Business Details
429 Kansas City Street, Rapid City, SD
57701, United States
Certified by American Benefits Agency. • May 17, 2026
(605) 343-7870
Certified by American Benefits Agency. • May 17, 2026
https://www.americanbenefitsagency.net/
Certified by American Benefits Agency. • May 17, 2026
About
Certified by American Benefits Agency. • May 17, 2026
Business Insurance Service
American Benefits Agency represents Health, Life, and Medicare Plans in South Dakota, Wyoming, North Dakota, and Nebraska.
Location
Certified by American Benefits Agency. • May 17, 2026
Reviews
4.6
9 reviews
5 stars
8
4 stars0
3 stars0
2 stars0
1 star
1
- EBEdward BondFeb 20, 20235.0Clark was very helpful in explaining the ins and outs of Medicare and the different supplements which definitely helped me understand which direction I need to go I the very near future. Ed
- DADiana AuwerterJul 24, 20225.0Clark is awesome! He made understanding medicare very easy. He certainly knows his stuff! I would highly recommend him to anyone and everyone who is In the market for medicare.
- AJAmanda JohnJan 8, 20211.0Very condescending!
- LWLarry WillisJan 3, 20185.0Very good customer service straight forward no glitches they get you The best coverage for your dollar no games very professional
Frequently Asked Questions About American Benefits Agency.
Who is eligible for Medicare?
Generally, people aged 65 or older, younger individuals with disabilities, and those with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS) are eligible
When can I enroll in Medicare?
You can enroll during your Initial Enrollment Period, which starts three months before you turn 65 and ends three months after your 65th birthday
What are the different parts of Medicare?
Medicare has four parts: Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage)
How much does Medicare cost?
Costs vary depending on the plan and coverage. Part A is usually premium-free if you have paid Medicare taxes for at least 10 years. Part B has a standard monthly premium, and costs for Part C and Part D vary by plan
Does Medicare cover prescription drugs?
Yes, Medicare Part D provides prescription drug coverage. Some Medicare Advantage plans (Part C) also include drug coverage
Can I have both Medicare Advantage and Medigap?
No, you cannot have both. Medicare Advantage (Part C) is an alternative to Original Medicare, while Medigap (Medicare Supplement Insurance) helps cover out-of-pocket costs not covered by Original Medicare
Do I need to renew Medicare every year?
No, you do not need to renew Original Medicare (Parts A and B) annually. However, you should review your Medicare Advantage (Part C) and Part D plans annually during the Open Enrollment Period to ensure they still meet your needs
What is the Medicare deductible?
The deductible is the amount you pay out-of-pocket before Medicare begins to pay. Deductibles vary by plan and coverage type
Does Medicare cover dental and vision care?
Original Medicare (Parts A and B) does not cover routine dental and vision care. Some Medicare Advantage plans may offer these benefits
What happens if I move to a different state?
You should notify Medicare and your plan provider. Your coverage options may change, and you may need to select a new plan available in your new location
Who is eligible for Medicare?
Generally, people aged 65 or older, younger individuals with disabilities, and those with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS) are eligible.
When can I enroll in Medicare?
You can enroll during your Initial Enrollment Period, which starts three months before you turn 65 and ends three months after your 65th birthday.
What types of Medicare plans does American Benefits Agency represent?
They represent Health, Life, and Medicare Plans including Medicare Supplement, Medicare Advantage, Medicare Cost Plans, and Medicare Part D Prescription Plans.
What are the business hours for American Benefits Agency?
They operate by appointment and offer extended hours including evenings, nights, weekends, and holidays.
Which insurance brands are offered by American Benefits Agency?
They offer plans from Humana, UnitedHealthcare, Medica, Wellmark Blue Cross Blue Shield, Mutual of Omaha, Health Partners, and many more.
Does Medicare cover prescription drugs?
Yes, Medicare Part D provides prescription drug coverage, and some Medicare Advantage plans (Part C) also include drug coverage.
Can I have both Medicare Advantage and Medigap plans simultaneously?
No, you cannot have both. Medicare Advantage (Part C) is an alternative to Original Medicare, while Medigap helps cover out-of-pocket costs not covered by Original Medicare.
What nearby places can I visit before or after my appointment at American Benefits Agency?
You might enjoy visiting Focus on You Beauty Salon and Spa or Divine Designs By Stephanie for beauty and spa services, or Curative Massage and Lost Art Massage & Whole Body Wellness for relaxation and health.
Are there nearby shops or boutiques near American Benefits Agency?
Yes, Arm Candy Children’s Boutique offers children’s clothing and shopping options nearby, and Trisha Waldron Designs provides jewelry and retail shopping.
Can I find professional health and therapy services close to American Benefits Agency?
Yes, nearby services include Black Hills Pediatric Therapy, Badlands Therapy Services, and Pennington County Republican office nearby if you are interested in community or political engagement.
Brand Certified Facts from American Benefits Agency.
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