Certified by Phil Hager Insurance Agency • Mar 08, 2026
Auto Insurance AgencyBusiness Insurance ServiceHome Insurance AgencyLife Insurance Agency
Since 1984, Phil Hager Insurance Agency, Smith Mountain Lake, Virginia's longest serving insurance agency, has been insuring residents of Franklin County, Bedford County, the Smith Mountain Lake Region and all of Virginia. We specialize in serving the surrounding Smith Mountain Lake communities of Moneta, Hardy, Wirtz, Penhook, Union Hall, Glade Hill, Goodview, Huddleston, Rocky Mount, and Bedford. We offer a wide range of products from well known and respected regional and national companies such as Allstate, Safeco, Progressive, Auto-Owners, The Hartford, National General, State Auto, Mutual of Omaha, and Anthem. Whether you have a need for Auto Insurance, Home Insurance (Primary or Secondary), Short Term Rental Home Insurance, Toy (Boat, Motorcycle, ATV, Golf Cart, RV) Insurance, Business Insurance, Life Insurance, Health Insurance, or Medicare Supplement Insurance, Phil Hager Insurance Agency provides the local experience you need to assist you in making the right choices. We specialize in listening to your specific needs and creating a custom fit insurance package.
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Certified by Phil Hager Insurance Agency • Mar 08, 2026
Certified by Phil Hager Insurance Agency • Mar 08, 2026
Reviews
4.9
231 reviews
5 stars
223
4 stars
6
3 stars0
2 stars1
1 star1
LM
Lee Minniear
2 days ago
5.0
We had a great experience with moving all of our insurance business to this agency. We worked with Crystal and she was awesome! She took care of everything and saved us a boat load of money in the process. We were referred and would definately recommend Phil Hager Insurance Agency!
TK
Tanya Kaiser
3 days ago
5.0
Crystal was very helpful when setting up our new home & auto/watercraft policies.
MM
Maegan Mitchell
Feb 20, 2026
5.0
Fantastic agency and professional agents that do all in their power to get you great plans with the best rates possible. Gavin and the Hager team truly care about their clients and their community.
TB
Terry Broadwater
Feb 17, 2026
5.0
Just switched to Hager/Progressive. Crystal KNOWS her stuff!
Frequently Asked Questions About Phil Hager Insurance Agency
What types of insurance does Phil Hager Insurance Agency offer?
Phil Hager Insurance Agency offers Auto, Home (Primary and Secondary), Short Term Rental Home, Toy (Boat, Motorcycle, ATV, Golf Cart, RV), Business, Life, Health, and Medicare Supplement Insurance.
Where is Phil Hager Insurance Agency located?
The agency is located at 13840 Booker T Washington Hwy, Suite A, Moneta, VA, 24121, USA.
What are the office hours of Phil Hager Insurance Agency?
Their office is open Monday to Friday from 9:00 AM to 5:00 PM and closed on weekends.
Since when has Phil Hager Insurance Agency been serving the Smith Mountain Lake area?
Phil Hager Insurance Agency has been serving since 1984, making it Virginia's longest-serving insurance agency in the Smith Mountain Lake region.
Which payment options are accepted at Phil Hager Insurance Agency?
They accept American Express, Cash, Discover, MasterCard, and Visa.
How can I contact Phil Hager Insurance Agency for a quote?
You can contact them via phone at +1 540-721-8822 or visit their website https://www.insuresml.com/get-a-quote for a free quote.
Are there any automotive repair services near Phil Hager Insurance Agency?
Yes, nearby automotive services include Absolute Collision, West Lake Automotive Service, and Westlake Automotive, which can help with vehicle repairs before or after your insurance visit.
What nearby businesses can help with home improvement or landscaping services?
Nearby home improvement and landscaping services include Bartlett Tree Experts, Moser Electric, James Corvin Incorporated, Capps Home Building Center, and Westlake Nursery.
Are there any salons or beauty services close to Phil Hager Insurance Agency?
Yes, salons nearby include Eric & Company Salon Suites, BBC Hair Studio, Salty Shear, and MiMi Nails & Spa, ideal for a spa or beauty appointment during your visit to the area.
Can I find travel or real estate services near Phil Hager Insurance Agency?
Yes, nearby travel services include Kauffman Travel Team Dream Vacations, and for real estate, Lakeshore Rentals & Sales Inc and Town & Lake Realty are nearby to assist with property-related needs.
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