Law FirmForeclosure LawBankruptcy AttorneyCredit Counseling ServiceCommercial Bankruptcy Law
Our team at Wendy M. Mead, P.C. understands that financial difficulties can be overwhelming. With over 25 years of experience in consumer and commercial bankruptcy, we're here to provide you with compassionate, judgment-free legal support. Our dedicated lawyers offer guidance tailored to each client’s situation. Our woman, minority, and locally owned law firm in Worcester, MA serves clients throughout Massachusetts, offering personalized solutions to help you regain control of your financial future. We help clients through job losses, pandemic repercussions, unemployment issues, and more.
Our team at Wendy M. Mead, P.C. understands that facing financial difficulties can be overwhelming. If you are searching for the best bankruptcy attorney, our firm is committed to guiding you through every step with clarity and care. Our dedicated bankruptcy attorney is here to provide you with the support and legal assistance you need during these challenging times. With over 25 years of experience in consumer and commercial bankruptcy in Worcester, MA and beyond, we've successfully helped countless individuals and businesses navigate the complexities of the process. Working with an experienced bankruptcy lawyer can make a meaningful difference when exploring your legal options. We're committed to offering personalized, empathetic service without judgment, ensuring that you feel comfortable and supported throughout the entire process.
Are you struggling with overwhelming debt and seeking a fresh start? Wendy M. Mead, P.C. is here to guide you through the Chapter 7 bankruptcy filing process. Contact us to speak with our experienced chapter 7 attorney who understands the challenges you're facing and is committed to helping you regain financial stability.
At Wendy M. Mead, P.C., we are dedicated to providing robust legal defense and representation for individuals and businesses facing financial challenges. With over 25 years of experience in consumer and commercial bankruptcy, our firm is led by a seasoned attorney and supported by knowledgeable lawyers who have helped countless clients navigate complex legal waters. Our approach is simple: we offer personalized, empathetic service without judgment, ensuring that you feel supported and understood throughout your legal journey. As a woman, minority, and locally owned business, we pride ourselves on our ability to connect with clients from all walks of life.
services
Best Bankruptcy Attorney
Commercial Litigation Lawyer
Representation of Both Debtors and Creditors
Bankruptcy Law
Bankruptcy Appeals
Business Bankruptcy Consultation
Chapter 7 Filing
Chapter 11 Filing
Chapter 13 Filing
Personal Bankruptcy Consultation
Debt Relief and Settlement
Asset Protection Planning
Debt Collection
Debt Reorganization
Foreclosure Defense
Tax Debt Relief
Wage Garnishment Defense
Workout Agreements
Reviews
4.6
20 reviews
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18
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Mackenzie Woll
5 days ago
1.0
I had a very disappointing experience with Wendy. She was extremely nice and reassuring during our initial phone call, which is why I was hopeful about working with her. Unfortunately, the communication afterward was completely different.
I have been waiting for over three weeks for a simple update and still have not heard back. I have reached out multiple times, and neither Wendy nor her assistant has been responsive. I wasn’t expecting my case to be resolved immediately—I was literally just looking for an update or some communication about what was going on.
Bankruptcy is already a stressful and time-sensitive process, so going weeks without a response from an attorney you’re considering working with is incredibly frustrating. At this point, I feel like a significant amount of my time was wasted when I could have been speaking with another attorney and moving the process forward.
Wendy was very kind during our initial conversation, but unfortunately, the lack of follow-up and communication afterward made this a very disappointing experience.
AI
Alessandra Ignacio
Aug 25, 2026
5.0
I want to sincerely thank you for all of your help throughout the bankruptcy process.
You were professional, knowledgeable, patient, and very supportive.
You made a difficult and stressful situation much easier to understand and manage, and we truly appreciate the time and attention you gave us.
Thank you again for your excellent service and guidance.
We are very grateful for everything you did for us.
