Brand Certified
Cox Law Group PLLC
4.7(12 reviews)
Certified by Cox Law Group PLLC • Aug 30, 2026
Business Details
900 Lakeside Dr, Lynchburg, VA
24501, United States
Certified by Cox Law Group PLLC • Aug 30, 2026
(434) 225-9351
Certified by Cox Law Group PLLC • Aug 30, 2026
https://www.coxlawgroup.com/
Certified by Cox Law Group PLLC • Aug 30, 2026
About
Certified by Cox Law Group PLLC • Aug 30, 2026
Law Firm
Cox Law Group, PLLC specializes in bankruptcy law, small business bankruptcy and student loan debt in Lynchburg, VA.
Location
Certified by Cox Law Group PLLC • Aug 30, 2026
Hours
Certified by Cox Law Group PLLC • Aug 30, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
9/7/20269:00 AM - 5:00 PM
Products & Services
1 list · 5 items
Explore offerings from Cox Law Group PLLC on 900 Lakeside Dr in Lynchburg, with popular services available at this location.
Reviews
4.7
12 reviews
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- JFJohn 3:16 ForeverJun 22, 20265.0I can't speak highly enough about how we have been treated through Cox Law Group. Heidi our attorney to Tyra the very sweet lady who helped me over the phone numerous times. They treat us like family, not like just another number another name but like somebody they cared about. We really feel like this group of lawyers and all who are employed by them care so much about every single person. What a blessing they are. Professionals FIVE STAR
- CMChris MossMar 11, 20265.0Thank you Heidi Shafer for your kindness, knowledge and compassion that you showed me at my appointment. Answered all my questions and concerns about my current health and financial problems. Most of all, thank you for your time doing so! If the rest of the attorneys at Cox Law Group are as half as good as Heidi, you can't go wrong choosing them for assistance.
Frequently Asked Questions About Cox Law Group PLLC
Will I lose my car?
Not necessarily. A bankruptcy attorney can explain your options regarding vehicles during bankruptcy. Typically, you may keep your car and continue with current payments, keep it with reduced payments, or surrender it if financially unfavorable. The specific approach depends on the type of bankruptcy filed.
Will I lose my house?
Generally, you don't have to lose property you wish to keep, but this may affect the type of bankruptcy you file. Our attorneys at Cox Law Group PLLC will assess your specific situation to determine if your home is protected.
Does the court take everything I own?
No, the court does not intend to take your personal belongings. The treatment of assets varies based on the bankruptcy chapter and the value of your personal property. In most cases, individuals filing for bankruptcy with legal assistance retain their personal property. Any specific issues are addressed with creditors or trustees during the case.
Will I ever qualify for a mortgage after filing for bankruptcy?
Yes, many individuals qualify for loans and purchase homes after bankruptcy. The timeline for loan qualification depends on the lender's discretion. It's important to note that a bankruptcy filing may remain on your credit report for up to 10 years, according to Capital One.
Once I file for bankruptcy, will the creditors stop calling?
Yes, this is a significant benefit of filing for bankruptcy. Once filed, an automatic stay is implemented immediately. The court notifies each creditor, though it may take some time for notices to be received and processed. Creditors should cease contact after filing, as continued contact may violate the automatic stay. Inform your bankruptcy attorney if creditor contact persists unreasonably after filing.
Should I withdraw all the money in my bank accounts before filing for bankruptcy?
No, it's not advisable to make significant changes before filing bankruptcy unless directed by your attorney. Withdrawing money from bank accounts serves no purpose, as all funds must be reported to the court in your paperwork. Maintaining funds in bank accounts simplifies case management for your attorney. Similarly, avoid transferring personal property to friends or relatives in an attempt to protect it from creditors.
Will I lose my retirement funds when I file for bankruptcy?
No, retirement funds are fully exempt under Florida's mandates. By applying for the appropriate exemption, these funds are protected and cannot be used to pay creditors. Contact our bankruptcy attorney for more detailed information on this matter.
Can I discharge IRS debt?
It's possible, depending on when the tax debt was assessed and when the tax return was filed. The specifics are crucial in determining whether your IRS debt is dischargeable. Consult with a bankruptcy attorney to evaluate your particular situation regarding IRS debt discharge.
Can I keep a few credit cards when filing for bankruptcy?
No, a debtor cannot selectively choose which debts to include in bankruptcy. All debts and creditors must be listed. Unsecured debts will be discharged, while you can decide your intentions for secured debts like car loans or mortgages. Our bankruptcy attorney can provide more guidance on this process.
Does my spouse have to file bankruptcy with me?
Not necessarily. Marriage doesn't require both spouses to file. If debts are solely in one spouse's name, that individual can file alone. However, the non-filing spouse must provide income proof for the case, unless the couple is separated and living apart. In some instances, joint filing may be more beneficial. Consult our bankruptcy lawyer for personalized advice.
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