Janssen Law, PLC provides bankruptcy, estate planning, probate, trust, business formation, contracts, and real estate services to central Iowa. With over 46 years of experience, our team of dedicated attorneys understands the complexities of various legal matters and how they impact your life. We pride ourselves on our transparent billing practices and our ability to offer personalized attention to each client, ensuring you receive the support and guidance you need during challenging times. We offer a free initial 1-hour consultation to discuss your unique situation and provide insights into the best course of action. Whether you need a Chapter 7 lawyer, a debt lawyer, or a Chapter 11 attorney, give our firm a call today and learn more.
Janssen Law did an awesome job helping me with my bankruptcy and I can't thank them enough for all that they did.
MK
Miranda Kruse
Jun 24, 2025
5.0
I utilized them for Estate Planning. If you want extensive knowledge behind what you're asking for this firm is it! They are very professional, timely, and answered all my questions/calls. I would highly recommend!
What kind of debt can be discharged through Chapter 7 bankruptcy?
Chapter 7 bankruptcy provides the opportunity to eliminate various types of debts. These typically include credit card balances, medical expenses, unpaid utility bills, overdue rent, certain tax obligations, and mortgage debts. The process essentially allows for the liquidation of these qualifying debts, offering a fresh financial start.
What kind of debt can be discharged through Chapter 13 bankruptcy?
Unlike Chapter 7, Chapter 13 bankruptcy doesn't immediately eliminate debts. Instead, it involves a structured repayment plan, usually spanning three to five years. Upon successful completion of this plan, most debts are discharged. However, certain obligations such as student loans, child support, alimony, mortgages, and some tax debts may not be eligible for discharge under Chapter 13.
How long does a bankruptcy filing stay on my credit report?
The duration a bankruptcy remains on your credit report depends on the type filed. A Chapter 13 bankruptcy will be visible on your credit report for seven years before being removed. In contrast, a Chapter 7 bankruptcy will remain on your credit history for a longer period of ten years.
Will I lose my retirement savings if I file for bankruptcy?
Generally, 401(k)s and most other retirement accounts are protected from liquidation in Chapter 7 bankruptcy and aren't considered assets in Chapter 13. This protection is provided by the Employee Retirement Income Security Act. However, it's important to note that if you withdraw funds from these accounts during the bankruptcy process, they may lose this protection.
If I'm married and file for bankruptcy, does my spouse have to do the same?
Filing for bankruptcy jointly with a spouse is not a legal requirement. The decision to file individually or jointly depends on your specific financial circumstances. It's advisable to consult with a bankruptcy attorney who can provide guidance on the most appropriate course of action based on your particular situation.
What are the main legal services offered by Janssen Law, PLC?
Janssen Law, PLC offers legal services including bankruptcy, divorce and family law, business services, adoption, creditor representation, real estate services, and wills, trusts, & estates.
What are the office hours for Janssen Law, PLC?
The office is open Monday through Friday from 8:00 AM to 5:00 PM and is closed on weekends.
Where is Janssen Law, PLC located?
Janssen Law, PLC is located at 700 2nd Avenue, Suite 103, Des Moines, IA 50309-1712, USA.
Which languages are supported at Janssen Law, PLC?
Janssen Law, PLC primarily provides services in English.
What payment options does Janssen Law, PLC accept?
They accept American Express, Cash, Check, Discover, Mastercard, and Visa.
How can I contact Janssen Law, PLC?
You can contact them by phone at +1 515-274-9161 or email at jeffrey@janssenlawplc.com.
Is Janssen Law, PLC associated with any professional organizations?
Yes, they are associated with the Iowa Bar Association.
What nearby legal services are available around Janssen Law, PLC?
Nearby legal services include Elverson Vasey, Barten Law Office, and Jankins Law Firm, providing options if you need additional or alternative legal assistance.
Are there any community services or public places near Janssen Law, PLC?
Yes, the Public Library Of Des Moines and The DSM public/government association are nearby, useful for community resources or events before or after your visit.
What entertainment or dining options are near Janssen Law, PLC?
Nearby you can find Jethro's BBQ All Stars and Buzzard Billy's for dining, as well as Ultimate Edge Family Entertainment Center for family fun and events.
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