Business Details
About
Mortgage Broker
Full-service mortgage broker serving all Florida residents, with specialized expertise in DSCR, Non-QM, and Non-Conforming loans.
1st Florida Mortgage Lending was founded by industry veterans with over 20 years of mortgage experience. From our Miami-Dade office, we've helped countless Florida residents secure their dream homes and investment properties. While much of our business comes from working with Realtors and their clients in areas like Miami, Kendall, Coral Gables, South Miami, and Pinecrest, we proudly serve borrowers throughout the entire state of Florida.
As a boutique mortgage broker, we specialize in finding creative solutions for borrowers who may not fit conventional lending criteria. Whether you need a DSCR loan for your investment property, bank statement programs for your business income, or Foreign National loans, our experienced team will work diligently to find the right mortgage solution. We also offer conventional, FHA, VA, and other traditional loan products.
Our commitment to personalized service means we work closely with each client to overcome any roadblocks that may arise during the loan process. This client-first approach, combined with competitive rates and deep market knowledge, has made us a trusted mortgage partner for Florida homebuyers and investors alike.
Location
1st Florida Mortgage Lending
10689 N. Kendall Drive, Suite 319, Miami, FL
33176, United States
Hours
Reviews
5.0
165 reviews
5 stars
165
4 stars0
3 stars0
2 stars0
1 star0
What are people saying?
AI-generated from recent customer reviews
Customer Service
Customers consistently praised the professionalism, responsiveness, and helpfulness of the team, particularly Daneza and Eli, throughout the mortgage process.
Efficiency
Many reviews highlighted the quick and smooth processing of loans, with several customers noting fast closings and minimal complications.
Communication
Clients appreciated the clear and constant communication from the team, which helped them feel informed and supported at every step.
Expertise
The team was recognized for their knowledge and ability to provide tailored solutions, making the mortgage process easier for first-time buyers and experienced clients alike.
Overall Experience
Overall, customers expressed high satisfaction with their experiences, often recommending the company for its exceptional service and support.
- EMElizabeth Ortiz Manrique5 days ago5.0Our experience with 1st Florida Mortgage Lending was absolutely outstanding! The process was super fast, smooth, and efficient. Daneza provided excellent service, she kept us informed at every step and answered all of our questions promptly. Eli was also extremely helpful throughout the entire process. We truly recommend them if you want a quick, reliable, and secure mortgage experience! Nuestra experiencia con 1st Florida Mortgage Lending fue espectacular! Todo el proceso fue súper rápido, fluido y eficiente. La atención de Daneza fue excelente; nos mantuvo informados en cada etapa y respondió todas nuestras dudas y preguntas. Eli también fue de gran ayuda durante todo el proceso. Sin dudas los recomendamos si desean un proceso rápido, seguro y confiable.
- SSShannan SamuelsOct 4, 20255.0I had such a great experience with 1st Florida Mortgage Lending! Daneza and Eli were amazing to work with. They have been so friendly, patient, and always quick to answer my questions. Buying a home can feel stressful, but they made everything smooth and easy to understand. They really went above and beyond to help me feel confident throughout the whole process. I couldn’t be happier and highly recommend them to anyone looking for a mortgage in South Florida!
- MOMarichi O'RourkeOct 3, 20255.0My family and I have used Daneza for years and it has always been a perfect experience. All inclusive excellent service and great mortgage rates.
- LBLeslie BrielSep 19, 20255.0Very professional and helpful from the beginning always kept me informed the entire process. I’m very grateful for everything they did for me. Something I thought couldn’t be done Eli and Daneza made it happen so smoothly explained everything to me in detail. I can’t thank you guys enough. You are best. ❤️
- COCrystal Van Orsdel-MarchantSep 5, 20255.01st Florida Mortgage Lending is excellent to work with! Daneza and her team are professional, knowledgeable, and makes the lending process smooth and stress-free. They take the time to explain everything clearly and truly care about their clients. We highly recommend them for anyone looking for a mortgage company they can trust.
Frequently Asked Questions About 1st Florida Mortgage Lending
What types of mortgage loans does 1st Florida Mortgage Lending specialize in?
1st Florida Mortgage Lending specializes in DSCR loans, Non-QM loans, Non-Conforming loans, residential mortgages including conventional, FHA, VA, jumbo loans, and loans for first-time homebuyers and investment properties.
Where is 1st Florida Mortgage Lending located?
The office is located at 10689 N. Kendall Drive, Suite 319, Miami, FL 33176, USA.
What are the business hours of 1st Florida Mortgage Lending?
The office is open Monday through Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
Does 1st Florida Mortgage Lending offer services in languages other than English?
Yes, they offer services in both English and Spanish to accommodate a diverse clientele.
How can I contact 1st Florida Mortgage Lending?
You can contact them by phone at +1 305-779-8430 or by email at dsocarras@1stfml.com.
Does 1st Florida Mortgage Lending have an online presence where I can learn more?
Yes, you can visit their website at https://1stFML.com, their LinkedIn page, Facebook page, or their YouTube channel for more information.
What nearby real estate agents can I consult with when working with 1st Florida Mortgage Lending?
Nearby real estate agents include Marlene Piraquive - Realtor and Berkshire Hathaway HomeServices Florida Realty, both of whom can assist you with purchasing properties alongside mortgage services.
Are there any beauty salons near 1st Florida Mortgage Lending if I want to relax after discussing mortgage options?
Yes, you can visit nearby salons such as Eleganza Beauty Salon, viv_lashessuite, Ani Beauty Salon & Spa, and Two Carols Beauty Salon for beauty and spa services.
What healthcare or wellness centers are near 1st Florida Mortgage Lending for additional support?
Nearby wellness options include All Wellness Community Center, Institute For Family Therapy, Hummingwell Wellness, and Senior Helpers for various health and home care services.
How can nearby services like insurance agencies and legal firms assist me when working with 1st Florida Mortgage Lending?
Nearby insurance agencies such as GGA Insurance & Bonds and Carisk Partners, along with legal services like Dieppa Law Firm and Diane M Trainor, can provide essential support for insurance needs and legal advice related to your mortgage and property transactions.