ZT
Zach Travers
Mar 27, 2026
5.0
I got my discharge today, and Wendy and Paula made my Chapter 7 as easy and painless as possible. I'm so thankful for both of them and I couldn't be happier with the outcome.
JC
J C
Jul 12, 2020
5.0
Wendy was wonderful to work with on two separate situations where we needed her expertise. Both times she was extremely prepared and professional. Both times we received the exact outcomes we expected. Both times we were extremely happy.
Recently, I needed a copy of some paperwork I had lost. Wendy and her team arranged for my paperwork to not only be emailed to me, but also sent out a copy in the mail the same day. TOP NOTCH service. Thank you Wendy and team!
- J & A S.
Frequently Asked Questions About Wendy M. Mead, P.C.
How do I know if I am eligible to file a Chapter 7 bankruptcy?
Eligibility for Chapter 7 bankruptcy in Worcester, MA is determined by your household income. The federal government has established median income standards for each state based on household size. During your consultation, your attorney will discuss the specific median income thresholds that apply to your household situation.
If I am behind on my mortgage, how do I file for bankruptcy and keep my home?
Filing for Chapter 13 bankruptcy can provide you with up to 60 months to pay off mortgage arrears or other secured debts. You'll need to demonstrate your ability to make regular monthly payments alongside your Chapter 13 plan payment. This plan payment will include an amount for your arrears and a portion of your unsecured debt. You must also maintain current private real estate insurance. Our Worcester, MA bankruptcy lawyer can guide you through this process.
What is a discharge?
A discharge, under federal bankruptcy law, releases a debtor from personal liability for certain specified debts. This means you're no longer legally obligated to pay discharged debts. It acts as a permanent order preventing creditors from pursuing collection actions on these debts, including legal action or direct communication. While discharged debts are no longer your personal responsibility, valid liens not avoided in the bankruptcy case will remain. For clarification on discharges, consult with our Worcester, MA bankruptcy attorney.
Will my creditors keep contacting me?
Creditors may continue to contact you until you officially file for bankruptcy. Once your petition is filed and creditors are notified of your case number, they're prohibited from taking any collection actions. This includes sending letters, making phone calls, or initiating legal proceedings. For more details about creditor communication during bankruptcy in Worcester, MA, reach out to Wendy M. Mead, Attorney.
Can I keep my home and car if I file for bankruptcy?
It's possible to retain assets secured by loans if you can maintain payments and insurance on these items. Your Worcester, MA bankruptcy attorney will advise you on which payments must continue after filing and what arrears, if any, need to be brought current.
Are all debts dischargeable?
Not all debts can be discharged in bankruptcy. Non-dischargeable debts include unlisted debts, child support, alimony, court-ordered support payments, liabilities from DUI-related injuries or deaths, fraudulently incurred debts, most student loans, most tax liabilities, and criminal restitution orders. For a detailed assessment of your debts' dischargeability, schedule a consultation with our Worcester, MA bankruptcy lawyer.
Does my spouse have to file?
An individual can file for bankruptcy without their spouse if the debts are solely in their name. However, if the spouse is a co-obligor on any debt, they would remain liable unless they also file. It's important to note that even in an individual filing, the bankruptcy code requires reporting of the entire household's income. For personalized advice, consult with our Worcester, MA bankruptcy attorney.
How often can I file?
You may file a subsequent Chapter 7 bankruptcy eight years after receiving a discharge in a previous bankruptcy. This timeframe can vary if you're considering filing for Chapter 13 bankruptcy. Your attorney will discuss how your personal bankruptcy history might affect a new filing. For more information about filing frequency in Worcester, MA, contact our office.
What property can I keep?
Each state offers certain exemptions allowing you to retain personal property and real estate. Massachusetts is among the few states that let you choose between federal exemptions or state exemptions. Your Worcester, MA bankruptcy attorney will help determine which option is most beneficial for you. Be aware that items considered 'luxuries' may not be exempt and could be liquidated by the bankruptcy trustee to benefit your creditors.
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