They do not answer the phone, and it is apparent that customer service is not a priority for them. I have been with this company for over ten years. Everything was satisfactory until 2024, when I built a patio in my backyard that does not even contact my house. I received a notice in the mail indicating that my mortgage payment would increase by $600 per month due to a shortage in my escrow account. Upon further investigation, I discovered that the insurance agency had unilaterally increased my coverage from $380,000 to over $600,000. While some increase in coverage over time may be necessary to account for rising costs, this increase was excessive.
In July 2024, I expressed my disagreement and explained that the value of my home is approximately $400,000, perhaps slightly more. Cole initially questioned the replacement cost but ultimately agreed to adjust the coverage amount accordingly. Recently, I needed a copy of my policy, having misplaced the original. I called multiple times over three days at different times—11:00 AM and 9:00 AM—with no response or callback. Ultimately, I contacted the insurance company directly; they informed me that they typically do not handle policy copies but assisted me since the agency was unresponsive. During this process, I noticed my home was still insured for over $600,000.
I called again on Thursday but received no answer, so I left voicemails for each agent. I finally received a callback from Mandy. I explained the situation around 11:00 AM; she said she would look into it and get back to me, though it might not be that day. I emphasized the urgency, as this issue should have been resolved over a year ago. I had my home appraised last week, and the valuation came in at $408,000, yet my coverage remains over $600,000.
Four of my relatives, who built similar patios, did not experience any insurance issues. Unfortunately, Mandy did not follow up as promised and appeared indifferent to my concerns. It seems unethical to overinsure a property merely to generate additional revenue, and I suspect this may be part of their practice. Based on the dismissive attitude I encountered both a year ago and this week, it’s clear that they do not prioritize their customers. Had it been their own home, and they were being overcharged, I believe their perspective might differ. I will be filing a formal complaint with the State Corporation Commission
MP
Mike Panchision
Apr 26, 2023
5.0
You are local and accessible. Very friendly, prompt service. I feel you are looking out for my best interests.
MG
Michelle Gregory
Apr 20, 2023
5.0
Always friendly and willing to help in a timely manner.
CL
Chuck Leber
Mar 11, 2023
5.0
I've known Cole Tucker since Jr. High School. He is my go to person for all my insurance needs. Integrity and personal services are his forte. You're not just a number with him. He is always a phone call away.
Frequently Asked Questions About Tucker Franklin Insurance Group
What types of insurance does Tucker Franklin Insurance Group offer?
They offer a variety of insurance services including auto, homeowner, rental, motorcycle, boat and RV, classic car, business, contractors skilled trade, wedding and special event, and farm, ranch and equine insurance.
Where is Tucker Franklin Insurance Group located?
The agency is located at 7374 Creighton Pkwy, #200, Mechanicsville, VA 23111, USA.
What are the business hours of Tucker Franklin Insurance Group?
They are open Monday through Friday from 8:30 AM to 4:00 PM and closed on weekends.
How can I contact Tucker Franklin Insurance Group?
You can call them at +1 804-559-9178 or email ctucker@tuckerfranklininsgrp.com.
Does Tucker Franklin Insurance Group accept credit card payments?
Yes, they accept American Express, Cash, Check, Discover, MasterCard, and Visa.
Is Tucker Franklin Insurance Group affiliated with any professional organizations?
Yes, they are associated with the Better Business Bureau, Professional Insurance Agents (PIA), and NFIB.
What is the website of Tucker Franklin Insurance Group?
Their website is https://www.tuckerfranklininsgrp.com/.
Are there any hair salons near Tucker Franklin Insurance Group?
Yes, Luxe Hair Studio, MK Hair Design, and Vixen Hair Studios are nearby, making it convenient to schedule a salon visit before or after your insurance appointment.
What financial or insurance agencies are located near Tucker Franklin Insurance Group?
Nearby you can find Primerica and Bloss & Dillard, Inc., which also provide financial services and insurance solutions, offering more options if you are exploring local insurance providers.
What local recreational spots are close to Tucker Franklin Insurance Group?
Pebble Creek Tot Lot park and Mechanicsville Little League baseball field are nearby, great for family visits or outdoor activities before or after your visit.