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Get cheap car insurance with the coverage options you need even if you have a less than perfect driving record through Direct Auto Insurance in Chattanooga, TN.
Explore offerings from Direct Auto Insurance on 5813 Lee Hwy in Chattanooga, with popular services available at this location.
Commercial Auto Insurance
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Services
Direct Auto Insurance Services
Auto Insurance
At Direct Auto Insurance, you get the auto insurance coverage you need with the low rates and great services you deserve, regardless of your insurance, credit, or driving history. Get a free auto quote online or talk to one of our friendly agents over the phone or at your local store to see what coverage options might be right for you.
Motorcycle Insurance
Whether you're behind a chopper, cruiser, sport bike, or scooter, you're covered with Direct motorcycle insurance. We offer complete motorcycle coverage, customizable payment plans, and a fair claims process. Get a free insurance quote and learn how Direct helps bikers keep riding.
Roadside Assistance
Low-cost Roadside Assistance offers peace of mind and protection 24 hours a day. With emergency towing assistance, flat tire service, lost key and lockout service, and essential auto fluid delivery, roadside assistance is a comfort when things go wrong on the road.
Individual Term Life Insurance
Life Insurance can provide peace of mind and protect your family's financial health by helping to cover funeral costs and other final expenses, as well as loss of an income, all for less than 75 cents a day. Call Direct or visit your local store to see how a life insurance policy could benefit your family.
Accident Medical Expense
Take control of the medical and out-of-pocket costs that can add up after an accidental injury with Accident Medical Expense Insurance. When your health insurance isn’t enough to cover the unexpected costs of injuries resulting from an accident, Direct Auto Insurance can help fill the gaps in your existing medical plan.
Health Insurance Marketplace
Finding affordable health care coverage doesn’t have to be hard! At Direct Auto Insurance, we make it easy for you to compare plans from top-rated carriers and get your questions answered by a licensed insurance expert. Find out if you’re eligible for premium assistance during the Affordable Care Act’s (ACA) Open Enrollment.
Emergency Protection
An auto accident could involve many unforeseen expenses, including a hospital stay, ambulance ride, or childcare that auto insurance might not fully cover. While specific coverage varies by state, the Emergency Protection Plans help pay for many of these unexpected costs and provide other valuable trip planning services and travel discounts.
Mexico Auto Insurance
Traveling to Mexico? Hitting the road and heading to Mexico can be fun, but most folks don't realize that the auto insurance policy that keeps you legal in the U.S. won't cover you in Mexico. Learn more about the coverages included in a typical Mexico tourist auto insurance policy and where you can purchase one.
Commercial Auto Insurance
Whether your small business runs on a single work van or a fleet of up to 20 box trucks, commercial auto insurance protects your company in the event of an accident. Learn more about available coverage options including Liability, Uninsured Motorist, Medical Payments, and more.
Reviews
4.6
443 reviews
5 stars
337
4 stars
59
3 stars
17
2 stars
7
1 star
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RP
Robert Peterson
Jun 4, 2026
5.0
Genise great customer service
KB
Kenny B
Jun 2, 2026
5.0
Angela Diriam at direct auto insurance is very professional and nice she makes you feel good about getting insurance she's very nice
JD
Jason Darnelll
May 8, 2026
5.0
Fantastic agent thank you nick he made everything so easy
PB
Phyllis Boyd
May 5, 2026
5.0
Shout Out to Nick! He made Everything very simple for me he took the time to answer answered my questions very Professionally. THANK YOU NICK!!!
TF
TRACY FRISON
Apr 30, 2026
5.0
He was really helpful and help me understand everything.Thank you
Frequently Asked Questions About Direct Auto Insurance
What types of insurance does Direct Auto Insurance in Chattanooga provide?
They specialize in auto, life, motorcycle, and renter's insurance with coverage options for various driving records.
Where is Direct Auto Insurance located?
At 5813 Lee Hwy, Ste 2, Chattanooga, TN 37421, USA.
What are the business hours of Direct Auto Insurance?
Monday to Friday from 9:00 AM to 5:30 PM, Saturday from 9:00 AM to 2:00 PM, and closed on Sundays.
How can I contact Direct Auto Insurance by phone or email?
Call +1 423-899-8200 or email BU1178@directauto.com.
Does Direct Auto Insurance offer online appointments or onsite services?
Yes, they offer both online appointments and onsite services to clients.
What language is spoken at Direct Auto Insurance's office?
English is the language spoken at their Chattanooga location.
What nearby Mexican restaurants can I visit when I come to Direct Auto Insurance?
You can visit Tacos El Cunao and Taqueria la Monarca, both excellent Mexican and Latin American dining options near the office.
Are there any nearby financial service providers close to Direct Auto Insurance?
Yes, Tennessee Tax Center and Sound Accounting are nearby financial service providers you can visit for your accounting and tax needs.
Is there a spa or beauty salon nearby if I want to relax after visiting Direct Auto Insurance?
Yes, Inspire Hair and Beauty, Snatched and Pretty Day Spa, and Dee'sign Nail Salon are nearby for your beauty and spa needs.
What should I know about Direct Auto Insurance's establishment and reputation?
Established in 1998, Direct Auto Insurance has over two decades of experience serving the Chattanooga community.
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