Certified by Phil Hager Insurance Agency • Aug 30, 2026
Auto Insurance AgencyBusiness Insurance ServiceHome Insurance AgencyLife Insurance Agency
Since 1984, Phil Hager Insurance Agency, Smith Mountain Lake, Virginia's longest serving insurance agency, has been insuring residents of Franklin County, Bedford County, the Smith Mountain Lake Region and all of Virginia. We specialize in serving the surrounding Smith Mountain Lake communities of Moneta, Hardy, Wirtz, Penhook, Union Hall, Glade Hill, Goodview, Huddleston, Rocky Mount, and Bedford. We offer a wide range of products from well known and respected regional and national companies such as Allstate, Safeco, Progressive, Auto-Owners, The Hartford, National General, State Auto, Mutual of Omaha, and Anthem. Whether you have a need for Auto Insurance, Home Insurance (Primary or Secondary), Short Term Rental Home Insurance, Toy (Boat, Motorcycle, ATV, Golf Cart, RV) Insurance, Business Insurance, Life Insurance, Health Insurance, or Medicare Supplement Insurance, Phil Hager Insurance Agency provides the local experience you need to assist you in making the right choices. We specialize in listening to your specific needs and creating a custom fit insurance package.
Location
Certified by Phil Hager Insurance Agency • Aug 30, 2026
Certified by Phil Hager Insurance Agency • Aug 30, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
Reviews
4.9
258 reviews
5 stars
250
4 stars
6
3 stars0
2 stars1
1 star1
RA
Ronda Aistroo
5 days ago
5.0
Crystal is always efficient and knowledgeable about our insurance needs and such a pleasure to work with!
VM
Valerie Mulligan
Aug 26, 2026
5.0
Very pleased with my experience With Phil Hager Insurance Company. They were very knowledgeable and professional in meeting my insurance needs. I would recommend them to anyone looking for a good insurance company.
KM
Kathy Maples
Aug 12, 2026
5.0
Crystal was awesome able to switch all of polices and save us some money. They were very easy to talk to and understand our needs. Would definitely recommend to anyone looking for insurance.
KE
Kim English
Jul 20, 2026
5.0
Have never had a bad experience with the Phil Hager Team. Always willing to help and go above and beyond. Very responsive to emails and phone messages.
RB
Robert Barksdale
Jul 19, 2026
5.0
Phil Hager has taken care of my family for decades. They have made some stressful events easy and are always looking out for us. Highly recommended.
Frequently Asked Questions About Phil Hager Insurance Agency
What types of insurance does Phil Hager Insurance Agency offer?
Phil Hager Insurance Agency offers Auto, Home (Primary and Secondary), Short Term Rental Home, Toy (Boat, Motorcycle, ATV, Golf Cart, RV), Business, Life, Health, and Medicare Supplement Insurance.
Where is Phil Hager Insurance Agency located?
The agency is located at 13840 Booker T Washington Hwy, Suite A, Moneta, VA, 24121, USA.
What are the office hours of Phil Hager Insurance Agency?
Their office is open Monday to Friday from 9:00 AM to 5:00 PM and closed on weekends.
Since when has Phil Hager Insurance Agency been serving the Smith Mountain Lake area?
Phil Hager Insurance Agency has been serving since 1984, making it Virginia's longest-serving insurance agency in the Smith Mountain Lake region.
Which payment options are accepted at Phil Hager Insurance Agency?
They accept American Express, Cash, Discover, MasterCard, and Visa.
How can I contact Phil Hager Insurance Agency for a quote?
You can contact them via phone at +1 540-721-8822 or visit their website https://www.insuresml.com/get-a-quote for a free quote.
Are there any automotive repair services near Phil Hager Insurance Agency?
Yes, nearby automotive services include Absolute Collision, West Lake Automotive Service, and Westlake Automotive, which can help with vehicle repairs before or after your insurance visit.
What nearby businesses can help with home improvement or landscaping services?
Nearby home improvement and landscaping services include Bartlett Tree Experts, Moser Electric, James Corvin Incorporated, Capps Home Building Center, and Westlake Nursery.
Are there any salons or beauty services close to Phil Hager Insurance Agency?
Yes, salons nearby include Eric & Company Salon Suites, BBC Hair Studio, Salty Shear, and MiMi Nails & Spa, ideal for a spa or beauty appointment during your visit to the area.
Can I find travel or real estate services near Phil Hager Insurance Agency?
Yes, nearby travel services include Kauffman Travel Team Dream Vacations, and for real estate, Lakeshore Rentals & Sales Inc and Town & Lake Realty are nearby to assist with property-related needs.
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