Business Details
About
Mortgage LenderMortgage Broker
Mario Lopez - Mortgage Express Loan Officer NMLS# 542133 offers homebuying services, mortgage refinancing, mortgage programs, and real estate closing services in California, Oregon, and Washington.
Details
- Onsite servicesAvailable
Location
Mario Lopez - Mortgage Express Loan Officer NMLS# 542133
650 NE Adams Street, McMinnville, OR
97128, United States
Hours
Reviews
5.0
75 reviews
5 stars
75
4 stars0
3 stars0
2 stars0
1 star0
- BCBrett CromlyDec 30, 20255.0Mario and his team were extremely helpful, communicated well and helped us with a great home in Mcminnville. We moved from across the country and they were very helpful and accommodating to us, especially with differences in processes and markets from other states. Recommend Mario and his team and will use again.
- LRLyla RokoffDec 12, 20255.0We had a great experience working with Mario. He was excellent with communication and answering all our questions as first time home buyers!
- STSecylia TamayoDec 11, 20255.0Had a great experience with Mario and his team. They worked very fast and always kept me updated with everything along the way.
- APAlejandro PerezOct 11, 20255.0It was a great pleasure working with Mario Lopez and the entire Mortgage Express team! They made every step of the lending process clear and straightforward, providing guidance and support the whole way through. I truly felt like they were looking out for my best interests and helping me explore the best options available. Communication was excellent — any time I had a question, they were quick to respond and always helpful. I’m very thankful for their professionalism and dedication, and I’d highly recommend them to anyone looking to buy a home or refinance
- DTdiana tapiaOct 10, 20255.0Mario and his team were such an important piece in our home purchase. We appreciate all the work behind the scenes to make this possible. They made every step easier for us. Thanks for all your work for the community.
Frequently Asked Questions About Mario Lopez - Mortgage Express Loan Officer NMLS# 542133
Can I buy a home with $0 down?
Yes, there are options, but there are certain requirements. Call today to learn more!
Can I buy a home if I haven't been at my current employer for more than two years?
Yes, you can we just need a two-year employment history. It doesn't have to be the same employer.
Can I purchase if I just graduated from college?
Yes, we can use your college transcript to make up two years.
What states are you licensed to provide mortgages in?
I am licensed in Oregon, Washington, and California.
What types of loans do you specialize in?
I specialize in a variety of loan types, including conventional loans, FHA, VA, and USDA loans, as well as jumbo loans and refinancing options.
What is the minimum credit score required to apply for a loan?
While credit score requirements vary by loan type, most conventional loans typically require a minimum score of 620, though some programs may allow for lower scores.
What is the preapproval process and how long does it take?
The pre-approval process involves submitting financial information such as income, credit, and employment history. It usually takes one to three days to receive a pre-approval decision once you provide all of your required documents.
Can I lock in my interest rate, and how long will the lock last?
Yes, you can lock in your interest rate once you're under contract. Rate locks generally last between 30 to 60 days, though longer options are available.
What documents will I need for the mortgage application?
You'll need to provide several key documents, including recent pay stubs, W-2 forms, tax returns, bank statements, and proof of assets. These documents help verify your income, employment, and financial stability for the loan approval process.
Can I buy a home if I have an employment authorization ID or DECA?
Yes, you can qualify for regular, traditional loans such as conventional and FHA
Can I buy a home with $0 down?
Yes, there are options, but there are certain requirements. Call today to learn more!
Am I eligible to buy a home if I haven't been at my current employer for more than two years?
Yes, you can qualify as long as you have a two-year employment history, which does not need to be with the same employer.
Can recent college graduates purchase a home?
Yes, you can use your college transcript to demonstrate the required two years of employment history.
In which states does Mario Lopez - Mortgage Express Loan Officer provide mortgage services?
Services are available in Oregon, Washington, and California.
What types of loan programs does Mario Lopez specialize in?
He specializes in conventional loans, FHA, VA, USDA loans, jumbo loans, and refinancing options.
What is the minimum credit score required to apply for a mortgage?
Most conventional loans require a minimum credit score of 620, but some programs allow for lower scores.
What is the process and timeline for mortgage pre-approval?
The pre-approval requires submitting financial info including income, credit, and employment history, and typically takes one to three days after providing all required documents.
What documents are needed to apply for a mortgage?
You'll need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of assets to verify income, employment, and financial stability.
How do nearby real estate agencies like Love Real Estate benefit customers working with Mario Lopez?
Customers can easily connect with local real estate agents like Love Real Estate or Rosalee Hayes Senior Broker nearby to streamline home buying and selling processes alongside mortgage services.
What nearby financial institutions can assist customers before or after visiting Mario Lopez?
Nearby banks such as Columbia Bank and West Coast Bank provide additional financial services that customers may find helpful when managing mortgages or related transactions.
Are there wellness and counseling services near Mario Lopez's office that customers can access?
Yes, services like Life Counseling and Big Sky Physical Therapy are nearby, which may benefit customers seeking support before or after their mortgage or homebuying process.