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First Time Buyer Mortgages

5.0
(42 reviews)

Business Details

222 Lisburn Road, Belfast, ANT
BT9 6GD, United Kingdom
+44 2896 944284
https://firsttimebuyer-mortgages.co.uk/

About

Mortgage BrokerMortgage ConsultantsInsurance BrokerInsurance ConsultantLife Insurance Agency
First Time Buyer Mortgages is an FCA-regulated mortgage broker in Belfast specialising exclusively in first-time buyer mortgages across Belfast and Northern Ireland. We help first-time buyers understand how much they can borrow, what deposit they need, and how the mortgage process works — clearly, honestly, and without jargon. Our service begins with detailed mortgage affordability checks, credit score reviews, and deposit planning, giving first-time buyers confidence before they start house hunting. We arrange mortgages in principle and source suitable mortgage options from a panel of lenders, ensuring each recommendation is tailored to the client’s circumstances. We also provide guidance on co-ownership and low-deposit mortgage schemes, joint buyer applications, gifted deposits, and mortgages for self-employed first-time buyers. Alongside mortgage advice, we offer support with life insurance and income protection, helping clients protect their first home and long-term financial security. Based on Lisburn Road, Belfast, we support first-time buyers locally and across the UK. Our approach is friendly, transparent, and education-led, with a clear step-by-step roadmap from first conversation through to completion day. If you’re looking for a trusted first-time buyer mortgage advisor in Belfast, First Time Buyer Mortgages offers clear advice, realistic borrowing figures, and full support throughout the buying journey.

Location

First Time Buyer Mortgages
222 Lisburn Road, Belfast, ANT
BT9 6GD, United Kingdom

Hours

Monday9:30 AM - 5:30 PM
Tuesday9:30 AM - 5:30 PM
Wednesday9:30 AM - 5:30 PM
Thursday9:30 AM - 8:00 PM
Friday9:30 AM - 5:30 PM
Saturday9:00 AM - 1:30 PM
SundayClosed

Reviews

5.0
42 reviews
5 stars
42
4 stars
0
3 stars
0
2 stars
0
1 star
0
  • LC
    Louise Currie
    Jul 22, 2026
    5.0
    Kelvin was brilliant from start to finish. I had a lot of questions (a LOT) and he was endlessly patient with every single one — nothing was ever too much trouble. He was upfront and honest the whole way through, so I always knew what was happening and why. Thanks Kelvin!
  • ML
    Megan Loughran
    Jul 14, 2026
    5.0
    Paddy was great throughout the whole mortgage application and process. He explained everything well, broke it down into simple bite size steps for us, and made it easy for us to switch mortgages across. We cannot wait to get into our new house & can’t thank Paddy enough for all the help & guidance :)
  • FM
    fiona mccreesh
    Jul 10, 2026
    5.0
    As a first time buyer, the mortgage process was completely new to me, but Paddy made everything so much easier. He took the time to explain every step in a way that was easy to understand, answered all of my questions, and always made me feel at ease. It was a long process to finally get a property, but Paddy was patient, approachable, and incredibly helpful throughout. Nothing ever felt like too much trouble, and his friendly, supportive approach made what could have been a stressful experience feel straightforward from start to finish. I couldn’t recommend Paddy and First Time Buyers highly enough. If you’re looking for someone who is knowledgeable, approachable, and genuinely cares about making the process as straightforward as possible, Paddy is the person to go to.
  • AM
    Aisling M
    Jul 5, 2026
    5.0
    We recently returned for a remortgage as our 5 yr mortgage was ending and once again, the experience was absolutely flawless. Kelvin made the entire process completely painless from start to finish and was completely transparent about any related costs which massively helped us in making a decision. Whenever we had a question, no matter how small, Kelvin answered it incredibly quickly - highly recommend to anyone looking for a stress-free mortgage experience!
  • ES
    E SCT
    Jul 1, 2026
    5.0
    Another great experience with Paddy Rice and his team at FTBM. Paddy quickly dealt with my mortgage application, providing clear and jargon free advice throughout. Paddy's communication was top notch and he quickly helped me secure a great deal on my new mortgage. This is my second time working with Paddy and FTBM and I highly recommend them for all your mortgage and insurance needs.

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