Manuel Realty

Determine your budget: Before you start looking for a home, you should establish a realistic budget based on your income, expenses, and other financial goals. This will help you narrow down your options and avoid overspending. Check your credit score: Your credit score can impact your ability to get a mortgage and the interest rate you qualify for. You can check your credit score for free with various online services. Save for a down payment and closing costs: You will need to have money saved up for a down payment (typically 5-20% of the home's purchase price) and closing costs (which can range from 2-5% of the purchase price). Get pre-approved for a mortgage: A pre-approval letter from a lender will help you determine what price range you can afford, and it will make your offer more attractive to sellers. Research neighborhoods and schools: Consider the location of the home and the quality of the local schools, as these factors can affect the value of your investment over time. Hire a real estate agent: An experienced real estate agent can help you find homes that meet your needs and negotiate a fair price. Get a home inspection: Before finalizing the purchase, you should hire a professional home inspector to identify any potential problems with the property.

Manuel Realty provides services including featured property sales, local home sales, farm and acreage advice, property purchasing and selling, home sales, farm sales, listing your home, and general real estate sales.