Austin Capital Mortgage

5.0
297 reviews

About

Mortgage BrokerMortgage LenderMortgage Consultants
We're a group of top loan producers in Texas with over 25+ years of local mortgage expertise, committed to securing the best loan terms for you.

Location

Austin Capital Mortgage
3801 N Capital TX Hwy STE J 180, Austin, TX
78746, United States

Hours

Reviews

5.0
297 reviews
5 stars
294
4 stars
1
3 stars
0
2 stars
0
1 star
2

What are people saying?

AI-generated from recent customer reviews

Customer Service

Customers consistently praised the exceptional service provided by loan officers, particularly highlighting their responsiveness, patience, and willingness to answer questions.

Smooth Process

Many reviews noted the seamless and stress-free experience during the mortgage process, with several customers mentioning quick closings and efficient handling of paperwork.

Personal Touch

Several customers appreciated the personal attention and care they received from loan officers, making them feel prioritized and supported throughout their home buying journey.

Competitive Rates

Customers frequently mentioned that Austin Capital Mortgage offered competitive interest rates, often better than those from other lenders.

Expertise and Guidance

Reviewers highlighted the expertise of the staff, particularly in guiding first-time homebuyers through the complexities of the mortgage process.
  • JR
    Josh Rasmussen
    2 days ago
    5.0
    Jeff and team are first-rate. The communication was fast, accurate, extremely helpful, professional, AND personable. With many services in house, they are able to save on fees that other lenders have, and they offered a very competitive loan (even offering match my best comparison quote). You can't go wrong with Austin Capital Mortgage. Their reputation speaks for itself.
  • JC
    Jeff Campbell
    5 days ago
    5.0
    I have used Charlie, Adrienne, and the team at ACM for over a decade on at least 6 transactions and keep coming back for more. The friendliness, timeliness, and outstanding service and follow-through speak for themselves!
  • DH
    David hawkins
    6 days ago
    5.0
    I enjoyed and appreciated the patience of Austin Capital Mortgage. What started out as a question about what if ended up in reality. They were friendly, understanding, and professional.
  • JJ
    Jon
    Aug 12, 2025
    5.0
    Tom Oltmann. Is. The. Man. I've financed a handful of houses in the past with mediocre results, but the experience I had with Tom at Austin Capital Mortgage was off the charts. The personal touch was incredible. Tom was hands-on through the whole process. He didn't hand me to the next department. He gave me an overview of the process, answering every question, contacting me if any help was needed, worked with us to get the DTI where it was needed and getting the whole thing through to the finish line. I know Tom does these things all day everyday with hundreds of clients, but he made us feel like we were the number one priority and the only one he was working with. As I said, the personal touch was incredible! Thank you Tom! I will be recommending you to all my family and friends! Jon in Salado
  • NW
    Niall Walsh
    Aug 1, 2025
    5.0
    My wife and I recently purchased our first home thanks to Tom Oltmann's world-class services. As first-time buyers, the entire process was a bit daunting before establishing a relationship with a loan officer: we had no idea who to contact first, what questions we should ask, what information we should prepare in advance, etc. Boy, did we luck out. Tom's expertise was evident from the first conversation I had with him. Not only did he spend a good half-hour on the phone with me answering questions prior to entering into a formal business relationship, he also put zero pressure on us to go with him/Austin Capital Mortgage. In fact, he actually encouraged our desire to do additional research to make sure that he and his firm were a good match for us (huge green flag, imo). Having time and space to make one of the most significant decisions of one's life, free from hard-sell tactics that leverage a sense of urgency into unprepared action, was incredibly important to us. As we progressed through the buying process, Tom was always knowledgeable, personable, and, most importantly, a quick phone call away. We never encountered an issue that couldn't be resolved by reaching out via phone or text. I seriously cannot give Tom enough praise. He turned an intimidating and seemingly opaque journey into a walk in the park. If ever we find ourselves in a position that necessitates the purchase of a new home in the same area, Tom will be the first person we call. Thanks again, Tom!

Frequently Asked Questions About Austin Capital Mortgage

What services does Austin Capital Mortgage provide?

Austin Capital Mortgage offers mortgage services including home loans, refinancing, self-employed loans, and FHA loans.

Where is Austin Capital Mortgage located?

Austin Capital Mortgage is located at 3801 N Capital TX Hwy STE J 180, Austin, TX 78746, USA.