Smith & Choudoir Law PLLC

Determining if bankruptcy is the appropriate course of action depends on your individual financial circumstances. During our consultation, we will review your debts, assets, income, and expenses to evaluate whether bankruptcy could provide the relief you need. We'll also discuss alternative options to help you make an informed decision about your financial future.

A bankruptcy filing can remain on your credit report for up to 8 years. This duration may vary depending on the type of bankruptcy filed and other factors related to your credit history.

Filing for bankruptcy can often halt wage garnishments through the automatic stay provision. This legal protection generally prevents creditors from continuing collection actions, including garnishments, once the bankruptcy petition is filed.

Bankruptcy can potentially stop or delay a foreclosure proceeding. By filing for bankruptcy, you may be able to temporarily halt the foreclosure process and explore options for keeping your home, such as restructuring your mortgage payments through a Chapter 13 bankruptcy plan.

Filing for bankruptcy can typically prevent or delay vehicle repossessions. The automatic stay that comes into effect upon filing can stop creditors from taking possession of your vehicle. In some cases, bankruptcy may also provide options for catching up on missed payments or restructuring your auto loan.

They specialize in Chapter 7, Chapter 13, and Chapter 11 bankruptcy filings with experienced attorneys guiding you through the options.

Yes, they provide complimentary initial consultations to discuss your financial situation and potential bankruptcy options.

Filing for bankruptcy with them can often stop wage garnishments through the automatic stay provision, which halts creditor collection actions.

Yes, bankruptcy can potentially stop or delay foreclosure proceedings and offer options to restructure mortgage payments under Chapter 13.

They accept payments by cash and check.

They are open Monday to Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM to 3:00 PM; closed on weekends and certain holidays.

Their office is at 116 7th Street, McComb, MS 39648, USA.

They also specialize in wills and estates, family law, divorce, and litigation services in Southwest Mississippi.

Yes, Latter & Blum Hometown Realty and Hometown Realty 601.249.0485 are nearby real estate agencies clients may find useful.

Clients can access Southwest Mississippi Mental Health Complex for counseling and pediatric dentistry at Lauren Brock Jones, Dmd Pediatric Dentistry, close to the office.