Certified by Phil Hager Insurance Agency • May 17, 2026
Auto Insurance AgencyBusiness Insurance ServiceHome Insurance AgencyLife Insurance Agency
Since 1984, Phil Hager Insurance Agency, Smith Mountain Lake, Virginia's longest serving insurance agency, has been insuring residents of Franklin County, Bedford County, the Smith Mountain Lake Region and all of Virginia. We specialize in serving the surrounding Smith Mountain Lake communities of Moneta, Hardy, Wirtz, Penhook, Union Hall, Glade Hill, Goodview, Huddleston, Rocky Mount, and Bedford. We offer a wide range of products from well known and respected regional and national companies such as Allstate, Safeco, Progressive, Auto-Owners, The Hartford, National General, State Auto, Mutual of Omaha, and Anthem. Whether you have a need for Auto Insurance, Home Insurance (Primary or Secondary), Short Term Rental Home Insurance, Toy (Boat, Motorcycle, ATV, Golf Cart, RV) Insurance, Business Insurance, Life Insurance, Health Insurance, or Medicare Supplement Insurance, Phil Hager Insurance Agency provides the local experience you need to assist you in making the right choices. We specialize in listening to your specific needs and creating a custom fit insurance package.
Location
Certified by Phil Hager Insurance Agency • May 17, 2026
Certified by Phil Hager Insurance Agency • May 17, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
Reviews
4.9
242 reviews
5 stars
234
4 stars
6
3 stars0
2 stars1
1 star1
JF
James Fiorilli
May 7, 2026
5.0
Great experience with Crystal!! Quick and Easy service with rates that beat my previous insurance agency! Very happy with Phil Hager Insurance Agency!
ES
Edward Stines
Apr 29, 2026
5.0
Customer service is excellent, Crystal is very knowledgeable, proficient and expedites your insurance needs/transactions in a professional manner. Makes obtaining insurance a very easy process.
PH
Patricia Hodson
Apr 28, 2026
5.0
Crystal was efficient and involved, she was confident of her knowledge and was able to advise us.
NH
Nelson Herr
Apr 23, 2026
5.0
We are moving to thr SML area and needed Home and Auto insurance. Teresa was very helpful in getting all our information and Crystal followed up with our quote. They were both very gracious and friendly and provided what was needed. I would highly recommend the Phil Hager Insurance Agency
AS
Allen Saunders
Apr 20, 2026
5.0
Absolutely top notch service from start to finish. It’s a shame that more businesses don’t still operate with this level of customer service, but just know these folks do. I couldn’t possibly recommend Gavin enough.
Frequently Asked Questions About Phil Hager Insurance Agency
What types of insurance does Phil Hager Insurance Agency offer?
Phil Hager Insurance Agency offers Auto, Home (Primary and Secondary), Short Term Rental Home, Toy (Boat, Motorcycle, ATV, Golf Cart, RV), Business, Life, Health, and Medicare Supplement Insurance.
Where is Phil Hager Insurance Agency located?
The agency is located at 13840 Booker T Washington Hwy, Suite A, Moneta, VA, 24121, USA.
What are the office hours of Phil Hager Insurance Agency?
Their office is open Monday to Friday from 9:00 AM to 5:00 PM and closed on weekends.
Since when has Phil Hager Insurance Agency been serving the Smith Mountain Lake area?
Phil Hager Insurance Agency has been serving since 1984, making it Virginia's longest-serving insurance agency in the Smith Mountain Lake region.
Which payment options are accepted at Phil Hager Insurance Agency?
They accept American Express, Cash, Discover, MasterCard, and Visa.
How can I contact Phil Hager Insurance Agency for a quote?
You can contact them via phone at +1 540-721-8822 or visit their website https://www.insuresml.com/get-a-quote for a free quote.
Are there any automotive repair services near Phil Hager Insurance Agency?
Yes, nearby automotive services include Absolute Collision, West Lake Automotive Service, and Westlake Automotive, which can help with vehicle repairs before or after your insurance visit.
What nearby businesses can help with home improvement or landscaping services?
Nearby home improvement and landscaping services include Bartlett Tree Experts, Moser Electric, James Corvin Incorporated, Capps Home Building Center, and Westlake Nursery.
Are there any salons or beauty services close to Phil Hager Insurance Agency?
Yes, salons nearby include Eric & Company Salon Suites, BBC Hair Studio, Salty Shear, and MiMi Nails & Spa, ideal for a spa or beauty appointment during your visit to the area.
Can I find travel or real estate services near Phil Hager Insurance Agency?
Yes, nearby travel services include Kauffman Travel Team Dream Vacations, and for real estate, Lakeshore Rentals & Sales Inc and Town & Lake Realty are nearby to assist with property-related needs.
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