Reliable coverage since 1877, Farmers & Mechanics Insurance Companies have been the trusted, experienced choice for your home, auto, farm and business insurance.
Location
Certified by Farmers & Mechanics Insurance Companies • May 03, 2026
Certified by Farmers & Mechanics Insurance Companies • May 03, 2026
Monday9:00 AM - 4:30 PM
Tuesday9:00 AM - 4:30 PM
Wednesday9:00 AM - 4:30 PM
Thursday9:00 AM - 4:30 PM
Friday9:00 AM - 4:30 PM
SaturdayClosed
SundayClosed
Reviews
4.8
19 reviews
5 stars
18
4 stars0
3 stars0
2 stars0
1 star
1
YD
Yvonne Davis
Apr 15, 2026
5.0
Very friendly and a very quick response to my claim
RM
Ruth Mott
Apr 9, 2026
5.0
Thank you Rose for the quick response I really appeared it
JC
Jeanne Christie
Mar 13, 2026
5.0
As a property manager and owner for multiple companies I cannot say enough nice things about this company. We had a serious flood from a badly installed fire sprinkler in one of our apartment buildings. The speed at which the adjuster came to inspect -he couldn't have been more helpful and efficient- and the team members of the agency -handled our job was nothing short of a miracle esp. since we had professional tenants on a hectic deadline so we had a narrow window to complete the repairs. We have a phrase in our office that all things fall into a triangle of which one can usually only have two of three things: not cost prohibitive/efficient/functional - usually one only gets two of the three. With this company you get the full TRIO. I am now referring people to them regularly (not too many I don't want them to grow too much!! :).
ZP
Zachary Poskas
Mar 5, 2026
1.0
They were fine, until we had a claim. The cut-off water valve in our newly built house busted, and it created a ton of damage. The process from the very beginning has been a nightmare. First, the company assigned the most difficult adjustor to work with. He would argue basic decisions, state how he knew more than any other company, and ultimately would create more hardship for my family. Countless companies have refused to work with him since. The insurance company continuously would side with him, and the nobody would take the job because of the scope discrepancy. Eventually Farmers and the adjustor budged, but our house repair was delayed from November until March. We finally moved back in May, after nearly 7 months. The company pulled the insulation out from under the house, did not replace it, and let it set during the winter. We have a pipe that busted. Insurance will not cover it. Someone during the process created $10k worth of damage to our front yard. Insurance will not cover it. We have paid over $20k in damages.
Instead, we receive snarky emails from Ms. Elliot. The entire process we have received nothing but sarcasm and pushback. Insurance is supposed to make you whole when in a time of need. This company does not do that. Instead, the following policy renewal we get a notice stating that we are being dropped, even though they will receive their money back in subrogation. Their attorney has even stated to me, that is straightforward case. The rental house owner charged a deposit fee, and even insinuated that the insurance will pick up the check. I took pictures of the move out, sent to the housing company, and the housing company agreed that the damage was fabricated. The email from Ms. Eliot throws the security deposit in our face.
If you never have a claim, then they are great. However, if you have to use your insurance, be prepared.
DC
Doug Clatterbuck
Feb 16, 2026
5.0
Our Agency has Represented Farmers and Mechanics for years and the service, price, and products are outstanding!!! Its great to have a feeling of family and ability to communicate openly about topics as they come up.
Frequently Asked Questions About Farmers & Mechanics Insurance Companies
What types of insurance does Farmers & Mechanics Insurance Companies offer?
Farmers & Mechanics provides home, auto, farm, commercial, mobile home, dwelling fire, and renters insurance.
Where is Farmers & Mechanics Insurance Companies located?
They are located at 25 Administrative Dr, Martinsburg, WV 25404, USA.
What are the business hours of Farmers & Mechanics Insurance Companies?
They are open Monday through Friday from 9:00 AM to 4:30 PM and closed on weekends.
How can I contact Farmers & Mechanics Insurance Companies?
You can call them at +1 304-263-0809 or email internetquotes@fmiwv.com.
What payment methods does Farmers & Mechanics Insurance Companies accept?
They accept cash, check, Discover, MasterCard, and Visa.
Does Farmers & Mechanics Insurance Companies have an online presence?
Yes, their website is http://fmiwv.com and their Facebook page is https://www.facebook.com/FarmersandMechanicsIns/.
What other insurance agencies are near Farmers & Mechanics Insurance Companies?
Nearby insurance agencies include Quad State Insurance - Martinsburg and Bodwell Insurance Solutions, offering you alternative options for insurance services.
Are there convenient places to eat or refuel near Farmers & Mechanics Insurance Companies?
Yes, Sheetz is a nearby convenience store, gas station, and eatery, ideal for grabbing food or fuel before or after your visit.
What medical services are available near Farmers & Mechanics Insurance Companies?
Valley Health Urgent Care is nearby, providing emergency room and family practice services in case you need medical attention.
Are there any government or public service locations close to Farmers & Mechanics Insurance Companies?
Yes, the State of West Virginia office and USDA Rural Development are nearby, which can be convenient for related administrative needs.
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