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Get cheap car insurance with the coverage options you need even if you have a less than perfect driving record through Direct Auto Insurance in Oak Ridge, TN.
Explore offerings from Direct Auto Insurance on 860 Oak Ridge Tpke in Oak Ridge, with popular services available at this location.
Commercial Auto Insurance
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Services
Direct Auto Insurance Services
Auto Insurance
At Direct Auto Insurance, you get the auto insurance coverage you need with the low rates and great services you deserve, regardless of your insurance, credit, or driving history. Get a free auto quote online or talk to one of our friendly agents over the phone or at your local store to see what coverage options might be right for you.
Motorcycle Insurance
Whether you're behind a chopper, cruiser, sport bike, or scooter, you're covered with Direct motorcycle insurance. We offer complete motorcycle coverage, customizable payment plans, and a fair claims process. Get a free insurance quote and learn how Direct helps bikers keep riding.
Roadside Assistance
Low-cost Roadside Assistance offers peace of mind and protection 24 hours a day. With emergency towing assistance, flat tire service, lost key and lockout service, and essential auto fluid delivery, roadside assistance is a comfort when things go wrong on the road.
Individual Term Life Insurance
Life Insurance can provide peace of mind and protect your family's financial health by helping to cover funeral costs and other final expenses, as well as loss of an income, all for less than 75 cents a day. Call Direct or visit your local store to see how a life insurance policy could benefit your family.
Accident Medical Expense
Take control of the medical and out-of-pocket costs that can add up after an accidental injury with Accident Medical Expense Insurance. When your health insurance isn’t enough to cover the unexpected costs of injuries resulting from an accident, Direct Auto Insurance can help fill the gaps in your existing medical plan.
Health Insurance Marketplace
Finding affordable health care coverage doesn’t have to be hard! At Direct Auto Insurance, we make it easy for you to compare plans from top-rated carriers and get your questions answered by a licensed insurance expert. Find out if you’re eligible for premium assistance during the Affordable Care Act’s (ACA) Open Enrollment.
Emergency Protection
An auto accident could involve many unforeseen expenses, including a hospital stay, ambulance ride, or childcare that auto insurance might not fully cover. While specific coverage varies by state, the Emergency Protection Plans help pay for many of these unexpected costs and provide other valuable trip planning services and travel discounts.
Mexico Auto Insurance
Traveling to Mexico? Hitting the road and heading to Mexico can be fun, but most folks don't realize that the auto insurance policy that keeps you legal in the U.S. won't cover you in Mexico. Learn more about the coverages included in a typical Mexico tourist auto insurance policy and where you can purchase one.
Commercial Auto Insurance
Whether your small business runs on a single work van or a fleet of up to 20 box trucks, commercial auto insurance protects your company in the event of an accident. Learn more about available coverage options including Liability, Uninsured Motorist, Medical Payments, and more.
Reviews
4.5
374 reviews
5 stars
285
4 stars
45
3 stars
10
2 stars
8
1 star
16
AW
Austin Washington
2 days ago
5.0
Kacey was very kind, informative, and overall helpful. Thank you Kacey, you deserve a raise!!!
JJ
Jeremy
Apr 29, 2026
5.0
Kacey Murray was very helpful and precise with helping me with my insurance. She answered all my questions and listened attentively. SHE DESERVES A RAISE!
Thank you Kacey
RC
Rebecca Cavin
Apr 6, 2026
1.0
BUYER BEWARE!! WE NEEDED A TOW AT 10:00PM. WE WAITED 2 HOURS. NO ONE EVER SHOWED UP SO WE HAD TO LEAVE THE CAR OVERNIGHT. WENT BACK THE NEXT DAY, CALLED FOR A TOW AGAIN. WAITED ANOTHER 2 HOURS. ANOTHER NO SHOW. FINALLY CALLED AAA. THEY CAME IN 30 MINUTES MINUTES. I'M CHANGING INSURANCE COMPANIES ASAP!!
LK
Linda Kerns
Mar 8, 2026
5.0
VERY QUICK,THEY MAKE IT EASY,Informative, COURTEOUS,AND MADE SURE I HAD ALL MY EMAILS FOR MY RECORDS ALL LINED UP SO I DIDN'T HAVE TO WORRY OR THINK TO MUCH ABOUT IT . WILL RECOMMEND IN THE FUTURE ...THANK YOU DIRECT
Frequently Asked Questions About Direct Auto Insurance
Where is Direct Auto Insurance located in Oak Ridge, TN?
Direct Auto Insurance is located at 860 Oak Ridge Tpke, Suite 4, Oak Ridge, TN 37830.
What are the business hours for Direct Auto Insurance?
The office is open Monday to Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM; it is closed on Sundays.
What types of insurance does Direct Auto Insurance offer?
They offer auto, life, motorcycle, and renter's insurance services.
Can I make an online appointment with Direct Auto Insurance?
Yes, Direct Auto Insurance offers online appointments for your convenience.
Does Direct Auto Insurance provide onsite services?
Yes, they provide onsite services to assist customers directly at their location.
How can I contact Direct Auto Insurance by phone or email?
You can call them at +1 865-220-5537 or email BU1438@directauto.com.
What nearby financial services are available around Direct Auto Insurance?
Nearby financial services include Jackson Hewitt Tax Service and Western Union, which can help with tax preparation and money transfers.
Are there dining options near Direct Auto Insurance for meals before or after my visit?
Yes, nearby restaurants include Barrios Mexican Cantina, The Honey Baked Ham Company, Subway, and McDonald's for a variety of dining choices.
Where can I find vehicle-related services near Direct Auto Insurance?
Hertz car rental agency and Austin Tennessee Fire Arms for sporting goods are located nearby, offering rental and related services.
What other insurance agencies are located near Direct Auto Insurance?
Nearby insurance agencies include S & R Insurance Services, Bill Jones Licensed Insurance Agent, Nationwide Mutual Insurance Company, and 1st Auto Insurance Group.
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