home Mortgage accessible for wheelchair users?
Yes, the business has wheelchair accessible restrooms and facilities.
How can I get in touch with Liberty Home Mortgage?
You can contact Liberty Home Mortgage via their main phone number +1 713-955-4685 or email at info@libertyhomemortgage.com.
What nearby restaurants can I visit before or after my meeting at Liberty Home Mortgage?
You can visit Cocinero, a nearby restaurant and bar, which is great for dining or grabbing a drink before or after your appointment.
Are there any nearby mortgage brokers to Liberty Home Mortgage for comparison shopping?
Yes, AXS Mortgage is a nearby mortgage broker, which you may consider visiting to compare loan options.
What nearby venues are available for hosting events if I need a space close to Liberty Home Mortgage?
Venture X Lewisville - The Realm at Castle Hills and Venture X Lewisville provide venue and event space as well as shared office spaces nearby.