First Time Buyer Mortgages

First Time Buyer Mortgages is an FCA-regulated mortgage broker in Belfast specialising exclusively in first-time buyer mortgages across Belfast and Northern Ireland. We help first-time buyers understand how much they can borrow, what deposit they need, and how the mortgage process works — clearly, honestly, and without jargon. Our service begins with detailed mortgage affordability checks, credit score reviews, and deposit planning, giving first-time buyers confidence before they start house hunting. We arrange mortgages in principle and source suitable mortgage options from a panel of lenders, ensuring each recommendation is tailored to the client’s circumstances. We also provide guidance on co-ownership and low-deposit mortgage schemes, joint buyer applications, gifted deposits, and mortgages for self-employed first-time buyers. Alongside mortgage advice, we offer support with life insurance and income protection, helping clients protect their first home and long-term financial security. Based on Lisburn Road, Belfast, we support first-time buyers locally and across the UK. Our approach is friendly, transparent, and education-led, with a clear step-by-step roadmap from first conversation through to completion day. If you’re looking for a trusted first-time buyer mortgage advisor in Belfast, First Time Buyer Mortgages offers clear advice, realistic borrowing figures, and full support throughout the buying journey.