MD-3000180169
The mission of the Karen Michaels State Farm Insurance Office is to provide our customers with a great value on auto insurance, home insurance, business insurance, life insurance, and more. We are here to be the first and ultimate choice for all of Maryland, Delaware, and Pennsylvania insurance needs.
Details
Requires appointmentNot available
Online appointmentsNot available
Onsite servicesAvailable
Free parking lotAvailable
Wheelchair accessible entranceAvailable
Location
Certified by Karen Michaels - State Farm Insurance Agent • Aug 30, 2026
Certified by Karen Michaels - State Farm Insurance Agent • Aug 30, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
9/7/20269:00 AM - 5:00 PM
11/26/20269:00 AM - 5:00 PM
12/25/20269:00 AM - 5:00 PM
1/1/20279:00 AM - 5:00 PM
Reviews
4.9
1,868 reviews
5 stars
1,798
4 stars
41
3 stars5
2 stars9
1 star15
JM
Jacquelyn McCullough
2 days ago
5.0
Bria was very helpful in rectifying an issue that I had with my auto insurance policy. She followed up with me after my concerns and made sure the payment amount was corrected. Bria was very polite and did a wonderful job!!
GC
gabriel colombo
3 days ago
5.0
I talked to Bria who is very polite and professional.
I received a quote instantly and was able to put a car on my policy within minutes. The price was great and I had some questions for her that she couldn’t answer right away and needed to research. She responded promptly with all the answers I needed.
AC
Autumn Ceraso
Aug 24, 2026
5.0
The Karen Michaels team has been my insurance office since I got my own insurance at 19! Their team has always been so kind and helpful. They made the initial process really easy and have been kinda and willing to help with any issues. I even moved out of state to Pennsylvania just a few years later and have been here for over a decade. When I thought I had to change offices, I was informed that the team covered multiple states. They've remained helpful in accidents I've had, questions I've needed answered, etc. The time that I did need to pick up a check from the office, they worked with a local branch near me to send everything there for me to finish the process, avoiding an 1.5 hour drive, again making things and smooth and helpful as possible. I've been very happy with them and hesitant to switch even locally.
OP
Oneida P
Aug 19, 2026
5.0
I want to take a moment to recognize Chayna Nixon, my State Farm licensed representative, for going above and beyond to help me with my insurance policy renewal\.
Chayna didn’t just treat me like another customer, she genuinely took the time to listen, understand my needs, and work within my budget. She carefully went over my options and made sure I received every possible savings and discount available, for both my policy and my son’s.
What impressed me most was how much she truly **cared**. She was patient, knowledgeable, professional, and willing to put in the extra effort to make sure we were properly covered while also saving as much money as possible.
Customer service like this is rare. Chayna is truly a **gem in disguise**, and I am so grateful for the time, effort, and compassion she showed me.
If you’re looking for someone who will actually take the time to help you and look out for your best interests, I highly recommend Chayna Nixon at State Farm. She deserves to be recognized for the excellent service she provides! ⭐️⭐️⭐️⭐️⭐️
SD
Shanika Davis
Aug 18, 2026
5.0
Melanie was so amazing, she helped me tremendously, and really was a blessing today. She explained all my options thoroughly and made sure I understood the process of everything. I had an issue and she didn’t get frustrated with me, she helped me with patience and kindness and went above and beyond to assist me. Thank you so much!
Frequently Asked Questions About Karen Michaels - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Where do I access my online billing and payment information?
Use the Digital Pay Payment Center link to access your account. Enter your User ID and password to login. You will be directed to your billing and payment information.
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
Do I have to pay for a quote online at Karen Michaels - State Farm Insurance Agent?
No, you do not have to pay for a quote online. We offer free quotes!
What payment methods can I use at Karen Michaels - State Farm Insurance Agent?
We accept cash and most major credit cards, including Visa, Mastercard, Discover, and American Express.
What are the office hours for Karen Michaels - State Farm Insurance Agent?
The office is open Monday to Friday from 9:00 AM to 5:00 PM, and closed on Saturdays, Sundays, and major holidays.
Is the Karen Michaels - State Farm Insurance Agent office accessible for people with disabilities?
Yes, the office has a wheelchair accessible entrance and free parking.
Can I manage my insurance policies and claims using the State Farm mobile app provided by Karen Michaels?
Yes, the mobile app allows you to manage insurance and banking accounts, get roadside assistance, file claims, and more.
Does Karen Michaels - State Farm Insurance Agent offer any onsite services?
Yes, onsite services are available at this location, and appointments are not required.
How can I contact Karen Michaels - State Farm Insurance Agent?
You can call the main phone number at +1 410-287-5800 or email karen@karenmichaelsinsurance.com.
What nearby places can I visit before or after my visit to Karen Michaels - State Farm Insurance Agent?
You can visit Dole's Essential Snowballs for ice cream and smoothies, Jayzees for pool and recreational activities, and Pleasant Pet Resort for pet grooming and services.
Are there nearby real estate agencies around Karen Michaels - State Farm Insurance Agent?
Yes, several nearby real estate agents such as Dale Jones Realtor, Pam Cruz Realtor Re/Max Vision, and RE/MAX Vision - Julie Strickler are close by.
Is there a place nearby Karen Michaels - State Farm Insurance Agent to relax or enjoy recreational sports?
Yes, Jayzees offers a sports and recreation venue with pool, billiards, and a swimming pool, and JAYZEES POOL SUPPLIES is also nearby if you need swimming pool supplies.
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Certified August 30, 2026Yext Knowledge Graph
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