MD-33374 - Our office strives to provide our customers with the most efficient and professional service in the Frederick, MD area. We take the time to complete a personalized comprehensive review of our customer's insurance needs. We want to be the first and preferred choice for all of our customers' Insurance and Financial Services needs in Frederick, MD. We focus on Auto, Home, Business and Life Insurance. We provide the best Insurance experience in Maryland. We are here to help life go right.
Details
Requires appointmentNot available
Online appointmentsAvailable
Onsite servicesAvailable
Location
Certified by Kathy Schultze - State Farm Insurance Agent • Aug 16, 2026
Certified by Kathy Schultze - State Farm Insurance Agent • Aug 16, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 7:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
9/7/20269:00 AM - 5:00 PM
11/26/20269:00 AM - 5:00 PM
12/25/20269:00 AM - 5:00 PM
1/1/20279:00 AM - 5:00 PM
Reviews
4.8
283 reviews
5 stars
260
4 stars
7
3 stars2
2 stars0
1 star
14
BB
BJ Bonney
Aug 10, 2026
5.0
Thank you, Joe for being a tremendous help today and providing top-notch customer service. I was able to get a quote for a new policy and completed the process quickly - thanks again!
KO
Kendis Orellana
Aug 5, 2026
5.0
Muy buen servicio y amable Odalis Arévalo
EL
Elmer López
Jul 17, 2026
5.0
Manuela y Gisel me atendieron muy profesional mente me explicaron todo con cada detalle gracias excelente trabajo pudieron ayudarme con lo k neseciaba se las recomiendo a cualquiera persona
CC
Chick Chakrian
Jul 8, 2026
5.0
As a new client of Kathy Schultze’s Stafe Farm Insurance Office, who is in the process of selling two properties in two different states and purchasing a new build home in the second state, I am quite pleased and impressed with her office. I j have had the opportunity to work with two members of her team, Sharon Hook and Kiersten during this transitory process.
They are readily available, professional, knowledgeable, personable and user friendly, especially for this tech dinosaur. These State Farm employees have been the best in the profession over 41 years of home ownership. I feel in capable and trustworthy hands with Kathy’s office and staff! Kathy, I commend you and your staff very highly ! Thank you.
Paul “Chick” Chakrian
JR
Jackelin Ramos
Jun 16, 2026
5.0
had an excellent experience working with this insurance company. They helped me obtain both my home and auto insurance policies at a very competitive price. The entire process was smooth, easy, and stress-free.
A special thanks to Manuela, who provided outstanding customer service. She was very kind, patient, and guided me through every step of the process, making sure I understood all my options and coverage details. Her professionalism and attention to detail made a big difference.
I highly recommend this company to anyone looking for affordable insurance and exceptional customer service. Thank you, Manuela, for all your help!
Frequently Asked Questions About Kathy Schultze - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Where do I access my online billing and payment information?
Use the Digital Pay Payment Center link to access your account. Enter your User ID and password to login. You will be directed to your billing and payment information.
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
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