Business Details
About
Bankruptcy Attorney
Smith & Choudoir Law PLLC specializes in bankruptcy law, wills and estates, and family law in southwest Mississippi.
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- SDS “Katt” DOct 15, 20234.0Friendly staff and very knowledgeable.
Frequently Asked Questions About Smith & Choudoir Law PLLC
What types of bankruptcy do you handle?
At Smith & Choudoir Law PLLC, we specialize in various types of bankruptcy cases, including Chapter 7, Chapter 13, and Chapter 11 filings. Our experienced attorneys are well-versed in the intricacies of each bankruptcy chapter and can guide you through the most appropriate option for your specific financial situation.
Do you offer free consultations?
Yes, we provide complimentary initial consultations to discuss your financial circumstances and explore potential bankruptcy options. This allows us to assess your situation and provide preliminary guidance without any financial obligation on your part.
How do I know if bankruptcy is the right option for me?
Determining if bankruptcy is the appropriate course of action depends on your individual financial circumstances. During our consultation, we will review your debts, assets, income, and expenses to evaluate whether bankruptcy could provide the relief you need. We'll also discuss alternative options to help you make an informed decision about your financial future.
How long will bankruptcy stay on my credit report?
A bankruptcy filing can remain on your credit report for up to 8 years. This duration may vary depending on the type of bankruptcy filed and other factors related to your credit history.
Can we stop a garnishment?
Filing for bankruptcy can often halt wage garnishments through the automatic stay provision. This legal protection generally prevents creditors from continuing collection actions, including garnishments, once the bankruptcy petition is filed.
Can you prevent a foreclosure?
Bankruptcy can potentially stop or delay a foreclosure proceeding. By filing for bankruptcy, you may be able to temporarily halt the foreclosure process and explore options for keeping your home, such as restructuring your mortgage payments through a Chapter 13 bankruptcy plan.
Can you prevent a repossession?
Filing for bankruptcy can typically prevent or delay vehicle repossessions. The automatic stay that comes into effect upon filing can stop creditors from taking possession of your vehicle. In some cases, bankruptcy may also provide options for catching up on missed payments or restructuring your auto loan.
What types of bankruptcy does Smith & Choudoir Law PLLC specialize in?
They specialize in Chapter 7, Chapter 13, and Chapter 11 bankruptcy filings with experienced attorneys guiding you through the options.
Does Smith & Choudoir Law PLLC offer free consultations?
Yes, they provide complimentary initial consultations to discuss your financial situation and potential bankruptcy options.
How can Smith & Choudoir Law PLLC help with wage garnishments?
Filing for bankruptcy with them can often stop wage garnishments through the automatic stay provision, which halts creditor collection actions.
Can bankruptcy stop a foreclosure through Smith & Choudoir Law PLLC?
Yes, bankruptcy can potentially stop or delay foreclosure proceedings and offer options to restructure mortgage payments under Chapter 13.
What payment methods does Smith & Choudoir Law PLLC accept?
They accept payments by cash and check.
What are the office hours of Smith & Choudoir Law PLLC?
They are open Monday to Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM to 3:00 PM; closed on weekends and certain holidays.
Where is Smith & Choudoir Law PLLC located?
Their office is at 116 7th Street, McComb, MS 39648, USA.
What other services does Smith & Choudoir Law PLLC provide besides bankruptcy?
They also specialize in wills and estates, family law, divorce, and litigation services in Southwest Mississippi.
Are there any nearby real estate agencies that clients can visit when coming to Smith & Choudoir Law PLLC?
Yes, Latter & Blum Hometown Realty and Hometown Realty 601.249.0485 are nearby real estate agencies clients may find useful.
What nearby health and wellness services are accessible near Smith & Choudoir Law PLLC?
Clients can access Southwest Mississippi Mental Health Complex for counseling and pediatric dentistry at Lauren Brock Jones, Dmd Pediatric Dentistry, close to the office.