Business Details
About
Mortgage Broker
Full-service mortgage broker serving all Florida residents, with specialized expertise in DSCR, Non-QM, and Non-Conforming loans.
1st Florida Mortgage Lending was founded by industry veterans with over 20 years of mortgage experience. From our Miami-Dade office, we've helped countless Florida residents secure their dream homes and investment properties. While much of our business comes from working with Realtors and their clients in areas like Miami, Kendall, Coral Gables, South Miami, and Pinecrest, we proudly serve borrowers throughout the entire state of Florida.
As a boutique mortgage broker, we specialize in finding creative solutions for borrowers who may not fit conventional lending criteria. Whether you need a DSCR loan for your investment property, bank statement programs for your business income, or Foreign National loans, our experienced team will work diligently to find the right mortgage solution. We also offer conventional, FHA, VA, and other traditional loan products.
Our commitment to personalized service means we work closely with each client to overcome any roadblocks that may arise during the loan process. This client-first approach, combined with competitive rates and deep market knowledge, has made us a trusted mortgage partner for Florida homebuyers and investors alike.
Location
1st Florida Mortgage Lending
10689 N. Kendall Drive, Suite 319, Miami, FL
33176, United States
Hours
Reviews
5.0
170 reviews
5 stars
170
4 stars0
3 stars0
2 stars0
1 star0
What are people saying?
AI-generated from recent customer reviews
Professionalism
Customers consistently praised the professionalism and expertise of Daneza and her team, highlighting their ability to guide clients smoothly through the mortgage process.
Communication
Many reviews noted the team's excellent communication skills, with clients feeling well-informed and supported at every step of the process.
Efficiency
The business received numerous compliments for their quick and efficient service, often closing transactions faster than expected.
Customer Care
Clients expressed high satisfaction with the personalized attention and care they received, making the often stressful process of home buying much easier.
- BBBrinnDec 28, 20255.0My real estate broker referred me to 1st FML and I'm glad she did. Daneza & Eli were knowledgeable, kind, patient and very responsive. I'm grateful to have been connected with them, especially as a first time home buyer as the process can feel overwhelming.
- BRBancroft RobothamDec 26, 20255.0It's better to be late than never. Recently I was in the market to purchase a house. I encountered a problem and my Real Estate Agent recommended that I speak to 1st Florida Mortgage Lenders. I made the call and spoke with Daneza Socarras and explained my problem. Ms Socarras and her staff took the case and worked on It. Although the problem took about four months to be resolved in the end they were able to secure the mortgage for me.The staff was very professional. If I had to do it all over again 1st Florida Mortgage Lenders will be my lender. I would recommend Ms. Socarras and her staff. They were able to get me a good rate also.
- LELeyanis Ferreira EspinosaDec 16, 20255.0No tengo palabras para describir el nivel de eficiencia y profesionalismo que mi esposo y yo recibimos durante el proceso de la compra de nuestra primera casa. Daneza y Elizabeth nos acompañaron y guiaron en cada etapa, transmitiéndonos siempre tranquilidad, confianza y una actitud positiva hasta el día del cierre. Las recomendamos 100 %. Cinco estrellas no son suficientes para representar la excelencia del trabajo que realizan.
- MPMonique PenaDec 10, 20255.0I had the pleasure to work with Eli on a recent loan closing for a mutual client. She was professional, knowledgeable, and went above and beyond to ensure the transaction closed smoothly. Her attention to detail and clear communication made the entire process stress-free. I truly appreciate her dedication and expertise—highly recommend her and the rest of the 1st FML team!
- SISulay Perez de la IglesiaDec 9, 20255.0I am a very satisfied customer. The work of Daneza and her team was impeccable. I am grateful to have been able to fulfill my dream of buying my home, and I appreciate the support I received from you and your entire team. Your advice, your patience, and the way you explained the financial aspects made it all accessible and easy for me. You are very professional. All that's left for me to do is thank you and recommend you to my friends. Thanks Daneza Socarras .
Frequently Asked Questions About 1st Florida Mortgage Lending
What types of mortgage loans does 1st Florida Mortgage Lending specialize in?
1st Florida Mortgage Lending specializes in DSCR loans, Non-QM loans, Non-Conforming loans, residential mortgages including conventional, FHA, VA, jumbo loans, and loans for first-time homebuyers and investment properties.
Where is 1st Florida Mortgage Lending located?
The office is located at 10689 N. Kendall Drive, Suite 319, Miami, FL 33176, USA.
What are the business hours of 1st Florida Mortgage Lending?
The office is open Monday through Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
Does 1st Florida Mortgage Lending offer services in languages other than English?
Yes, they offer services in both English and Spanish to accommodate a diverse clientele.
How can I contact 1st Florida Mortgage Lending?
You can contact them by phone at +1 305-779-8430 or by email at dsocarras@1stfml.com.
Does 1st Florida Mortgage Lending have an online presence where I can learn more?
Yes, you can visit their website at https://1stFML.com, their LinkedIn page, Facebook page, or their YouTube channel for more information.
What nearby real estate agents can I consult with when working with 1st Florida Mortgage Lending?
Nearby real estate agents include Marlene Piraquive - Realtor and Berkshire Hathaway HomeServices Florida Realty, both of whom can assist you with purchasing properties alongside mortgage services.
Are there any beauty salons near 1st Florida Mortgage Lending if I want to relax after discussing mortgage options?
Yes, you can visit nearby salons such as Eleganza Beauty Salon, viv_lashessuite, Ani Beauty Salon & Spa, and Two Carols Beauty Salon for beauty and spa services.
What healthcare or wellness centers are near 1st Florida Mortgage Lending for additional support?
Nearby wellness options include All Wellness Community Center, Institute For Family Therapy, Hummingwell Wellness, and Senior Helpers for various health and home care services.
How can nearby services like insurance agencies and legal firms assist me when working with 1st Florida Mortgage Lending?
Nearby insurance agencies such as GGA Insurance & Bonds and Carisk Partners, along with legal services like Dieppa Law Firm and Diane M Trainor, can provide essential support for insurance needs and legal advice related to your mortgage and property transactions.