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Get cheap car insurance with the coverage options you need even if you have a less than perfect driving record through Direct Auto Insurance in McKinney, TX.
Explore offerings from Direct Auto Insurance on 108 North McDonald Street, in McKinney, with popular services available at this location.
Commercial Auto Insurance
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Services
Direct Auto Insurance Services
Auto Insurance
At Direct Auto Insurance, you get the auto insurance coverage you need with the low rates and great services you deserve, regardless of your insurance, credit, or driving history. Get a free auto quote online or talk to one of our friendly agents over the phone or at your local store to see what coverage options might be right for you.
Motorcycle Insurance
Whether you're behind a chopper, cruiser, sport bike, or scooter, you're covered with Direct motorcycle insurance. We offer complete motorcycle coverage, customizable payment plans, and a fair claims process. Get a free insurance quote and learn how Direct helps bikers keep riding.
Roadside Assistance
Low-cost Roadside Assistance offers peace of mind and protection 24 hours a day. With emergency towing assistance, flat tire service, lost key and lockout service, and essential auto fluid delivery, roadside assistance is a comfort when things go wrong on the road.
Individual Term Life Insurance
Life Insurance can provide peace of mind and protect your family's financial health by helping to cover funeral costs and other final expenses, as well as loss of an income, all for less than 75 cents a day. Call Direct or visit your local store to see how a life insurance policy could benefit your family.
Accident Medical Expense
Take control of the medical and out-of-pocket costs that can add up after an accidental injury with Accident Medical Expense Insurance. When your health insurance isn’t enough to cover the unexpected costs of injuries resulting from an accident, Direct Auto Insurance can help fill the gaps in your existing medical plan.
Health Insurance Marketplace
Finding affordable health care coverage doesn’t have to be hard! At Direct Auto Insurance, we make it easy for you to compare plans from top-rated carriers and get your questions answered by a licensed insurance expert. Find out if you’re eligible for premium assistance during the Affordable Care Act’s (ACA) Open Enrollment.
Emergency Protection
An auto accident could involve many unforeseen expenses, including a hospital stay, ambulance ride, or childcare that auto insurance might not fully cover. While specific coverage varies by state, the Emergency Protection Plans help pay for many of these unexpected costs and provide other valuable trip planning services and travel discounts.
Mexico Auto Insurance
Traveling to Mexico? Hitting the road and heading to Mexico can be fun, but most folks don't realize that the auto insurance policy that keeps you legal in the U.S. won't cover you in Mexico. Learn more about the coverages included in a typical Mexico tourist auto insurance policy and where you can purchase one.
Commercial Auto Insurance
Whether your small business runs on a single work van or a fleet of up to 20 box trucks, commercial auto insurance protects your company in the event of an accident. Learn more about available coverage options including Liability, Uninsured Motorist, Medical Payments, and more.
Reviews
4.5
27 reviews
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Carlos Steven Martínez de lima
Aug 25, 2026
5.0
Excelente experiencia con Direct Auto Insurance. Desde que llegué a la oficina el trato fue amable, profesional y muy claro.
MC
Monteal Cooper
Aug 22, 2026
5.0
I was shopping insurance online and getting a quote about 3 am this morning.
Later, got up around noon to talk about it with my wife. I called CS to ask a clarifying question and got off. I was going over the quote and received a call from Direct Insurance. A Gentleman was talking very fast and transferred my call. I didn't understand anything he said for one but also the fact that he called me and put me on hold I hung up and had no time for that.🤦🏾♀️
I received another call from Direct Insurance within 5 minutes from Cary Murillo.
Cary and I spoke for over 1 hour from the time he called me and gathering info to get me a better quote. To me calling him back and deciding to move forward and bounding the policy.
The experience with Cary is what honestly kept me engaged this long. This was a time consuming call but well worth it due to the need. Cary also made the call that much more enjoyable.
