Certified by Western Capital Lending • Mar 08, 2026
Mortgage Broker
Established in 2018 by a seasoned mortgage professional with a vision. Unparalleled service, Low rates, Low fees to the consumer, Traditional Local hometown feel.
Western Capital Lending prides our self on providing this vision every day to you and your family.
Location
Certified by Western Capital Lending • Mar 08, 2026
Certified by Western Capital Lending • Mar 08, 2026
Reviews
5.0
45 reviews
5 stars
45
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3 stars0
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1 star0
BW
Benjamin White
2 days ago
5.0
I had an amazing experience it truly was everything I could have asked for Cooper Johnson made everything easy and was super efficient. I will strongly recommend him and western capital lending to anyone that needs to get a mortgage done.
SH
Stephen Hunt
Jan 10, 2026
5.0
I found exactly what I needed with Western Capital Lending in my mortgage search along with Cooper Johnston. I got a great interest rate and reasonable fees. But most importantly, Cooper spent valuable time with me and was always available to guide me along throughout the loan process. I received timely, awesome service, found a great interest rate, and always felt like a valued customer because I was kept keenly informed every step of the way! I truly know I couldn't have found any better service than what I received through Western Capital Lending!!
CB
Christy Baker
Dec 19, 2025
5.0
Not enough can be said for Cooper Johnston's willingness and ability to fight to get you the lowest rate and loan accomplished. I went through two other lenders prior to finding him, third time was a charm.
JG
Jose Gomez
Dec 13, 2025
5.0
Cooper was great to work with. He was responsive and transparent through the process. He was able to work through some complexities that came up during underwriting and ensure that we closed in a timely fashion. I look forward to continue working with Cooper in the future.
MS
michael stringfellow
Dec 5, 2025
5.0
Sam Zadeh worked great with us during this short process. The whole process went just as he stated when we first had spoken about the entire process and time frame. He was very helpful with the loan he gave up his personal time in the evening to answer questions and to ensure all paperwork was complete and correct before submitting it. That to me is true professionalism to ensure the process times are upheld as he described in our initial conversation about the loan. Sam followed through the entire process even on the weekend. Sam was professional and great through the whole process and I definitely would recommend him to friends and family if they needed HELOC loan. Give him a call when in need of a loan!!!
Frequently Asked Questions About Western Capital Lending
What services does Western Capital Lending provide?
Western Capital Lending offers mortgage brokerage services with low rates and fees, providing a traditional local hometown feel.
Where is Western Capital Lending located?
Western Capital Lending is located at 2701 E Osborn Rd, Phoenix, AZ 85016, USA.
What are the business hours of Western Capital Lending?
Western Capital Lending is open Monday to Friday from 8:00 AM to 6:00 PM and closed on weekends.
How can I contact Western Capital Lending?
You can reach Western Capital Lending by phone at +1 602-578-9403 or via email at rhett@wclmortgage.com.
Does Western Capital Lending have an online presence?
Yes, you can find Western Capital Lending on their website at https://wclmortgage.com/, their LinkedIn page, and Facebook page.
What type of customer experience does Western Capital Lending emphasize?
They emphasize unparalleled service with low rates and fees, fostering a traditional local hometown feel to serve you and your family.
Which nearby schools are close to Western Capital Lending?
Nearby schools include Little Big Minds Spanish Immersion Preschool, Creighton School District, Larry C Kennedy Elementary, Compass Center, and Phoenix Woodworking School.
Are there any nearby religious or community organizations close to Western Capital Lending?
Yes, nearby organizations include Salvation Army, St. Sophia Bulgarian Orthodox Church, Whitton Avenue Bible Church, Bulgarian Orthodox Church St. Sophia, and Saint Anthony the Great Orthodox Monastery.
What nearby entertainment or cultural venues are close to Western Capital Lending?
The Arizona Performing Arts Theatre is a nearby music venue accessible to visitors before or after their visit.
How can nearby places of interest help me when visiting Western Capital Lending?
Nearby places such as Rooter Ranger plumbing, Arizona Air Works HVAC services, and The Guest House hotel can support your home needs or accommodation if you are visiting from out of town.
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