Law Office of Gordon Mosley

Determining The Bankruptcy Filing That Is Right For You Under recent bankruptcy law changes, if an individual earns more than the gross medium income for a geographic location, he or she must file for Chapter 13 protection. In order to reach a determination, the court will review your average income from the previous six months. If your income ends up being below the median income for your area, then it may make more sense to file for Chapter 7 bankruptcy. I will thoroughly review your situation to determine which option is the best choice for you.

How A Chapter 7 Filing Can Help You Chapter 7 bankruptcy is also known as liquidation bankruptcy. This means that most of your debt will be discharged if you qualify for this type of protection. Many people mistakenly believe that they will lose their homes and other assets if they file for Chapter 7. However, the reality is that you will likely be able to protect most of the assets that you own outright. A Chapter 7 filing is useful for discharging substantial credit card debt, medical debt and other eligible forms of debt.

Small Businesses — How To Obtain Debt Relief As a Texas bankruptcy attorney, I am skilled at advising small businesses, such as: Family owned businesses Limited liability companies (LLCs) Partnerships Sole proprietorships Closely held businesses Other small businesses

“I am filing for bankruptcy. Does my spouse need to file with me?” This question arises with many clients choosing to file for bankruptcy. As a bankruptcy lawyer and founder of the Law Office of Gordon Mosley, I have more than 20 years of bankruptcy experience and thoroughly understand the bankruptcy laws. I can explain the process to you, as well as answer your pressing questions and concerns. Contact my law office for a free initial consultation.

Medical debt is considered a contractual, unsecured debt. It is likely that you are able to discharge medical bills with a Chapter 7 liquidation bankruptcy. You should not feel ashamed about having financial troubles. Instead, you should talk with an attorney like me, Gordon Mosley, and learn how bankruptcy could help your situation. I help people with all bankruptcy-related issues. At our first meeting, I will take time to understand your unique situation and explain how bankruptcy can help. If you determine that bankruptcy is not right for you, I can advise on other strategies to pursue to achieve debt relief.

Credit Card Debt Consolidation/Getting Rid Of Credit Card Debt If you miss just one payment, credit card companies will often raise your interest rate, which can make it seem impossible to ever get your credit card debt paid off. Most people are unaware that credit card debt is an unsecured debt. This means that you are likely able to discharge credit card debt in a Chapter 7 bankruptcy or Chapter 13 debt repayment plan bankruptcy. Whether you decide to pursue a bankruptcy, debt settlement or other form of debt relief, you can trust my team at the Law Office of Gordon Mosley to get results. I am a bankruptcy lawyer who offers candid advice so you have the information you need to make an informed decision.

Can I Discharge Taxes In Bankruptcy? Once you are behind on tax debts, there can be repercussions from the IRS if you fail to get current with the payments. If you are unable to pay back your taxes, it is a smart idea to seek advice about forms of debt relief that can help you with tax debts. Bankruptcy may be right for you. At the Law Office of Gordon Mosley, I help people file for bankruptcy and get the relief they need to get back on their feet. I am an experienced bankruptcy lawyer who has maintained a proven track record over the past 20 years of my career. I am Gordon Mosley, and I provide personalized attention to my clients, making sure that your bankruptcy is done right the first time.