Certified by Law Office of Janet J. Goldman • Feb 08, 2026
Reviews
4.8
105 reviews
5 stars
98
4 stars1
3 stars0
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anthony salera
5 days ago
5.0
Janet Goldman helped me with my bankruptcy she did a fantastic job she made it so easy to get it done I recommend Janet if you need need a professional she is the one to hire thank you so much janet
TG
Thayer Gaskell
Jan 3, 2026
5.0
We met with Rebecca to inquire about an Adoption of our then God Son. From the beginning she was honest and up front about what we needed to do and the time it could take.We had a few hiccups which she handled quickly and efficiently and are now the Parent's of our 16 year old Boy . I highly recommend her for anyone looking to Adopt , I cannot speak on other issues for certain but if she handles other areas as well then She is your person. Rebecca we Thank You so very much for completing our Family
LC
Lisa Cagno
Dec 19, 2025
5.0
Attorney Janet Goldman and Rebecca Goldman made my process absolutely seamless. The professionalism, kindness and Patience was beyond anything I have experienced with any other law firm . I will clearly without hesitation use their services again and highly recommend them .
DH
Daniela Hernandez
Oct 16, 2025
5.0
From the very first meeting, Janet was nothing short of amazing. She was kind, patient, and incredibly clear every step of the way. Bankruptcy can feel overwhelming and even a little embarrassing, but Janet never once made me feel bad about my situation. Instead, she gave me confidence and reassurance that I was making the right choice for my future.
She truly knows her stuff and made the entire process from the initial consultation to my meeting of creditors smooth and stress-free. I always felt taken care of and supported.
I plan to never need to file for bankruptcy again, but if I ever had to, it would be an absolute pleasure to work with Attorney Janet Goldman again. I can’t thank her enough for her professionalism, compassion, and expertise.
BL
B L
Jan 9, 2020
4.0
She gave me good advice. She listened to what I had to say and the answers she gave me were helpful. I feel comfortable moving forward now with the decision I made. Thanks for the time you took to help me. I look forward to working with you in the near future.
Frequently Asked Questions About Law Office of Janet J. Goldman
If I file for Chapter 7 or Chapter 13, will I have to relinquish all of my property?
In Rhode Island, you're permitted to retain all exempted property within certain limits. This includes household items like appliances, clothing, dishware, furniture, books, and wedding rings. If you're financing a vehicle, you can keep it as long as you continue making the monthly payments.
What is the means test?
The Chapter 7 bankruptcy means test is a method used to determine if you have the financial capacity to repay a portion of your unsecured debt. If your income falls below the median income for your area, you automatically pass the test. However, if your income exceeds the median, you'll need to apply the means test formula.
What happens if I don't pass the means test?
If you don't pass the means test, you may still be eligible for bankruptcy protection under Chapter 13. This option requires you to repay a portion of your total debt through a structured five-year payment plan.
Can a student loan be discharged under Chapter 7 or Chapter 13?
In most instances, student loan debt cannot be discharged through either Chapter 7 or Chapter 13 bankruptcy proceedings.
Am I able to get rid of a second mortgage with Chapter 13 bankruptcy?
There's a possibility you may be eligible to eliminate a second mortgage through Chapter 13 bankruptcy. We recommend contacting our office for a detailed assessment of your specific situation.
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