Brand Certified
1st Florida Mortgage Lending
5.0(183 reviews)
Certified by 1st Florida Mortgage Lending • Apr 26, 2026
Business Details
10689 N. Kendall Drive, Suite 319, Miami, FL
33176, United States
Certified by 1st Florida Mortgage Lending • Apr 26, 2026
(305) 779-8430
Certified by 1st Florida Mortgage Lending • Apr 26, 2026
https://1stFML.com
Certified by 1st Florida Mortgage Lending • Apr 26, 2026
About
Certified by 1st Florida Mortgage Lending • Apr 26, 2026
Mortgage Broker
Full-service mortgage broker serving all Florida residents, with specialized expertise in DSCR, Non-QM, and Non-Conforming loans.
1st Florida Mortgage Lending was founded by industry veterans with over 20 years of mortgage experience. From our Miami-Dade office, we've helped countless Florida residents secure their dream homes and investment properties. While much of our business comes from working with Realtors and their clients in areas like Miami, Kendall, Coral Gables, South Miami, and Pinecrest, we proudly serve borrowers throughout the entire state of Florida.
As a boutique mortgage broker, we specialize in finding creative solutions for borrowers who may not fit conventional lending criteria. Whether you need a DSCR loan for your investment property, bank statement programs for your business income, or Foreign National loans, our experienced team will work diligently to find the right mortgage solution. We also offer conventional, FHA, VA, and other traditional loan products.
Our commitment to personalized service means we work closely with each client to overcome any roadblocks that may arise during the loan process. This client-first approach, combined with competitive rates and deep market knowledge, has made us a trusted mortgage partner for Florida homebuyers and investors alike.
Location
Certified by 1st Florida Mortgage Lending • Apr 26, 2026
1st Florida Mortgage Lending
10689 N. Kendall Drive, Suite 319, Miami, FL
33176, United States
Hours
Certified by 1st Florida Mortgage Lending • Apr 26, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
Reviews
5.0
183 reviews
5 stars
183
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3 stars0
2 stars0
1 star0
- AOAlejandro Orrico3 days ago5.0Impecable todo el proceso de principio a fin. Daneza y Eli fueron muy profesionales, atentas y claras. 100% recomendable si estás en la búsqueda de financiar tu nueva propiedad.
- HRHenry RupertApr 23, 20265.0Eli and Daneza were outstanding from start to finish. The entire process was smooth, communication was clear, and they stayed on top of every detail to make sure everything closed exactly as planned. What really stood out was their responsiveness and professionalism. Any time I had a question, they handled it quickly and confidently, which made a big difference. If you’re looking for a team that knows what they’re doing and actually delivers, I highly recommend working with them. Looking forward to doing more deals together. H. Rupert, Jr
- YGYaneli GomeroApr 17, 20265.0My experience with 1st Florida Mortgage Lending was amazing from start to finish. Daneza was recommended to us by our realtor and she was truly the best. Professional, informative and prompt! As first time homebuyers, she did everything to make us feel comfortable! From explaining all the questions we had to solving the small hiccups along the way. She helped the journey feel less stressful, which was huge! Most importantly she met us where we were at financially and on a time crunch, informing us of multiple options that would meet those needs. Overall, we highly recommend this company! Thank you so much to Daneza and her team!
- GSGabriel SanchezApr 17, 20265.0Excelentes rápidos en su trabajo y muy profesional
- ASAlexander S.Apr 13, 20265.0Daneza and Eli the best of the best. Provide support and guidance through the whole process.
Frequently Asked Questions About 1st Florida Mortgage Lending
What types of mortgage loans does 1st Florida Mortgage Lending specialize in?
1st Florida Mortgage Lending specializes in DSCR loans, Non-QM loans, Non-Conforming loans, residential mortgages including conventional, FHA, VA, jumbo loans, and loans for first-time homebuyers and investment properties.
Where is 1st Florida Mortgage Lending located?
The office is located at 10689 N. Kendall Drive, Suite 319, Miami, FL 33176, USA.
What are the business hours of 1st Florida Mortgage Lending?
The office is open Monday through Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
Does 1st Florida Mortgage Lending offer services in languages other than English?
Yes, they offer services in both English and Spanish to accommodate a diverse clientele.
How can I contact 1st Florida Mortgage Lending?
You can contact them by phone at +1 305-779-8430 or by email at dsocarras@1stfml.com.
Does 1st Florida Mortgage Lending have an online presence where I can learn more?
Yes, you can visit their website at https://1stFML.com, their LinkedIn page, Facebook page, or their YouTube channel for more information.
What nearby real estate agents can I consult with when working with 1st Florida Mortgage Lending?
Nearby real estate agents include Marlene Piraquive - Realtor and Berkshire Hathaway HomeServices Florida Realty, both of whom can assist you with purchasing properties alongside mortgage services.
Are there any beauty salons near 1st Florida Mortgage Lending if I want to relax after discussing mortgage options?
Yes, you can visit nearby salons such as Eleganza Beauty Salon, viv_lashessuite, Ani Beauty Salon & Spa, and Two Carols Beauty Salon for beauty and spa services.
What healthcare or wellness centers are near 1st Florida Mortgage Lending for additional support?
Nearby wellness options include All Wellness Community Center, Institute For Family Therapy, Hummingwell Wellness, and Senior Helpers for various health and home care services.
How can nearby services like insurance agencies and legal firms assist me when working with 1st Florida Mortgage Lending?
Nearby insurance agencies such as GGA Insurance & Bonds and Carisk Partners, along with legal services like Dieppa Law Firm and Diane M Trainor, can provide essential support for insurance needs and legal advice related to your mortgage and property transactions.
Brand Certified Facts from 1st Florida Mortgage Lending
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