Auto Insurance AgencyInsurance AgencyLife Insurance AgencyMotorcycle Insurance AgencyRenter's Insurance AgencyDirect Auto Insurance
Get cheap car insurance with the coverage options you need even if you have a less than perfect driving record through Direct Auto Insurance in Panama City, FL.
Explore offerings from Direct Auto Insurance on 704 W 11th St in Panama City, with popular services available at this location.
Commercial Auto Insurance
9 items
Services
Direct Auto Insurance Services
Auto Insurance
At Direct Auto Insurance, you get the auto insurance coverage you need with the low rates and great services you deserve, regardless of your insurance, credit, or driving history. Get a free auto quote online or talk to one of our friendly agents over the phone or at your local store to see what coverage options might be right for you.
Motorcycle Insurance
Whether you're behind a chopper, cruiser, sport bike, or scooter, you're covered with Direct motorcycle insurance. We offer complete motorcycle coverage, customizable payment plans, and a fair claims process. Get a free insurance quote and learn how Direct helps bikers keep riding.
Roadside Assistance
Low-cost Roadside Assistance offers peace of mind and protection 24 hours a day. With emergency towing assistance, flat tire service, lost key and lockout service, and essential auto fluid delivery, roadside assistance is a comfort when things go wrong on the road.
Individual Term Life Insurance
Life Insurance can provide peace of mind and protect your family's financial health by helping to cover funeral costs and other final expenses, as well as loss of an income, all for less than 75 cents a day. Call Direct or visit your local store to see how a life insurance policy could benefit your family.
Accident Medical Expense
Take control of the medical and out-of-pocket costs that can add up after an accidental injury with Accident Medical Expense Insurance. When your health insurance isn’t enough to cover the unexpected costs of injuries resulting from an accident, Direct Auto Insurance can help fill the gaps in your existing medical plan.
Health Insurance Marketplace
Finding affordable health care coverage doesn’t have to be hard! At Direct Auto Insurance, we make it easy for you to compare plans from top-rated carriers and get your questions answered by a licensed insurance expert. Find out if you’re eligible for premium assistance during the Affordable Care Act’s (ACA) Open Enrollment.
Emergency Protection
An auto accident could involve many unforeseen expenses, including a hospital stay, ambulance ride, or childcare that auto insurance might not fully cover. While specific coverage varies by state, the Emergency Protection Plans help pay for many of these unexpected costs and provide other valuable trip planning services and travel discounts.
Mexico Auto Insurance
Traveling to Mexico? Hitting the road and heading to Mexico can be fun, but most folks don't realize that the auto insurance policy that keeps you legal in the U.S. won't cover you in Mexico. Learn more about the coverages included in a typical Mexico tourist auto insurance policy and where you can purchase one.
Commercial Auto Insurance
Whether your small business runs on a single work van or a fleet of up to 20 box trucks, commercial auto insurance protects your company in the event of an accident. Learn more about available coverage options including Liability, Uninsured Motorist, Medical Payments, and more.
Reviews
4.6
898 reviews
5 stars
712
4 stars
113
3 stars
25
2 stars10
1 star
28
MT
Madison Tharpe
Jun 8, 2026
5.0
Amazing service! Very helpful
CW
Crystal Westmoreland
Jun 4, 2026
5.0
Frances was extremely knowledgeable and helpful on getting my insurance coverage
JB
Jay Bennett
May 15, 2026
5.0
10/10 service from my agent Ms.Frances Churchwell
MA
Michael R Adkins
May 15, 2026
5.0
Frances churchwell was very helpful and professional.
JC
Jessica Collom
May 7, 2026
5.0
Jessica Brown is our lady!!! She helped us get the best quote and was very patient with us and our many , MANY questions.She showed us what we could add and looked up our history reports. Lovely woman and great insurance!! Highly recommend Jessica for your Direct needs and questions....she made a complicated and stressful task turn into a very nice experience and professional
Frequently Asked Questions About Direct Auto Insurance
What types of insurance does Direct Auto Insurance in Panama City, FL offer?
Direct Auto Insurance provides auto, life, motorcycle, and renter's insurance options tailored to your needs.
Where is Direct Auto Insurance located?
The agency is located at 704 W 11th St, Panama City, FL 32401.
What are the business hours for Direct Auto Insurance?
The agency is open Monday to Friday from 9:00 AM to 5:30 PM, Saturdays from 9:00 AM to 2:00 PM, and closed on Sundays.
Does Direct Auto Insurance offer services in languages other than English?
Direct Auto Insurance offers services in English.
Can I schedule an appointment online with Direct Auto Insurance?
Yes, Direct Auto Insurance offers online appointment scheduling for your convenience.
Does Direct Auto Insurance provide onsite services?
Yes, they provide onsite services to assist you directly at their office.
What nearby dining options are available close to Direct Auto Insurance?
Krispy Krunchy Chicken is a nearby restaurant where customers can enjoy a meal before or after visiting the insurance agency.
Are there any government offices near Direct Auto Insurance?
Yes, the Bay County Government Center, Bay County DMV, and Bay County Tax Collector offices are nearby, which can be helpful for related administrative needs.
Where can I access public services or resources near Direct Auto Insurance?
Nearby places such as Bay County Public Library and Panama City Building Inspection offer public services and community resources.
What local facilities are available for vehicle or moving needs near Direct Auto Insurance?
Dealer Services (car dealer), Bay County DMV, and American Safety Movers, Inc. (self-storage) are conveniently close to assist customers with vehicle purchase, registration, or moving needs.
Brand Certified Facts from Direct Auto Insurance
This information is certified by Direct Auto Insurance and published from the brand's official system of record. Data is distributed through an enterprise-grade knowledge management platform. Learn more about our data sources
Certified July 05, 2026Yext Knowledge Graph
Address
Categories
Geo coordinates
Legal business name
Hours of operation
Phone number
Official website
Syndication Network
Approved business data is pushed to 100+ publishers, including: