Citadel Mortgages

4.5
184 reviews
Citadel Smart Home Plan - best mortgage rates

About

Mortgage BrokerMortgage LenderMortgage RefinanceCommercial Mortgage LenderMortgage ConsultantsMortgage Debt ConsolidationReverse Mortgages
Citadel Mortgages is Canada’s leading full-service mortgage brokerage and lender, serving clients nationwide: Toronto, GTA, Ontario, Manitoba, Alberta, Saskatchewan, PEI, Newfoundland, New Brunswick, Nova Scotia & BC. 💡 Services include: home purchases, refinancing, second mortgages, debt consolidation, HELOCs & self-employed mortgages. 🏠 With our exclusive Citadel Smart Home Plan, clients access some of the lowest mortgage rates in Canada and become mortgage-free faster. 🌟 Featured in the National Post, Financial Post & Toronto Sun. Licensed Across Canada: ON (FSRA #12993), SK (#509446), NS (#212783099), MB/AB/PEI/NL/NU (#21-07-CI083-1), NB (#210031130), BC (#X301267).

Details

  • Requires appointmentAvailable
  • Online appointmentsAvailable
  • Onsite servicesAvailable
  • Free parking garageAvailable

Location

Citadel Mortgages
150 King Street West 2nd Floor Suite 335, Toronto, ON
M5H 1J9, Canada

Hours

Reviews

4.5
184 reviews
5 stars
158
4 stars
3
3 stars
3
2 stars
2
1 star
18

What are people saying?

AI-generated from recent customer reviews

Customer Service

Many customers praised the responsiveness, professionalism, and support provided by the mortgage agents, particularly highlighting individuals like Angelica Soriano, Sydney Tolentino, and Anthony Bailey.

Process Efficiency

Overall, customers reported a smooth and efficient mortgage process, with many noting that their agents kept them informed and guided them through each step.

Documentation Requirements

Several reviews mentioned that the documentation process was extensive, with some customers feeling overwhelmed by the amount of information requested.

Mixed Experiences

While many reviews were positive, there were also negative experiences reported, particularly regarding communication issues and perceived lack of follow-through from some agents.

First-Time Homebuyer Support

Numerous first-time homebuyers expressed gratitude for the guidance and reassurance they received, making the mortgage process feel less daunting.
  • SM
    Soamidas Malik
    Nov 12, 2025
    5.0
    Vipul Agarwal of Citadel Mortgage is very good and provides excellent service on all aspects of Mortgage. Thank you Vipul
  • RR
    Rob
    Oct 30, 2025
    5.0
    Overall a great experience. I got a great rate (3Yr closed 3.69% - previous lender was offering 4.24% Sept 23 renewal) and I appreciate the $300 hotel gift voucher. I approached Citadel just before my existing renewal and as a result had to role over my existing mortgage to an open at a high interest rate for a couple weeks to give time to get all the info and for the lender to close the deal. I was nervous about this but everything worked out as they said. Other than that it all seemed to go like clockwork. Greg Carlson, the broker i dealt with was always available and quick to answer questions and provide updates. A minor issue was i seemed to need to gather more info and were particular about proving certain documents that took a couple rounds and some time as compared to previous experiences. However, the the up side is that they are thorough so that if they are satisfied with the documentation then they are virtually certain that a lender will approve the mortgage application. The website document upload works well. I had left this to the last minute so it was a bit of a rush for everyone involved but it all worked out great. Again, overall a good experience and would recommend.
  • CT
    Christie Thomas
    Oct 29, 2025
    5.0
    Tristan and his team expertly found the right mortgage for my needs. They were responsive, knowledgeable, and supportive throughout the process, addressing all my questions and concerns with care. I would definitely recommend them to anyone looking for reliable mortgage guidance.
  • SH
    Susan Hemsley
    Oct 9, 2025
    5.0
    Very helpful. Learned so much. Thank you William and I look forward to our next meeting.
  • HP
    Holly Pyndiura
    Sep 28, 2025
    5.0
    Anthony was great. He worked around my weird schedule, was very patient and answered all the many questions I had as a first time homebuyer thoroughly.

Frequently Asked Questions About Citadel Mortgages

What services does Citadel Mortgages offer?

Citadel Mortgages offers services including home purchases, refinancing, second mortgages, debt consolidation, HELOCs, and self-employed mortgages across Canada.

Where is Citadel Mortgages located?

Citadel Mortgages is located at 150 King Street West 2nd Floor Suite 335, Toronto, ON, M5H 1J9, Canada.