MD-3000180169
The mission of the Karen Michaels State Farm Insurance Office is to provide our customers with a great value on auto insurance, home insurance, business insurance, life insurance, and more. We are here to be the first and ultimate choice for all of Maryland, Delaware, and Pennsylvania insurance needs.
Details
Requires appointmentNot available
Online appointmentsNot available
Onsite servicesAvailable
Free parking lotAvailable
Wheelchair accessible entranceAvailable
Location
Certified by Karen Michaels - State Farm Insurance Agent • Jul 05, 2026
Certified by Karen Michaels - State Farm Insurance Agent • Jul 05, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
9/7/20269:00 AM - 5:00 PM
11/26/20269:00 AM - 5:00 PM
12/25/20269:00 AM - 5:00 PM
1/1/20279:00 AM - 5:00 PM
Reviews
4.9
1,825 reviews
5 stars
1,757
4 stars
39
3 stars5
2 stars9
1 star15
AB
Aisha Bridgewater
1 day ago
5.0
I had an excellent experience with Bria at State Farm. She was very polite, professional, and took the time to answer all of my questions. She made the entire process easy and stress-free, and her customer service was outstanding. I truly appreciate her patience and willingness to help. I highly recommend working with Bria if you’re looking for excellent service!
BA
Bill Alzos
3 days ago
5.0
Karen and her staff are always quick and professional to respond to my questions, regarding pricing, coverage, or additions to my policies. I use them for all my insurance needs and will continue to do so.
JH
John Harwood
3 days ago
5.0
Absolutely love these people have been so helpful Miss Tammy was absolutely a blessing I have been able to get rental insurance and car insurance and for the first time in my life I'm fully covered and I've never had such a easy experience to be able to be covered and have security that I've never been able to experience before. It is truly an amazing feeling. And an unbeatable price I've never had insurance so cheap and easy to deal with. I 100% recommend them to anybody looking to insure their home or Auto or anything else that they are looking to ensure they're very very easy to talk to and they will explain anything you need to know all you have to do is ask and they're not pushing whatsoever like most insurance companies thanks guys I really appreciate y'all are A1 the best insurance company in my book. And I recommend you to anybody anybody looking to insure their personal property or anything they have that's able to be insured thanks again guys y'all are awesome made my life a lot easier
MC
Melissa Clarke
Jul 2, 2026
5.0
It's so refreshing to have personal service rather than constantly being diverted to service myself or having artificial intelligence serve me. I've been very happy with Karen Michaels State farm, knowledgeable, easy to get a hold of and quick to help. Thank you to them all & most recently Bria. Thank you I appreciate your help & your swiftness with addressing my request.🙂
JI
James Williams III
Jul 1, 2026
5.0
First of all I'd like to say I had a great customer experience working with Bria because although they were very busy they got back to me in a timely fashion within 20 minutes after leaving a message. She was able to add a driver to my insurance in no time at all and got back to me with all the specifics and details. She was overly helpful and very pleasant, efficient and totally professional. That's the kind of experience that keeps me with State Farm.
Frequently Asked Questions About Karen Michaels - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Where do I access my online billing and payment information?
Use the Digital Pay Payment Center link to access your account. Enter your User ID and password to login. You will be directed to your billing and payment information.
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
Do I have to pay for a quote online at Karen Michaels - State Farm Insurance Agent?
No, you do not have to pay for a quote online. We offer free quotes!
What payment methods can I use at Karen Michaels - State Farm Insurance Agent?
We accept cash and most major credit cards, including Visa, Mastercard, Discover, and American Express.
What are the office hours for Karen Michaels - State Farm Insurance Agent?
The office is open Monday to Friday from 9:00 AM to 5:00 PM, and closed on Saturdays, Sundays, and major holidays.
Is the Karen Michaels - State Farm Insurance Agent office accessible for people with disabilities?
Yes, the office has a wheelchair accessible entrance and free parking.
Can I manage my insurance policies and claims using the State Farm mobile app provided by Karen Michaels?
Yes, the mobile app allows you to manage insurance and banking accounts, get roadside assistance, file claims, and more.
Does Karen Michaels - State Farm Insurance Agent offer any onsite services?
Yes, onsite services are available at this location, and appointments are not required.
How can I contact Karen Michaels - State Farm Insurance Agent?
You can call the main phone number at +1 410-287-5800 or email karen@karenmichaelsinsurance.com.
What nearby places can I visit before or after my visit to Karen Michaels - State Farm Insurance Agent?
You can visit Dole's Essential Snowballs for ice cream and smoothies, Jayzees for pool and recreational activities, and Pleasant Pet Resort for pet grooming and services.
Are there nearby real estate agencies around Karen Michaels - State Farm Insurance Agent?
Yes, several nearby real estate agents such as Dale Jones Realtor, Pam Cruz Realtor Re/Max Vision, and RE/MAX Vision - Julie Strickler are close by.
Is there a place nearby Karen Michaels - State Farm Insurance Agent to relax or enjoy recreational sports?
Yes, Jayzees offers a sports and recreation venue with pool, billiards, and a swimming pool, and JAYZEES POOL SUPPLIES is also nearby if you need swimming pool supplies.
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Certified July 05, 2026Yext Knowledge Graph
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