Tom Spaniel Loan Officer

Reviews

• VM

  Vinny Minchillo

  Apr 9, 2026
  5.0
  Tom did a great job. Not only a terrific rate, but a smooth and easy experience. A+!
• JG

  JEANNE GARY

  Apr 9, 2026
  5.0
  As a real estate agent, I had the pleasure of working with Tom recently. I stressed to my buyers that the lender they choose is of utmost importance in a real estate transaction. The finance piece really has a lot of control in our business. Tom was great at communicating with all parties, making things clear to my clients and he even showed up to closing. I would highly recommend Tom if you or anyone you know, needs a lender that can get you to the finish-line! Thanks Tom!
• YY

  Y Yang

  Mar 18, 2026
  5.0
  I highly recommend Tom for anyone navigating the home mortgage process, especially first-time buyers. He is extremely knowledgeable, transparent, and efficient throughout each step. Tom made what could have been a stressful experience feel smooth and manageable, always taking the time to answer questions and ensure we felt confident in our decisions. We really appreciated how easy he made the process, and we’d gladly recommend him to others.
• ME

  Mike E

  Mar 4, 2026
  5.0
  We refinanced our mortgage this year and wanted to work with someone local, which is how we ended up working with Tom. It turned out to be a great decision. Tom helped us lock in a rate that was 1.2% lower than our previous mortgage with no cost to refinance, which made the whole move a no-brainer. Throughout the entire process he was transparent, informative, and always available whenever we had questions. What really stood out was how smooth everything went. Tom and his team handled everything efficiently and we even closed before the scheduled date. If you're looking for a knowledgeable and responsive mortgage broker who actually delivers on what he promises, I highly recommend working with Tom.
• AA

  aclfest3 aclfest3

  Mar 3, 2026
  5.0
  Tom made the process so easy! I highly recommend his services.

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