Frequently Asked Questions About Reynolds & Werman, LLC
What is bankruptcy?
Bankruptcy is a legal process that allows individuals or businesses to reorganize their debts or eliminate them under court supervision.
How do I qualify for bankruptcy filing?
Eligibility for bankruptcy depends on various factors, including income, assets, and debts.
Do I need an attorney to file for bankruptcy?
It is recommended that you consult with an experienced bankruptcy attorney. Bankruptcy law is complex and has had many changes. At Reynolds & Werman we have over 40 combined years in Bankruptcy law. Call us today for a free consultation.
Can I keep my car or house if I file for bankruptcy?
In most cases, yes. The ability to keep your car or house depends on the type of bankruptcy filed and what assets are exempt from the court.
Will filing for bankruptcy affect my credit score?
Yes, filing for bankruptcy will initially have a negative impact on your credit score. Over time the effects will gradually diminish, and eventually, most debtors are able to substantially improve their credit score.
How long does the bankruptcy process take?
The length of the bankruptcy process can vary depending on several factors, including the complexity of the case, the number of creditors involved, and the debtor's cooperation. Most Chapter 7 bankruptcies take approximately 5 months. Chapter 13 Bankruptcies can take from 3 to 5 years.
How much does it cost to hire a Bankruptcy attorney?
The cost of hiring a Bankruptcy attorney can vary based on the complexity of the case. During your free consultation at Reynolds & Werman, we will review your case to determine the cost.
What types of legal services does Reynolds & Werman, LLC offer?
Reynolds & Werman, LLC provides legal representation in bankruptcy, real estate law, personal injury, landlord-tenant disputes, and wills and estates in Western Massachusetts.
What are the office hours for Reynolds & Werman, LLC?
The office is open Monday through Friday from 9:00 AM to 5:00 PM and is closed on weekends and certain holidays like November 11 and December 25.
How can I contact Reynolds & Werman, LLC for a consultation?
You can call them at +1 413-789-1003 or email info@reynoldswerman.com to schedule a free consultation.
Do I need an attorney to file for bankruptcy?
It is recommended to consult with an experienced bankruptcy attorney like those at Reynolds & Werman, who have over 40 combined years of experience in bankruptcy law.
Will filing for bankruptcy affect my credit score?
Yes, filing for bankruptcy will initially negatively impact your credit score, but over time, most debtors can substantially improve their credit.
What nearby services might be useful when visiting Reynolds & Werman, LLC?
Nearby services include Precision Auto Repair for car maintenance, Foxy Nail Salon for beauty treatments, and Liquori's Pizza if you want to enjoy a meal before or after your visit.
Are there nearby real estate agencies close to Reynolds & Werman, LLC?
Yes, MyHome413, Karen Ford, Park Square Realty, Kelley and Katzer Real Estate, and CA & DA Realty are nearby real estate agencies you might want to consider for property needs.
How can nearby businesses help make your visit to Reynolds & Werman, LLC more convenient?
Mobil gas station and convenience store nearby can provide fuel and snacks, while Friendly Car Wash II is available for auto detailing if needed during your visit.
When was Reynolds & Werman, LLC established?
Reynolds & Werman, LLC was established in 2005.
Does Reynolds & Werman, LLC offer services in languages other than English?
Yes, they provide services in English and Spanish.