Brand Certified
Farmers Insurance – Michael Aleksick
5.0(45 reviews)
Certified by Farmers Insurance – Michael Aleksick • Oct 11, 2026
Business Details
2201 Broadway, Hannibal, MO
63401, United States
Certified by Farmers Insurance – Michael Aleksick • Oct 11, 2026
(573) 283-8095
Certified by Farmers Insurance – Michael Aleksick • Oct 11, 2026
https://www.aleksickins.com/
Certified by Farmers Insurance – Michael Aleksick • Oct 11, 2026
About
Certified by Farmers Insurance – Michael Aleksick • Oct 11, 2026
Insurance AgencyAuto Insurance AgencyLife Insurance AgencyHome Insurance AgencyBusiness Insurance ServiceHealth Insurance Agency
Farmers Insurance – Michael Aleksick is a fully licensed, BBB Accredited local insurance agency serving individuals, families, and businesses. We understand that insurance decisions affect your daily life, your financial security, and your peace of mind. That's why we take the time to review your situation and present options that align with what you actually need.
Location
Certified by Farmers Insurance – Michael Aleksick • Oct 11, 2026
Hours
Certified by Farmers Insurance – Michael Aleksick • Oct 11, 2026
Monday8:00 AM - 5:30 PM
Tuesday8:00 AM - 5:30 PM
Wednesday8:00 AM - 5:30 PM
Thursday8:00 AM - 5:30 PM
Friday8:00 AM - 5:30 PM
Saturday8:00 AM - 5:30 PM
Sunday8:00 AM - 5:30 PM
Reviews
5.0
45 reviews
5 stars
45
4 stars0
3 stars0
2 stars0
1 star0
- JMJeremy MitchellSep 13, 20265.0The service was impressively fast and the communication stayed clear every step of the way. The team’s knowledge proved invaluable, handled politely and with a friendly attitude that made the process smooth and reassuring. Getting quality service at a fair price not only met expectations but energized confidence in the whole experience.
- KFKatelynd FosterSep 13, 20265.0The ease of swapping was amazing. Highly recommend Aleksick insurance agency!
- SYSteve YagerSep 9, 20265.0Michael and his team not only were polite, professional and proficient in my experience with there office. I highly recommend them for your insurance needs.
- DSDian SommersSep 9, 20265.0I felt that Michael was sincere and appreciated my request from start to finish. Michael’s helpful and professional approach ended up selling my sister 2 policies and later 4 more policies for my family. Everything was handled quickly, making me feel confident and at ease throughout the process.
- DMDeonte MillerAug 18, 20265.0Amazing service Michael is the bomb extremely helpful and willing to go out his way to get things handled.
Frequently Asked Questions About Farmers Insurance – Michael Aleksick
Can I get insurance through carriers other than Farmers Insurance?
Yes, this agency writes policies through Farmers Insurance and additional carriers. Access to multiple providers allows clients to compare coverage options and pricing across different companies. Licensed agents help identify which carrier best fits your specific needs and budget.
What occupation discounts are available on insurance policies?
Eligible occupation discounts include dentists, aviators, educators, engineers, Farmers Insurance employees, military members, first responders, scientists, and veterinarians. Discount availability varies by policy type and carrier. Proof of employment is typically required during the quoting process.
How does bundling home and auto insurance affect my premium?
Bundling typically reduces premiums on both policies because carriers reward multi-policy customers with package discounts. You maintain one renewal date and work with a single agent for claims across policies. The exact discount percentage varies by carrier and coverage amounts selected.
What's the difference between ACA Marketplace coverage and private health insurance?
Marketplace plans determine subsidy eligibility based on income, potentially lowering monthly premiums significantly. Private plans purchased outside the Marketplace don't qualify for subsidies but may offer different network options or coverage designs. Agents help evaluate which approach fits your healthcare needs and financial situation.
When should I meet with an agent about Medicare instead of handling enrollment myself?
Medicare has multiple coverage choices—Original Medicare, Medicare Advantage, Medigap, and Part D—each with different costs, networks, and restrictions. Agents help compare plan options across carriers during your Initial Enrollment Period or Annual Election Period. One-on-one guidance prevents enrollment mistakes that can delay coverage or increase costs.
How does final expense insurance differ from regular life insurance?
Final expense policies are designed specifically for funeral, burial, and end-of-life costs, typically with smaller benefit amounts than traditional life insurance. Coverage amounts usually range from $5,000 to $25,000, matching average funeral expenses. These policies often have simplified underwriting and remain affordable for seniors on fixed incomes.
What Missouri homeowners insurance factors affect my premium the most?
Missouri weather patterns—tornadoes, hail, and flood risk—significantly impact premiums based on your property's location. Claims history, roof age, home construction type, and distance to fire protection also affect pricing. Properties in areas with higher storm frequency or older infrastructure typically see higher rates.
Can I adjust my auto insurance coverage mid-policy if my situation changes?
Yes, coverage adjustments take effect immediately once processed—adding a vehicle, changing drivers, or modifying liability limits. Premium changes are prorated for the remaining policy term. Life events like moving, marriage, or purchasing a new vehicle should trigger a policy review to ensure adequate protection.
What business insurance do Missouri small businesses typically need?
Most Missouri businesses require general liability coverage for third-party injury or property damage claims. Adding commercial property insurance protects your building and equipment, while commercial auto covers business vehicles. Professional liability, workers' compensation, and cyber liability depend on your industry and employee count.
How does working with a local licensed agent differ from buying insurance online?
Local agents review your complete risk profile across multiple carriers, identifying coverage gaps and discount opportunities automated systems miss. You receive personalized claim support when issues arise, plus annual policy reviews as life changes. Online platforms provide quotes but don't explain trade-offs between coverage options or coordinate bundled policies.
What happens during an annual health insurance policy review?
Agents compare your current plan's network, prescription coverage, and out-of-pocket costs against updated options from multiple carriers. Healthcare needs change—new medications, planned procedures, or provider preferences may make different plans more cost-effective. Reviews occur during Annual Enrollment Period to allow plan changes before the new coverage year.
Why does BBB Accreditation matter when choosing an insurance agency?
BBB Accreditation requires agencies to meet customer service standards, respond to complaints promptly, and maintain transparent business practices. Accreditation demonstrates commitment to ethical conduct and accountability. This matters when filing claims or resolving coverage disputes, as accredited agencies have established complaint resolution processes.
Brand Certified Facts from Farmers Insurance – Michael Aleksick
This information is certified by Farmers Insurance – Michael Aleksick and published from the brand's official system of record. Data is distributed through an enterprise-grade knowledge management platform. Learn more about our data sources
Certified October 11, 2026Yext Knowledge Graph
- Address
- Categories
- Geo coordinates
- Legal business name
- Hours of operation
- Phone number
- Official website