Cary was professional in his communication but also was not robotic. He demonstrated that he was human and we laughed and discussed locations briefly since he was local and I knew the area. Cary was very mannerable and had very nice mannerisms about himself. I loved the fact that Cary didn't just take my money, tell me what to do and then hang up.
Cary talked me thru the entire process. Advised me of texts and emails that I would receive and for what. Cary had me download the app and waited until I was actually logged in. Before ending the call Cary verified if I had any further questions. Cary also made sure I had his contact info if needed.
Everything I mentioned above is the difference between Good & Great Customer Service. Good Customer Service is often hard to find but Great Customer Service is even harder. Cary offered Great Customer SVC. from the beginning of our communication to the end of our conversation. The Customer Service that was given was seen, heard, valued and most definitely Appreciated.
We need more Cary's out there. Cary calling when he did and how he did sealed the deal for My Wife & MySelf.
Being KIND is a very selfless act that is free but not often found unfortunately. I want to give Cary Murillo his flowers.💐The review for me is only the icing on the cake. My Customer Experience means everything to me as it could gain or lose business. I pride myself on sharing not just when it's bad but just as much as when it's good. Cary demonstrated that being Kind is not a lot to ask and he does gracefully and proves that it still exist.
Lastly, I could tell that Cary values what he does in how he does it. That's the cheat code. lol When you love what you do you tend to be all in and it shows.
Thank You Cary !!🥰🙏🏾
If you need Insurance and Njoy the quality behind your service Cary Murillo is your man. Hopefully your experience will be as fulfilling as mine. 🎉🎊
CZ
clifford zayzay
Jan 16, 2026
5.0
I had the best experience working with Dara! She answered all my questions and made the process quick and very easy. 10 out of 10 recommend for sure!
CH
Cindy Huntoon
Jan 15, 2026
5.0
As intimidating as insurance is, I found Dara extremely knowledgeable, patient and friendly. Give her a call for your insurance needs. I promise you will not be disappointed. Highly recommend!!
VW
Victoria Walton
Jan 14, 2026
5.0
I’m so happy my best friend recommended Direct Auto after I tried several that were so overpriced. I got in touch with Dara and she is an actual miracle worker! Super kind and transparent, and worked with me through several difficulties! Y’all please reach out her, she is an awesome agent!
Frequently Asked Questions About Direct Auto Insurance
Where is Direct Auto Insurance located?
Direct Auto Insurance is located at 108 North McDonald Street, Suite 100, McKinney, TX 75069, US.
What are the business hours of Direct Auto Insurance?
Direct Auto Insurance is open Monday to Friday from 9:00 AM to 6:00 PM, Saturday from 10:00 AM to 4:00 PM, and closed on Sundays.
Does Direct Auto Insurance offer coverage for drivers with less than perfect driving records?
Yes, Direct Auto Insurance provides cheap car insurance with coverage options even if you have a less than perfect driving record.
What types of insurance does Direct Auto Insurance offer?
Direct Auto Insurance offers auto insurance, life insurance, motorcycle insurance, and renter's insurance.
Can I make an appointment online with Direct Auto Insurance?
Yes, Direct Auto Insurance offers online appointments for your convenience.
Does Direct Auto Insurance provide onsite services?
Yes, the agency has onsite services available for customers.
How can I contact Direct Auto Insurance?
You can contact Direct Auto Insurance by phone at +1 469-617-5320 or email at BU2949@directauto.com.
What nearby places can I visit around Direct Auto Insurance?
Nearby you can visit Carpe Diem Comics for comic books, Square Sushi and Koji Sushi for sushi dining, and the Collin County History Museum for local history.
Are there dining options close to Direct Auto Insurance?
Yes, there are several restaurants nearby including Square Sushi, Koji Sushi, El Juarez Mexican Restaurant, Big Burger, and Donuts R More for a variety of dining choices.
What services or stores are near Direct Auto Insurance that might be useful?
Nearby services include Western Union for money transfers, Sun Loan Company for payday loans, Cricket Wireless and Metro by T-Mobile for mobile phone needs, and Jinyi's Salon for beauty services.
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