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Frequently Asked Questions About Winterbotham Parham Teeple, a PC
How can I file Chapter 7 or 13?
Chapter 7 – Bankruptcy allows 1 discharge every 8 years. Chapter 13 – Debt Consolidation lets you file as often as needed, if filed in good faith and 70% of unsecured debts were paid in a previously discharged Chapter 13.
What happens to my credit?
Chapter 7 – Bankruptcy and Chapter 13 – Debt Consolidation remains on your credit report for 10 years. By not filing, credit may show negatives for 7 years from the time you become current. By filing, negative reporting stops immediately. This allows you to begin re-establishing credit faster by keeping house, auto or other payments current. Also, you may obtain a “secured” credit card to help re-establish.
Does bankruptcy eliminate all debts?
No. Chapter 7 – Bankruptcy will eliminate most all unsecured debts but not secured debts such as your home or car. To retain secured assets, payments must be made or modified. In Chapter 13 – Debt Consolidation you pay all or only a portion of your debts.
What types of bankruptcy services does Winterbotham Parham Teeple, a PC offer?
Winterbotham Parham Teeple, a PC offers Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Small Business Bankruptcy, and general debt relief services.
How does filing for Chapter 7 or Chapter 13 bankruptcy work?
Chapter 7 bankruptcy allows one discharge every 8 years while Chapter 13 lets you file as often as needed if done in good faith and 70% of previous unsecured debts were paid.
How will bankruptcy affect my credit report?
Both Chapter 7 and Chapter 13 bankruptcies remain on your credit report for 10 years. Filing stops negative reporting immediately, allowing you to rebuild credit by keeping current on payments.
Will bankruptcy eliminate all of my debts?
No. Chapter 7 eliminates most unsecured debts but not secured debts like your home or car, which require payments or modification to retain. Chapter 13 involves paying all or part of your debts.
What are the office hours for Winterbotham Parham Teeple, a PC?
The office is open Monday through Friday from 8:30 AM to 6:00 PM, and on Saturday from 8:00 AM to 12:00 PM. It is closed on Sundays.
What payment methods are accepted at Winterbotham Parham Teeple, a PC?
They accept cash, check, MasterCard, and Visa for payment of services.
Is the Winterbotham Parham Teeple, a PC office accessible and equipped with restrooms?
Yes, the office has wheelchair accessible restrooms available for clients.
How can nearby places help when visiting Winterbotham Parham Teeple, a PC in Anaheim?
Nearby places like Express Employment Professionals and Akram Ibrahim & Associates Real Estate offer professional services that clients might need. Also, coffee shops such as Thank You Coffee provide convenient spots to relax before or after consultations.
Are there any medical or dental services near Winterbotham Parham Teeple, a PC?
Yes, dentists like Dr. Kim & Dr. Yong and Myra C. Luna, D.D.S., Inc. Family Dentistry are located nearby, providing convenient healthcare options for clients in the area.
Can nearby legal and real estate services assist clients of Winterbotham Parham Teeple, a PC?
Yes, nearby legal services like Thomas Gray, Attorney at Law, and real estate agents such as JAM Realty and Paramount Escrow Services can provide complementary assistance to clients dealing with bankruptcy or debt issues.