Brand Certified
Stephanie Utter - State Farm Insurance Agent
4.9(184 reviews)
Certified by Stephanie Utter - State Farm Insurance Agent • Oct 18, 2026
Business Details
8060 Turin Rd., Rome, NY
13440, United States
Certified by Stephanie Utter - State Farm Insurance Agent • Oct 18, 2026
(315) 339-3300
Certified by Stephanie Utter - State Farm Insurance Agent • Oct 18, 2026
https://www.my315agentsteph.com
Certified by Stephanie Utter - State Farm Insurance Agent • Oct 18, 2026
About
Certified by Stephanie Utter - State Farm Insurance Agent • Oct 18, 2026
Insurance AgencyAuto Insurance AgencyHome Insurance AgencyLife Insurance AgencyRenter's Insurance AgencyProperty Insurance AgencyBoat Insurance AgencyBusiness Insurance ServiceState Farm
NY-LA-999818 NY-PC-999818 It is our mission to understand what truly matters to you and your family; to provide you with insurance and financial products such as Car, Home and Life insurance that are most suitable to YOUR life’s goals; and to be by your side to navigate life’s moments, whatever they may be.
Details
- Requires appointmentNot available
- Online appointmentsAvailable
- Onsite servicesAvailable
Location
Certified by Stephanie Utter - State Farm Insurance Agent • Oct 18, 2026
Stephanie Utter - State Farm Insurance Agent
8060 Turin Rd., Rome, NY
13440, United States
Hours
Certified by Stephanie Utter - State Farm Insurance Agent • Oct 18, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
11/26/20269:00 AM - 5:00 PM
12/25/20269:00 AM - 5:00 PM
1/1/20279:00 AM - 5:00 PM
Reviews
4.9
184 reviews
5 stars
178
4 stars
3
3 stars0
2 stars1
1 star2
- NSNathan SmithOct 10, 20265.0Fast and easy service. Keegan was a pleasure to work with.
- EMElena MeccaOct 8, 20265.0Super communicative and fast processing! Jennifer was awesome and was able to answer all of my questions! Made my life super easy.
- SDSharline DematteoOct 5, 20265.0Stephanie and her team are so easy to work with! They really go the extra mile giving advice, helping our community, and working hard to give their customers the best!
- JRJasmine RiveraOct 5, 20265.0Amazing customer services always available for any updates and questions or concerns. Definitely had great experience with having coverage with State Farm
- TKTommy KaySep 24, 20265.0My brother and I run an Airbnb in Rome and these ladies have been nothing but professional & so very pleasant, from day one! We’re pretty new at this so, we’ve had LOTS of question and they haven’t run out of answers, options…or patience. They’ve made this whole process easy & dare I say fun!?!? Thank you, to Stephanie Utter State Farm and her amazing team for everything, with a special mention to Jamie, whom I’ve leaned on the most. I highly recommend them!👍🏻👍🏻
Frequently Asked Questions About Stephanie Utter - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
What happens if I get into an accident with an uninsured driver?
Uninsured motorist coverage can help protect you in that situation. It's an optional add-on worth considering — talk to our office and we'll walk you through whether it makes sense for your policy.
What is an umbrella policy and do I need one?
A Personal Liability Umbrella Policy provides an extra layer of protection beyond your home and auto coverage. If you have assets to protect or face higher liability risk, it's worth a conversation. Our office can help you decide if it's a good fit.
At what age should I start thinking about life insurance?
The earlier the better — premiums are generally lower when you're younger and healthier. Whether you're just starting a family or planning for retirement, our office can help you find an option that fits your stage of life and budget.
What is the difference between term and whole life insurance?
Term life covers you for a set period of time and is typically more affordable. Whole life provides lifelong coverage and builds cash value over time. Our agents can walk you through both options and help you decide what fits your goals.
What's the benefit of working with a local State Farm agent versus going online?
A local agent gets to know your specific situation and can make sure you're not over or underinsured. We're here to answer questions, help with claims, and review your coverage as your life changes — things an online portal can't do for you.
How often should I review my insurance coverage?
We recommend reviewing your policies at least once a year or after any major life change — buying a home, getting married, having a child, or adding a vehicle. Our office is happy to do a no-cost review anytime.
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