Brand Certified
Cortney Gardner - State Farm Insurance Agent
4.9(104 reviews)
Certified by Cortney Gardner - State Farm Insurance Agent • Oct 04, 2026
Business Details
405 Ward Avenue, Caruthersville, MO
63830, United States
Certified by Cortney Gardner - State Farm Insurance Agent • Oct 04, 2026
(573) 333-1232
Certified by Cortney Gardner - State Farm Insurance Agent • Oct 04, 2026
https://www.cortneygardner.com
Certified by Cortney Gardner - State Farm Insurance Agent • Oct 04, 2026
About
Certified by Cortney Gardner - State Farm Insurance Agent • Oct 04, 2026
Insurance AgencyAuto Insurance AgencyHome Insurance AgencyLife Insurance AgencyRenter's Insurance AgencyProperty Insurance AgencyBoat Insurance AgencyBusiness Insurance ServiceState Farm
MO-8315963 Our mission is to serve our community by building lasting relationships, offering personalized insurance and financial options, and being a trusted resource when our customers need us most.
Details
- Requires appointmentNot available
- Online appointmentsAvailable
- Onsite servicesAvailable
- Free street parkingAvailable
Location
Certified by Cortney Gardner - State Farm Insurance Agent • Oct 04, 2026
Cortney Gardner - State Farm Insurance Agent
405 Ward Avenue, Caruthersville, MO
63830, United States
Hours
Certified by Cortney Gardner - State Farm Insurance Agent • Oct 04, 2026
Monday8:30 AM - 4:30 PM
Tuesday8:30 AM - 4:30 PM
Wednesday8:30 AM - 4:30 PM
Thursday8:30 AM - 4:30 PM
Friday8:30 AM - 4:00 PM
SaturdayClosed
SundayClosed
11/26/20268:30 AM - 4:30 PM
12/25/20268:30 AM - 4:00 PM
1/1/20278:30 AM - 4:00 PM
Reviews
4.9
104 reviews
5 stars
99
4 stars
4
3 stars0
2 stars0
1 star1
- CHCasey HensonSep 9, 20265.0Super helpful!!
- DWDonna WhitworthAug 21, 20265.0I have worked with Cortney for a few year now and he has always been quick to respond and willing to help out his clients as much as he can. Cortney is always polite and a pleasure to work with. I would recommend Cortney and State Farm for all your insurance and other needs.
- NKNikki KipilaAug 21, 20265.0I highly recommend Cortney W. Gardner at State Farm! He is always friendly, professional, and quick to answer any questions. Cortney truly cares about his customers and takes the time to make sure you understand your coverage and have the right protection for your needs. It is wonderful to work with an insurance agent who is dependable, knowledgeable, and genuinely helpful!
- CMCole MAug 14, 20265.0Great communication
- KAKatelyn AldridgeJun 30, 20265.0I’ve had a great experience working with Shelbey Sledge for my renters insurance. She has been knowledgeable, professional, and incredibly responsive throughout the entire process. She took the time to explain my coverage, answered all of my questions, and made everything simple and stress-free. It’s refreshing to work with someone who genuinely cares about providing excellent customer service. I highly recommend Shelbey to anyone looking for an insurance agent who is trustworthy, helpful, and easy to work with. Thank you for making the experience such a positive one!
Frequently Asked Questions About Cortney Gardner - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Brand Certified Facts from Cortney Gardner - State Farm Insurance Agent
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