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Since 1984, Phil Hager Insurance Agency, Smith Mountain Lake, Virginia's longest serving insurance agency, has been insuring residents of Franklin County, Bedford County, the Smith Mountain Lake Region and all of Virginia. We specialize in serving the surrounding Smith Mountain Lake communities of Moneta, Hardy, Wirtz, Penhook, Union Hall, Glade Hill, Goodview, Huddleston, Rocky Mount, and Bedford. We offer a wide range of products from well known and respected regional and national companies such as Allstate, Safeco, Progressive, Auto-Owners, The Hartford, National General, State Auto, Mutual of Omaha, and Anthem. Whether you have a need for Auto Insurance, Home Insurance (Primary or Secondary), Short Term Rental Home Insurance, Toy (Boat, Motorcycle, ATV, Golf Cart, RV) Insurance, Business Insurance, Life Insurance, Health Insurance, or Medicare Supplement Insurance, Phil Hager Insurance Agency provides the local experience you need to assist you in making the right choices. We specialize in listening to your specific needs and creating a custom fit insurance package.
Customers consistently praised the friendly, professional, and knowledgeable staff, particularly highlighting Crystal and Gavin for their exceptional service.
Cost Savings
Many reviews noted significant savings on insurance premiums, with several customers reporting reductions of hundreds of dollars annually.
Responsiveness
The agency was frequently commended for its quick response times and proactive communication regarding policy reviews and updates.
Expertise
Customers appreciated the agents' expertise in navigating complex insurance options, particularly in health insurance and unique property coverage.
JR
Jodi Root
Dec 31, 2025
5.0
Crystal at Phil Hager Insurance at Smith Mountain Lake was wonderful to work with. She lowered our insurance premiums saving us almost $500 a year. Recommend!!
HM
Heather McAndrew
Dec 19, 2025
5.0
Gavin did an exceptional job helping my family pick out the best health insurance!! He went above and beyond!
BC
Brian Calfo
Dec 18, 2025
5.0
Great team to work with. Fast and pleasant to work with and most importantly, they saved me a ton of money on my insurance.
KS
Kathy Simmons
Dec 11, 2025
5.0
Gavin is such a knowledgeable resource. I thought I knew everything I needed about healthcare options but talking w Gavin gave me a significant and useful insight. I feel so comfortable knowing he’s my advocate.
BB
Bob Bryden
Dec 4, 2025
5.0
I have been using Phil Hager Insurance for over 20 years. It is always a pleasure to talk with a specialist in their office because they know the answer and give honest opinions. It's almost like talking to a family member when you call or go to their office. They make you feel like you are the most important client they have. Great company!
Frequently Asked Questions About Phil Hager Insurance Agency
What types of insurance does Phil Hager Insurance Agency offer?
Phil Hager Insurance Agency offers Auto, Home (Primary and Secondary), Short Term Rental Home, Toy (Boat, Motorcycle, ATV, Golf Cart, RV), Business, Life, Health, and Medicare Supplement Insurance.
Where is Phil Hager Insurance Agency located?
The agency is located at 13840 Booker T Washington Hwy, Suite A, Moneta, VA, 24121, USA.
What are the office hours of Phil Hager Insurance Agency?
Their office is open Monday to Friday from 9:00 AM to 5:00 PM and closed on weekends.
Since when has Phil Hager Insurance Agency been serving the Smith Mountain Lake area?
Phil Hager Insurance Agency has been serving since 1984, making it Virginia's longest-serving insurance agency in the Smith Mountain Lake region.
Which payment options are accepted at Phil Hager Insurance Agency?
They accept American Express, Cash, Discover, MasterCard, and Visa.
How can I contact Phil Hager Insurance Agency for a quote?
You can contact them via phone at +1 540-721-8822 or visit their website https://www.insuresml.com/get-a-quote for a free quote.
Are there any automotive repair services near Phil Hager Insurance Agency?
Yes, nearby automotive services include Absolute Collision, West Lake Automotive Service, and Westlake Automotive, which can help with vehicle repairs before or after your insurance visit.
What nearby businesses can help with home improvement or landscaping services?
Nearby home improvement and landscaping services include Bartlett Tree Experts, Moser Electric, James Corvin Incorporated, Capps Home Building Center, and Westlake Nursery.
Are there any salons or beauty services close to Phil Hager Insurance Agency?
Yes, salons nearby include Eric & Company Salon Suites, BBC Hair Studio, Salty Shear, and MiMi Nails & Spa, ideal for a spa or beauty appointment during your visit to the area.
Can I find travel or real estate services near Phil Hager Insurance Agency?
Yes, nearby travel services include Kauffman Travel Team Dream Vacations, and for real estate, Lakeshore Rentals & Sales Inc and Town & Lake Realty are nearby to assist with property-related needs.