Wendy M. Mead, Attorney is a compassionate, Knowledgeable and sharp lawyer to have as a legal representative. Paula her assistant is a great compliment to the team. I'm glad we found this team that made us feel safe and protected with our legal needs. These are real people doing a very efficient job and with a lot of heart. TY
Tim and Sandra
CG
Cesar garcía
Sep 24, 2025
1.0
I don’t understand where the 5-star reviews are coming from. I contacted this office for a bankruptcy consultation, and while they initially answered my calls and even arranged a video meeting with the attorney, they quickly became unresponsive. After requesting company details, they stopped returning calls, and the address they provided turned out to be invalid. If they are too busy or unwilling to take on a case, they should be honest about it instead of wasting people’s time. I waited long enough for a follow-up, and it never came.
LW
Lesley Ware
Jun 28, 2021
5.0
Wendy was amazingly helpful, sympathetic and professional in sorting out all my financial difficulties. I was immensely satisfied with her high quality work ethics and her knowledge on the Bankruptcy laws. I would highly recommend her services.
BB
Bob B
Jun 22, 2021
5.0
I would have to say that when I had run into a financial issue and had reached an end to all the stress I could handle trying to stay afloat Wendy helped me start fresh. The following year I was able to borrow money against my mother (home) estate and buy out my brothers 1/2 of her estate and I now 100% own my childhood home, than with paying bills on time a year after that I was able refinance the house into a conventional mortgage. 3 years out from filing my credit scores are now in the mid 700's, with that other benefits come with it such as cheaper insurance, lower interest rates etc etc. Thank you Wendy Mead for all you have done! You are 110% Awesome!
JF
John Farnsworth
Mar 25, 2020
5.0
If you're in need of a bankruptcy attorney in Worcester, MA you should absolutely call Attorney Wendy Mead, she's awarded and recognized as one of the top bankruptcy lawyers in Worcester! Even though she's awarded & recognized she treats everyone like family and has a very personal approach to handling your bankruptcy. Highly Recommend!
Frequently Asked Questions About Wendy M. Mead, P.C.
How do I know if I am eligible to file a Chapter 7 bankruptcy?
Eligibility for Chapter 7 bankruptcy in Worcester, MA is determined by your household income. The federal government has established median income standards for each state based on household size. During your consultation, your attorney will discuss the specific median income thresholds that apply to your household situation.
If I am behind on my mortgage, how do I file for bankruptcy and keep my home?
Filing for Chapter 13 bankruptcy can provide you with up to 60 months to pay off mortgage arrears or other secured debts. You'll need to demonstrate your ability to make regular monthly payments alongside your Chapter 13 plan payment. This plan payment will include an amount for your arrears and a portion of your unsecured debt. You must also maintain current private real estate insurance. Our Worcester, MA bankruptcy lawyer can guide you through this process.
What is a discharge?
A discharge, under federal bankruptcy law, releases a debtor from personal liability for certain specified debts. This means you're no longer legally obligated to pay discharged debts. It acts as a permanent order preventing creditors from pursuing collection actions on these debts, including legal action or direct communication. While discharged debts are no longer your personal responsibility, valid liens not avoided in the bankruptcy case will remain. For clarification on discharges, consult with our Worcester, MA bankruptcy attorney.
Will my creditors keep contacting me?
Creditors may continue to contact you until you officially file for bankruptcy. Once your petition is filed and creditors are notified of your case number, they're prohibited from taking any collection actions. This includes sending letters, making phone calls, or initiating legal proceedings. For more details about creditor communication during bankruptcy in Worcester, MA, reach out to Wendy M. Mead, Attorney.
Can I keep my home and car if I file for bankruptcy?
It's possible to retain assets secured by loans if you can maintain payments and insurance on these items. Your Worcester, MA bankruptcy attorney will advise you on which payments must continue after filing and what arrears, if any, need to be brought current.
Are all debts dischargeable?
Not all debts can be discharged in bankruptcy. Non-dischargeable debts include unlisted debts, child support, alimony, court-ordered support payments, liabilities from DUI-related injuries or deaths, fraudulently incurred debts, most student loans, most tax liabilities, and criminal restitution orders. For a detailed assessment of your debts' dischargeability, schedule a consultation with our Worcester, MA bankruptcy lawyer.
Does my spouse have to file?
An individual can file for bankruptcy without their spouse if the debts are solely in their name. However, if the spouse is a co-obligor on any debt, they would remain liable unless they also file. It's important to note that even in an individual filing, the bankruptcy code requires reporting of the entire household's income. For personalized advice, consult with our Worcester, MA bankruptcy attorney.
How often can I file?
You may file a subsequent Chapter 7 bankruptcy eight years after receiving a discharge in a previous bankruptcy. This timeframe can vary if you're considering filing for Chapter 13 bankruptcy. Your attorney will discuss how your personal bankruptcy history might affect a new filing. For more information about filing frequency in Worcester, MA, contact our office.
What property can I keep?
Each state offers certain exemptions allowing you to retain personal property and real estate. Massachusetts is among the few states that let you choose between federal exemptions or state exemptions. Your Worcester, MA bankruptcy attorney will help determine which option is most beneficial for you. Be aware that items considered 'luxuries' may not be exempt and could be liquidated by the bankruptcy trustee to benefit your creditors.
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