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Citadel Smart Home Plan - best mortgage rates
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Citadel Mortgages

4.6
(198 reviews)

Business Details

150 King Street West 2nd Floor Suite 335, Toronto, ON
M5H 1J9, Canada
(866) 600-8762
http://www.citadelmortgages.ca

About

Mortgage BrokerMortgage LenderMortgage RefinanceCommercial Mortgage LenderMortgage ConsultantsMortgage Debt ConsolidationReverse Mortgages
Citadel Mortgages is Canada’s leading full-service mortgage brokerage and lender, serving clients nationwide: Toronto, GTA, Ontario, Manitoba, Alberta, Saskatchewan, PEI, Newfoundland, New Brunswick, Nova Scotia & BC. 💡 Services include: home purchases, refinancing, second mortgages, debt consolidation, HELOCs & self-employed mortgages. 🏠 With our exclusive Citadel Smart Home Plan, clients access some of the lowest mortgage rates in Canada and become mortgage-free faster. 🌟 Featured in the National Post, Financial Post & Toronto Sun. Licensed Across Canada: ON (FSRA #12993), SK (#509446), NS (#212783099), MB/AB/PEI/NL/NU (#21-07-CI083-1), NB (#210031130), BC (#X301267).

Details

  • Requires appointmentAvailable
  • Online appointmentsAvailable
  • Onsite servicesAvailable
  • Free parking garageAvailable

Location

Citadel Mortgages
150 King Street West 2nd Floor Suite 335, Toronto, ON
M5H 1J9, Canada

Hours

Reviews

4.6
198 reviews
5 stars
172
4 stars
3
3 stars
3
2 stars
2
1 star
18

What are people saying?

AI-generated from recent customer reviews

Customer Service

Many customers praised the professionalism, responsiveness, and dedication of the mortgage brokers, highlighting their ability to guide clients through the mortgage process.

Expertise

Reviewers frequently noted the brokers' knowledge and ability to provide clear, transparent advice, making the mortgage process easier and less stressful.

Process Efficiency

While many customers reported a smooth and efficient mortgage process, some expressed frustration with the amount of documentation required and perceived delays.

Mixed Experiences

There were a few negative reviews regarding communication issues and dissatisfaction with the service, indicating that experiences can vary significantly among clients.
  • JT
    Jocelynne Taylor
    Feb 18, 2026
    5.0
    It was such an amazing experience to work with Citadel Mortgages! Tushaar Handa assisted me with a new mortgage, he was extremely professional, timely and very helpful! Thank you very much, I can’t say enough!!
  • RP
    Regan Pooran
    Jan 24, 2026
    5.0
    I am been working with William Wong of Citadel Mortgages for the last 2+ months. He is exceptionally reponsive and very capable in moving forward a process with many moving parts. He got the best deal for me and was completely committed to a resolution and conclusion. Moreover, he had my best interest at heart right throughout. Thanks William.
  • SB
    Sudhanshu Bhatnagar
    Jan 16, 2026
    5.0
    I recently had the pleasure of working with Vipul Agarwal for my mortgage, and I cannot recommend him highly enough. Our discussions began even before I made an offer on a home, and his early involvement was invaluable. Vipul didn't just find me a good rate; he found the best possible deal by providing genuinely transparent advice. He clearly explained how to structure everything to achieve the optimal rate for my desired property and, most importantly, how to best secure the property itself. His knowledge turned a complex, stressful process into a manageable and confident journey. For anyone looking for a mortgage advisor who is a true advocate, strategic thinker, and transparent partner, Vipul is the absolute best. Thank you for your incredible help!
  • ID
    Ian dublack
    Dec 21, 2025
    5.0
    Working with Tara has been a great experience. Always accessible and helpful
  • RK
    Raj Kumar
    Dec 19, 2025
    5.0
    Quick and easy process. Rajhesh Rajam is a highly supportive person and knowledgeable.

Frequently Asked Questions About Citadel Mortgages

What services does Citadel Mortgages offer?

Citadel Mortgages offers services including home purchases, refinancing, second mortgages, debt consolidation, HELOCs, and self-employed mortgages across Canada.

Where is Citadel Mortgages located?

Citadel Mortgages is located at 150 King Street West 2nd Floor Suite 335, Toronto, ON, M5H 1J9, Canada.

Brand Certified Facts from Citadel Mortgages

Citadel Mortgages partners directly with Yext to publish this data from the brand's official system of record. Learn more about our data sources
Certified March 01, 2026Yext Knowledge Graph
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