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Since 1984, Phil Hager Insurance Agency, Smith Mountain Lake, Virginia's longest serving insurance agency, has been insuring residents of Franklin County, Bedford County, the Smith Mountain Lake Region and all of Virginia. We specialize in serving the surrounding Smith Mountain Lake communities of Moneta, Hardy, Wirtz, Penhook, Union Hall, Glade Hill, Goodview, Huddleston, Rocky Mount, and Bedford. We offer a wide range of products from well known and respected regional and national companies such as Allstate, Safeco, Progressive, Auto-Owners, The Hartford, National General, State Auto, Mutual of Omaha, and Anthem. Whether you have a need for Auto Insurance, Home Insurance (Primary or Secondary), Short Term Rental Home Insurance, Toy (Boat, Motorcycle, ATV, Golf Cart, RV) Insurance, Business Insurance, Life Insurance, Health Insurance, or Medicare Supplement Insurance, Phil Hager Insurance Agency provides the local experience you need to assist you in making the right choices. We specialize in listening to your specific needs and creating a custom fit insurance package.
Customers consistently praised the friendly, professional, and responsive service provided by the staff, particularly highlighting Crystal and Gavin.
Cost Savings
Many reviews noted significant savings on insurance premiums, with customers reporting reductions of hundreds of dollars through the agency's efforts.
Expertise
The agency's staff demonstrated strong knowledge of insurance products, helping clients navigate complex options and find the best coverage for their needs.
Proactive Communication
Clients appreciated the proactive outreach from agents, who regularly reviewed policies and suggested better options to save money.
Long-term Relationships
Numerous customers expressed loyalty to the agency, citing years of positive experiences and a commitment to ongoing service.
JJ
jjmccloskeysr
Nov 3, 2025
5.0
Simply the best insurance agency with whom we have ever done business. Gavin, Marcelle, Crystal. and the entire staff are courteous, competent, knowledgeable, and caring. They always have our back. They are promptly responsive to our urgent needs and over time, are in touch with the ever changing insurance environment in order to provide us with recommendations for the best value for our insurance dollar. We highly recommend this agency. You won’t ever be disappointed.
JM
jim mcdaniels
Oct 28, 2025
5.0
Crystal was very helpful in getting me home insurance. Very informative and saved me money!
LB
Lynne Burkholder
Oct 13, 2025
5.0
Crystal is very professional and helpful. She was able to save me almost $800.00 on my prior policy. It is a pleasure dealing with Phil Hager Insurance. Thank you
SH
Susana Velasco Hernandez
Sep 26, 2025
5.0
Worked with my time limit- super friendly & professional! :)
KG
Keith Goins
Sep 19, 2025
5.0
Very pleased with the professionalism, knowledge and urgency of Crystal at Phil Hager Insurance.
Frequently Asked Questions About Phil Hager Insurance Agency
What types of insurance does Phil Hager Insurance Agency offer?
Phil Hager Insurance Agency offers Auto, Home (Primary and Secondary), Short Term Rental Home, Toy (Boat, Motorcycle, ATV, Golf Cart, RV), Business, Life, Health, and Medicare Supplement Insurance.
Where is Phil Hager Insurance Agency located?
The agency is located at 13840 Booker T Washington Hwy, Suite A, Moneta, VA, 24121, USA.
What are the office hours of Phil Hager Insurance Agency?
Their office is open Monday to Friday from 9:00 AM to 5:00 PM and closed on weekends.
Since when has Phil Hager Insurance Agency been serving the Smith Mountain Lake area?
Phil Hager Insurance Agency has been serving since 1984, making it Virginia's longest-serving insurance agency in the Smith Mountain Lake region.
Which payment options are accepted at Phil Hager Insurance Agency?
They accept American Express, Cash, Discover, MasterCard, and Visa.
How can I contact Phil Hager Insurance Agency for a quote?
You can contact them via phone at +1 540-721-8822 or visit their website https://www.insuresml.com/get-a-quote for a free quote.
Are there any automotive repair services near Phil Hager Insurance Agency?
Yes, nearby automotive services include Absolute Collision, West Lake Automotive Service, and Westlake Automotive, which can help with vehicle repairs before or after your insurance visit.
What nearby businesses can help with home improvement or landscaping services?
Nearby home improvement and landscaping services include Bartlett Tree Experts, Moser Electric, James Corvin Incorporated, Capps Home Building Center, and Westlake Nursery.
Are there any salons or beauty services close to Phil Hager Insurance Agency?
Yes, salons nearby include Eric & Company Salon Suites, BBC Hair Studio, Salty Shear, and MiMi Nails & Spa, ideal for a spa or beauty appointment during your visit to the area.
Can I find travel or real estate services near Phil Hager Insurance Agency?
Yes, nearby travel services include Kauffman Travel Team Dream Vacations, and for real estate, Lakeshore Rentals & Sales Inc and Town & Lake Realty are nearby to assist with property-related needs.