Rate Capital Mortgage is a full-service mortgage brokerage offering Conventional, FHA, VA, Jumbo, Non-QM, and private loan solutions. We help first-time buyers, homeowners, and real estate investors navigate financing with clarity, transparency, and personalized guidance. Serving California and select nationwide markets.
All loans subject to approval. Equal Housing Lender.
Nick was a tremendous help in getting our mortgage funded. He got us a great rate and even beat our already tight closing timeline. The customized videos explaining loan estimates and closing costs made each phase of the process easy to follow. I really appreciated the responsiveness and I highly recommend his services to friends, family and anyone out there looking for someone you can trust.
MR
Michelle R
Mar 16, 2026
5.0
Great support and explanations for every step.
DD
Dgo
Mar 2, 2026
5.0
Muy buen trabajo. Nicolas siempre estubo al pendiente de todo el procesoo. Cuando bancos no pudieron ayudar a mi papa el si pudo con un interes mas bajo que los bancos. 100% recomendado
RA
Rodrigo Armenta
Jan 14, 2026
5.0
Great service, and Nick is very helpful and honest.
VS
Viridiana Salas
Dec 15, 2025
5.0
Nick is the best! There was great communication at all times and answered all of my questions!
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