Bankruptcy process was done quick and easy thanks to Garnett Law Office!
NN
nyah
Jul 29, 2026
5.0
Brittany was Great to work with. She made the process easy and simple and she truly cares about her clients. Her payment plans were fair and reasonable. She put her heart and soul into her work and TRULY cares about every step of the process. She was there for me with any questions or problems that I had. I would recommend her to any one. She is a blessing .
HT
Holly Tepool
Jun 21, 2026
5.0
Britt was wonderful to work with. She made the whole process smooth and simple. We never felt judged for our situation. If you are needing help, I highly encourage you to reach out to her!
RW
Robert Wilson
Jun 3, 2026
5.0
Excellent service, very knowledgeable and made the process super easy.
PM
pam Moore
May 28, 2026
5.0
Absolutely awesome law firm, David Garnett was great, did an amazing job in my personal injury case . Took care of everything I needed. Highly recommend, available anytime. Give him a call you won't regret it.
Frequently Asked Questions About Garnett Law Office
What do I need to bring to my first appointment?
You need to bring your most-recent pay stub, a list of your debt (or have a general idea), any lawsuit/garnishment information, and a list of any questions that you have for your first appointment with a bankruptcy lawyer.
How often can I file bankruptcy?
You can only receive a discharge once every eight (8) years, meaning you can only file Chapter 7 once every eight (8) years. However, if the need for a bankruptcy arises again, you may file a Chapter 13 instead of a Chapter 7. This matter should be discussed with your lawyer.
Can I keep my house?
Yes, you can. If you file a Chapter 7 or 13 bankruptcy and you are current on your house payment, in most instances, you can keep your house. If you are behind on your house payment and want to keep your house, you can file a Chapter 13 bankruptcy which allows you to keep your house, pay the regular monthly payment and gradually catch up on the past due payments. Your bankruptcy attorney will determine which bankruptcy you are eligible to file.
Do I have to pay my mortgage and car payment?
If you want to keep your house or car, yes, you will have to make those payments. Some restructuring or modifying can be done in a Chapter 13 bankruptcy, but not in a Chapter 7.
Do I have to keep paying my debts before I file if I know I am going to file bankruptcy?
Not in most cases. An exception would be if you were planning to wait many months before filing bankruptcy. You also want to keep paying debts like a mortgage or car payment.
Does my spouse have to file with me?
The spouse will only need to file with you if the debts are joint or if the spouse has enough separate debt.
Do I have to be behind in payments in order to file?
No, you do not have to be behind in payments in order to file for bankruptcy.
Does it really take ten years to regain good credit after filing bankruptcy?
Your bankruptcy will likely remain on your credit report for ten years. However, some lenders will consider extending you credit much sooner if you are diligent about rebuilding your credit. Several months after your bankruptcy is completed, you may want to get a copy of your credit report. You want to make sure that the debts you discharged in your bankruptcy are listed correctly. Your bankruptcy lawyer has no control over how debts are reported on a credit report. It is up to the creditor you owe to report that the debt was discharged in bankruptcy. If a debt is reported incorrectly, it is your responsibility to dispute it with the credit reporting agency.
My house is in foreclosure. What should I do?
If you are behind on your house payments and want to keep your house, schedule a free consultation with a bankruptcy attorney as soon as possible. If you have a Sheriff’s Sale scheduled and you want to keep your real estate, your bankruptcy MUST be filed before the Sheriff’s Sale.
Will my bankruptcy be in the newspaper?
Yes. Our office has no control over whether or not a bankruptcy will be reported in the newspaper. By law, the filing of a bankruptcy is considered public record.
What services does Garnett Law Office specialize in?
Garnett Law Office specializes in bankruptcy law services including Chapter 7, Chapter 13, garnishment, foreclosure, and creditor harassment in Evansville, IN.
Where is Garnett Law Office located?
Garnett Law Office is located at 4004 E Morgan Ave, Suite 103, Evansville, IN 47715, United States.
What are the business hours of Garnett Law Office?
The office is open Monday to Friday with morning hours from 8:30 AM to 12:00 PM and afternoon hours typically from 1:00 PM to between 4:00 PM and 5:00 PM. It is closed on Saturdays and Sundays.
How can I contact Garnett Law Office?
You can contact them by phone at +1 812-458-2489 or via email at legal@bgarnettlaw.com.
Which professional associations is Garnett Law Office affiliated with?
Garnett Law Office is affiliated with the Indiana State Bar Association and the Evansville Bar Association.
What keywords and categories describe Garnett Law Office's services?
Garnett Law Office is described under categories like Law Firm and Bankruptcy Attorney, and keywords such as Attorney, Creditor Harassment, Foreclosure, and Bankruptcy.
Can you recommend any real estate services near Garnett Law Office?
Nearby real estate services include Summit Real Estate Services, Evansville Foreclosures and Short Sales, SVN | The Martin Group, Another One Sold Team, Evansville Homes, Tristatehomefinder, and ProperTPros Inc., which can be helpful if you're dealing with property matters alongside bankruptcy issues.
Are there any home care or health services nearby Garnett Law Office?
Yes, Team Select Home Care is located nearby offering home health care services, and A Woman's Touch Dentistry provides dental services in the area.
What dining options are available near Garnett Law Office?
Nearby dining options include Salsarita's Fresh Mexican Grill and Liquor Locker for a quick meal or refreshments before or after your visit.
Are there any local businesses for home improvement or security near Garnett Law Office?
Yes, John N Martin Construction for contracting, Jarrett Security Solutions for home security needs, Oxi Fresh Carpet Cleaning, and Tidy Blast LLC for home cleaning and improvement services are all close by.
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