Procomp Brokers - Workers' Comp & PEO is Florida's premier brokerage for Workers' Comp for Construction and specialized business insurance. We excel in securing Hard-to-Place Workers' Comp policies for high-risk contractors, including roofing, HVAC, and framing. As experts in PEO Workers’ Comp and Staff Management, we provide tailored solutions for businesses of any size. Whether you are a New Venture needing an immediate Certificate of Insurance (COI) or an established firm seeking Pay-As-You-Go options, Procomp makes the process effortless. Our Florida-based brokers specialize in high E-Mod recovery and comprehensive Contractor Insurance. Protect your workforce with reliable, efficient, and affordable workers' compensation solutions. Get your quote today!
Comprehensive Workers' Comp solutions tailored for Florida contractors. We specialize in high-risk trades and "Hard to Place" policies.
Benefits include:
* Pay-As-You-Go payment models (no large audits).
* Fast Quotes & Instant Approval.
* Immediate Certificates of Insurance (COI).
* PEO & Staff Management integration to reduce costs.
Protect your business and your crew with Florida's construction insurance experts.
Optimize your construction business with our Professional Employer Organization (PEO) services. We help Florida contractors stabilize their insurance rates and streamline payroll.
What we offer:
* Master Policy Workers' Comp access.
* Payroll processing & Tax filing.
* Risk management & OSHA compliance support.
Improved cash flow with no upfront deposits.
Reviews
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JB
juan esteban muñoz bermudez
Apr 2, 2026
5.0
Excelente servicio
Me ayudaron rápido con mi trámite
SC
Sonia Liliana Castañeda
Apr 1, 2026
5.0
Excelente servicio totalmente recomendados 👍👍
CR
Caridad Ruiz
Apr 1, 2026
5.0
My favorite Brokerage in St. Augustine!
SB
Sandra Marcela Cadavid Bueno
Mar 12, 2025
5.0
Excellent customer service, they helped me a lot!!
Workers’ Comp is a state-mandated insurance program that provides benefits to employees who suffer job-related injuries or illnesses. In Florida, most construction businesses with one or more employees (including corporate officers) are required by law to carry this coverage.
Why should I use a PEO for my Workers’ Comp?
A PEO allows you to access their larger, established Workers' Comp policy. This usually means lower rates, no large upfront deposits, and a "Pay-As-You-Go" model that improves your cash flow by paying premiums based on actual payroll rather than estimates.
What does "Hard to Place" mean in the insurance market?
This refers to businesses that struggle to find coverage due to high-risk work (like roofing or high-rise construction), a history of frequent claims, or being a new venture without a track record. Procomp Brokers specializes in finding competitive solutions for these specific cases.
How does a PEO help with "Pay-As-You-Go" Workers' Comp?
Instead of paying a massive annual premium upfront and facing a stressful end-of-year audit, a PEO calculates your premium every pay period. If your payroll goes down one month, your premium goes down too.
Will I still be responsible for OSHA compliance if I use a PEO?
While you maintain daily control over your job site and safety, a PEO provides Risk Management services. They help you implement safety programs and stay compliant with OSHA regulations, which ultimately helps reduce your "Experience Modifier" (Mod) and lowers your long-term costs.
How fast can I get a Certificate of Insurance (COI)?
We understand that in construction, "No COI = No Work." Through our PEO partnerships, we offer hassle-free and immediate certificates so you can get your crew on the job site without delays.
What is a PEO "Master Policy"?
It is a large-scale insurance policy held by the PEO that covers all its client companies. By joining, your business gains the negotiating power of a much larger corporation, resulting in stabilized rates and better protection.
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